Equity
€80,187 ▲ 192%
Equity rose in 2025 from €27,492 to €80,187.
T Kabouterke
Lifetime
3 annual accounts with figures on one time axispeak €492,281 (2025)
€492,281▲ 11.5%
peak €92,694 (2025)
€92,694▲ 115%
peak €80,187 (2025)
€80,187▲ 192%
€340,946▼ 8.8%
Board3 names since 2022
2 directorsBOUKER Fatima and 1 other
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Result from €43,079 to €92,694Equity from €27,492 to €80,187
Key points
from the 2025 annual accountsTurnover
≈ €580,000 estimated
The accounts state no turnover.
Debts
€340,946 81% of the balance sheet
Financial debts 56%Suppliers 6%Taxes and wages 20%Other 18%
Of this, €108,676 falls due within a year.
Liquidity
1.20 was 0.70 in 2024
Short-term debts fell from €150,941 to €108,676.
Position in the sector
€80,187
Less equity than 82% of companies in social work without accommodation. Sector median €1.2m · 488 companies.
Public support
€1.7m awarded from 2022 to 2025
Flemish support, mostly Subsidies voorschoolse kinderopvang.
Checked score
94
Excellent
Financially stronger than 62% of micro companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,129 companies (NACE 88, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Sector: Social work activities without accommodation (NACE 88)
Size: total assets €421,133
Liquidity: current ratio 1.20, cash €68,241
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 27% of them on solvency, 41% on liquidity, 84% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as T Kabouterke has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of T Kabouterke itself is lower: 0.1% within 12 months. It rests on far more data about T Kabouterke than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for T Kabouterke. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (0.7 in 2024), below the usual 1.5. Short-term debt is 25.8% and cash 16.2% of total assets. 81% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 488 sector peers (2025).
NBB · sector comparisonPosition among 488 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
2 days early
2023
116 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 37 days after the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 3 accounts filed within 119 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
HM
Harrouni Mohamed
Director, since 11-10-2022
- HARROUNI Mohammed 50 sharesdeed of 13-10-2022
- BOUKER Fatima 50 sharesdeed of 13-10-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0792334897
Incorporation
Founding capital of €5,000, 100 shares · Founders: HARROUNI Mohammed and BOUKER Fatima · Appointments: HARROUNI Mohammed (director) and BOUKER Fatima (director) · published on 13-10-2022 · Gazette deed
First establishment
Statiestraat 61, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T Kabouterke Antwerp | €421,133 | €492,281 | 19.0% | - |
| Plusj Kinderopvang Edegem | €410,824 | €433,214 | 24.1% | - |
| ’T KNUFFELTJE Sint-Gillis-Waas | €405,662 | €524,212 | 55.7% | - |
| Groenkwartiertje Antwerp | €450,996 | €507,260 | 49.9% | - |
| Babykasteel Antwerp | €311,634 | €433,602 | 49.9% | - |
| Yma’s Droombosje BV Antwerp | €499,459 | €640,624 | 70.1% | 12.1 |
| STRAWBERRYFLAVOUR Antwerp | €349,258 | €375,090 | 57.0% | - |
These companies have the same main activity as T Kabouterke: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €312,000 and €499,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 11-10-2022Normal situation
- Activity
- Day nurseries and crèchesNACE 88911
- Establishment unit
- 2.337.018.2282600 Antwerp, since 11-10-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 13-03-2025
Annual accounts 2025
- €421,133▲ 5.0%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on T Kabouterke
T Kabouterke files the abbreviated format. That format states no turnover. The gross margin rose from €421,983 in 2023 to €492,281 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T Kabouterke
- What is the company number of T Kabouterke?
- The company number of T Kabouterke is 0792.334.897. The VAT number is the same number with BE in front: BE 0792.334.897.
- Where is T Kabouterke based?
- The registered office is at Statiestraat 61, 2600 Antwerp.Company details
- What does T Kabouterke do?
- According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
- What is the legal form of T Kabouterke?
- T Kabouterke is a private limited company (BV).
- When was T Kabouterke founded?
- T Kabouterke was founded on 11-10-2022.
- Is T Kabouterke still active?
- Yes, T Kabouterke is an active enterprise in the KBO register.
- What is the turnover of T Kabouterke?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €492,281 and 30 comparable companies (NACE 889). It probably lies between €550,000 and €660,000.Financials
- Is T Kabouterke profitable?
- In financial year 2025, T Kabouterke made a profit of €92,694.
- Where can I find the annual accounts of T Kabouterke?
- T Kabouterke filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T Kabouterke due?
- T Kabouterke must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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