T-IT SERVICES

Active

Private limited companyfounded 201610 yrs activeRue de la Marsalle 23, 4040 Herstal, BelgiumKBO/BCE: BE 0657.776.301

Summary

The computed 12-month bankruptcy probability of T-IT SERVICES is 1.6% (moderate). The 2025 annual accounts show equity of €60,778 and a net result of €10,302. Its solvency ranks better than 63% of 2393 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch Report Compare

T-IT SERVICESActiveChecked score 64/100

Risk analysis Report Compare

Activity

General electrical installation work

NACE 43211

1 site

Size

€115,606total assets 2025

Staff: 3 FTE
Equity: €60,778
Profit: €10,302

Financial health

64 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.6%

Structure

Accounts filed 45 d late0 of 2 deeds read

Why 64- Latest accounts 45 days late; 1 of the last 3 late- Ex-officio strike-off in the KBO- Size: 3 FTE, total assets €115,606+ Liquidity: current ratio 1.45, cash €16,900Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 51% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 78

equity 52.6% of total assets

Liquidity 45

short-term debt 47.4% · cash 14.6%

Profitability 80

return on assets 8.9%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)

Last 24 months 11-2024: 1.6% 12-2024: 1.6%● 0.0% vs 11-2024 01-2025: 1.6%● 0.0% vs 12-2024 02-2025: 1.6%● 0.0% vs 01-2025 03-2025: 1.6%● 0.0% vs 02-2025 04-2025: 1.6%● 0.0% vs 03-2025 05-2025: 1.6%● 0.0% vs 04-2025 06-2025: 1.6%● 0.0% vs 05-2025 07-2025: 1.6%● 0.0% vs 06-2025 08-2025: 1.6%● 0.0% vs 07-2025 09-2025: 1.6%● 0.0% vs 08-2025 10-2025: 1.6%● 0.0% vs 09-2025 11-2025: 1.6%● 0.0% vs 10-2025 12-2025: 1.5%▼ -10.0% vs 11-2025lowest value 01-2026: 1.5%● 0.0% vs 12-2025lowest value 02-2026: 1.5%● 0.0% vs 01-2026lowest value 03-2026: 1.5%● 0.0% vs 02-2026lowest value 04-2026: 1.5%● 0.0% vs 03-2026lowest value 05-2026: 2.8%▲ +87.0% vs 04-2026highest value 06-2026: 2.8%● 0.0% vs 05-2026highest value 07-2026: 2.8%● 0.0% vs 06-2026highest value 08-2026: 2.8%● 0.0% vs 07-2026highest value 09-2026: 2.8%▼ -0.1% vs 08-2026 10-2026: 1.6%▼ -43.6% vs 09-2026

Latest accounts 45 days late; 1 of the last 3 late raises the probability
Ex-officio strike-off in the KBO raises the probability
Liquidity: current ratio 1.45, cash €16,900 lowers the probability
Size: 3 FTE, total assets €115,606 raises the probability for this profile

Credit up to €3,500 at 30 days acceptable

Liquidity tight (current ratio 1.45; short-term debt: 47.4% and cash: 14.6% of total assets), and 47.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 57%, liquidity 35%, profitability 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 45 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Ex-officio strike-off in the KBO

In the bankruptcy model this factor raises the probability.

KBO publications

Liquidity: current ratio 1.45, cash €16,900

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: 3 FTE, total assets €115,606

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

45 d late

← before the deadline after the deadline →

Administrative warnings in the KBO publications

1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.

KBO publications

Publications

Late accounts filing

14-09-26 Annual accounts filedfiscal year 2025 · full…
03-04-26 Late accounts filingKBO administration

Key points

Caution: Among the weakest 17% on equitysector median €458,220 · 2,393 companies €60,778 View
Total assets 2025first fiscal year filed €115,606 View
Active since 2016founded 28-06-2016 10 years View