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'T KLAVERBLAD

Active
Private limited companyfounded 1999active for 27 yearsMelkerijstraat 2, 2340 Beerse, BelgiumKBO/BCE: BE 0466.238.616
Summary

'T KLAVERBLAD has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €972,530 and a net result of €147,142. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 41% of 9,760 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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'T KLAVERBLADActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of beverages, general range
NACE 46349Retail sale of beverages, general range NACE 47252
2 sites
Size
€2.8mtotal assets 2025
Equity
€972,530
Profit
€147,142
Turnover not published (abbreviated format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 21 days late4 deeds in the Belgian Official Gazette
Why 95raises riskSector: Wholesale trade (NACE 46)lowers riskSize: total assets €2.8mFigures for financial year 2025 (filed 21-08-2026)Founded in 1999Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 46, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 60+6
equity 34.9% of total assets
Liquidity 49+4
short-term debt 32.7% · cash 10.8%
Profitability 75+2
return on assets 5.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies, NACE 46, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €90,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.59, compared with 1.35 in 2024, above the usual 1.5; short-term debt: 32.7% and cash: 10.8% of total assets), but 65.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 40% on solvency, 60% on liquidity, 72% on profitability and 79% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €2.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 21-08-2026)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
13 days late
2023
1 day early
2022
32 days early
2021
44 days early
2020
18 days late
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €147,142 ▲37.6%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €147,142 8 years View
  • Among the largest 15% on gross marginsector median €191,225 · 9,723 companies €920,670 View
  • Active since 1999founded 11-06-1999 27 years View

By topic

Financials

Financial year
2025
Total assets
€2.8m
Profit
€147,142
Solvency
34.9%
Total assets▼ 3.8%
Net result
20182025
Go to Financials

Timeline

Events
29
Since
2001
Next accounts
by 31-07-2027
  1. 30-07-2024Annual accounts filed
  2. 29-06-2023Annual accounts filed
  3. 17-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Wholesale of beverages, general rangeNACE 46349
Founded
11-06-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about 'T KLAVERBLAD

What is the company number of 'T KLAVERBLAD?
0466.238.616. In Belgium the VAT number is the company number with BE in front: BE 0466.238.616.
Where is 'T KLAVERBLAD based?
The registered office is at Melkerijstraat 2, 2340 Beerse.Company details
What does 'T KLAVERBLAD do?
According to the KBO register, the main activity is wholesale of beverages, general range (NACE 46349).
What is the legal form of 'T KLAVERBLAD?
Private limited company (BV).
When was 'T KLAVERBLAD founded?
On 11-06-1999.
Is 'T KLAVERBLAD still active?
Yes, 'T KLAVERBLAD is an active enterprise in the KBO register.
How many employees does 'T KLAVERBLAD have?
On average 6.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of 'T KLAVERBLAD?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is 'T KLAVERBLAD profitable?
In financial year 2025, 'T KLAVERBLAD made a profit of €147,142.
Where can I find the annual accounts of 'T KLAVERBLAD?
'T KLAVERBLAD filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 'T KLAVERBLAD due?
By 31-07-2027, for financial year 2026.Timeline

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