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'T KRANTJE

Active
Private limited companyfounded 201015 yrs activeScholtisplein 12, 3680 Maaseik, BelgiumKBO/BCE: BE 0830.518.651

'T KRANTJE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €169k and a net result of €8k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 73% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-28
Solvency86=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.55 in 2024; short-term debt: 38.7% and cash: 51.3% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.3%
Return on assets
2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
22 d early
2024
97 d early
2023
26 d early
2022
28 d early
2021
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€169k▲ 4.8%
2024 · €162k
2021: €178k 2022: €195k 2023: €203k 2024: €162k
2021 → 2025
Total assets
€276k▲ 4.5%
2024 · €264k
2021: €261k 2022: €254k 2023: €304k 2024: €264k
2021 → 2025
Net result
€8k▼ 79.2%
2024 · €38k
2021: €29k 2022: €16k 2023: €8k 2024: €38k
2021 → 2025
Working capital
€154k▲ 3.7%
2024 · €149k
2021: €151k 2022: €172k 2023: €180k 2024: €149k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€178k-€195k▲ 9.2%€203k▲ 4.1%€162k▼ 20.3%€169k▲ 4.8%
Operating result€42k-€26k▼ 38.0%€15k▼ 43.3%€50k▲ 237%€17k▼ 66.3%
Net result€29k-€16k▼ 44.3%€8k▼ 51.3%€38k▲ 370%€8k▼ 79.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €42k€42kNet result 2021: €29k€29kOperating result 2022: €26k€26kNet result 2022: €16k€16kOperating result 2023: €15k€15kNet result 2023: €8k€8kOperating result 2024: €50k€50kNet result 2024: €38k€38kOperating result 2025: €17k€17kNet result 2025: €8k€8k20212022202320242025
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets €15k▼ 23.1%
Current assets €261k▲ 6.6%
Equity and liabilities €276k
Equity €169k▲ 4.8%
Debt €107k▲ 3.9%
The debt ratio falls from 38.9% to 38.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€25k
2024 · €58k
Cash flow
€16k
2024 · €46k
Solvency
61.3%
2024 · 61.1%
Current ratio
2.45
2024 · 2.55
Quick ratio
1.40
2024 · 1.83
Debt / equity
0.63
2024 · 0.64
ROE
4.6%
2024 · 23.3%
ROA
2.8%
2024 · 14.2%
Interest coverage
4.44
2024 · 182.57
Debt
€107k
2024 · €103k
Debt ≤ 1 year
€107k
2024 · €96k
Income taxes
€4k
2024 · €12k
Staff costs
€87k
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€264k€276k
Fixed assets21/28€19k€15k
Tangible fixed assets22/27€19k€11k
Land and buildings22€5k€737
Plant, machinery and equipment23€14k€10k
Other tangible fixed assets26€33€0
Financial fixed assets28-€4k
Current assets29/58€245k€261k
Stocks and contracts in progress3€69k€112k
Stocks30/36€69k€112k
Amounts receivable within one year40/41€9k€7k
Trade receivables40€4k€4k
Other amounts receivable41€5k€3k
Cash at bank and in hand54/58€155k€142k
Deferred charges and accrued income490/1€12k€155
Equity and liabilities
Total equity and liabilities10/49€264k€276k
Equity10/15€162k€169k
Contributions10/11€2k€2k=
Reserves13€160k€167k
Distributable reserves133€160k€167k
Profit (loss) carried forward14-€0
Amounts payable17/49€103k€107k
Amounts payable within one year42/48€96k€107k
Trade debts44€83k€77k
Suppliers440/4€83k€77k
Taxes, remuneration and social security45€12k€27k
Taxes450/3€4k€5k
Remuneration and social security454/9€8k€22k
Other amounts payable47/48€2k€3k
Accrued charges and deferred income492/3€7k€0
Income statement Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€73k€87k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€5k€4k
Non-recurring operating charges66A-€0
Gross operating margin9900€136k€116k
Operating profit (loss)9901€50k€17k
Financial income75/76B€197€319
Recurring financial income75€197€319
Financial charges65/66B€318€6k
Recurring financial charges65€318€6k
Profit (loss) for the period before taxes9903€50k€11k
Income taxes67/77€12k€4k
Profit (loss) for the period9904€38k€8k
Profit (loss) for the period to be appropriated9905€38k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€38k€8k
Transfer from equity791/2€79k€0
Transfer to equity691/2€38k€8k
To other reserves6921€38k€8k
Profit to be distributed694/7€79k€0
Return on contributions (dividend)694€79k€0
Social balance
Average headcount (FTE)90871.9-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €8k ▼79.2%
Net result drops to €8k, the lowest in the series.
25-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2021net €38k ▲370%
Operating result €50k, net result €38k, both a record.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200kEq €203k ▲4.1%
3 profitable years in a row build equity to €203k.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Scholtisplein 123680 Maaseik
Ground area
332 m²
Building footprint
231 m²
Volume, LiDAR
1,654 m³
Parcel 72024B1238/00E000, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
't Krantje
Scholtisplein 12a, 3680 MaaseikRetail sale of chocolate and confectionery
since 20102.192.836.141
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72024B1238/00E000 Flanders 332 m² 1 · 231 m² 15.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Maaseik2.192.836.141
1 permission
Verkooppunt LM>3 maand · since 18-10-2016

Similar companies · same sector, comparable size

Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,049 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-10-2010
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.