T&J Trans
ActiveThe computed 12-month bankruptcy probability of T&J Trans is 3.0% (moderate). The 2025 annual accounts show equity of €21k and a net result of €9k. Equity is shrinking by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 4547 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+51
Solvency46▲+13
Growth32=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 0.74 in 2024; short-term debt: 71% and cash: 0.8% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
16 d late
2024
12 d late
2023
21 d late
2022
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 72.3%
2024 · €12k
2022: €28k
2023: €45k
2024: €12k
2022 → 2025
Total assets
€100k▼ 29.6%
2024 · €142k
2022: €200k
2023: €229k
2024: €142k
2022 → 2025
Net result
€9k
2024 · €-33k
2022: €18k
2023: €17k
2024: €-33k
2022 → 2025
Working capital
€-5k▲ 85.7%
2024 · €-32k
2022: €-58k
2023: €-31k
2024: €-32k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€45k▲ 61.2%€12k▼ 73.3%€21k▲ 72.3%
Operating result€25k-€25k▼ 1.0%€-29k€17k
Net result€18k-€17k▼ 4.6%€-33k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €29k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€34k▼ 32.4%
Current assets
€67k▼ 28.1%
Equity and liabilities €100k
Equity
€21k▲ 72.3%
Debt
€80k▼ 39.0%
The debt ratio falls from 91.6% to 79.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €6k
Cash flow
€22k▲
2024 · €1k
Solvency
20.6%▲
2024 · 8.4%
Current ratio
0.94▲
2024 · 0.74
Quick ratio
0.94▲
2024 · 0.74
Debt / equity
3.86▼
2024 · 10.88
ROE
42.0%▲
2024 · -275.1%
ROA
8.6%▲
2024 · -23.2%
Interest coverage
3.81▲
2024 · 1.25
Debt
€80k▼
2024 · €130k
Debt ≤ 1 year
€71k▼
2024 · €125k
Income taxes
€62
Staff costs
€58k▼
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€100k▼
Fixed assets21/28€50k€34k▼
Tangible fixed assets22/27€16k€150▼
Furniture and vehicles24€16k€150▼
Financial fixed assets28€33k€33k=
Current assets29/58€93k€67k▼
Amounts receivable within one year40/41€88k€64k▼
Trade receivables40€86k€64k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€4k€794▼
Deferred charges and accrued income490/1€612€2k▲
Equity and liabilities
Total equity and liabilities10/49€142k€100k▼
Equity10/15€12k€21k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€2k€11k▲
Amounts payable17/49€130k€80k▼
Amounts payable within one year42/48€125k€71k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€16k€13k▼
Suppliers440/4€16k€13k▼
Taxes, remuneration and social security45€54k€9k▼
Taxes450/3€48k€4k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€49k€49k▲
Accrued charges and deferred income492/3€6k€8k▲
Income statement
Code20242025
Non-recurring operating income76A-€15k
Remuneration, social security and pensions62€103k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€14k▼
Other operating charges640/8€24k€5k▼
Gross operating margin9900€133k€93k▼
Operating profit (loss)9901€-29k€17k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€-33k€9k▲
Income taxes67/77-€62
Profit (loss) for the period9904€-33k€9k▲
Profit (loss) for the period to be appropriated9905€-33k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€11k▲
Profit (loss) brought forward from the previous period14P€35k€2k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
30-06
Financial
Weakest financial yearnet €-33k ▼293%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardveld 49300 AalstGround area
3,637 m²
Building footprint
1,975 m²
Volume, LiDAR
4,380 m³
Parcel 41303D0075/00K000, Flanders · tallest building 8.8 m. Linked by address, not a title deed.
1 establishment unit
T&J Trans
since 20212.318.986.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303D0075/00K000 | Flanders | 3,637 m² | 1 · 1,975 m² | 8.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 155 EUR awarded · 155 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 155 EUR | 155 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 5,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2021
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@fun-rent.be