T.INC
ActiveSummary
T.INC has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.47M and a net result of €136k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 7.02 against 3.54 in 2024; short-term debt: 2.6% and cash: 5.6% of total assets), and 2.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
on the day
2023
43 d early
2022
7 d early
2021
3 d early
2020
44 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.47M▲ 4.8%
2024 · €1.40M
2018: €924klowest in 8 years
2019: €993k▲ +7.5% vs 2018
2020: €1.02M▲ +2.5% vs 2019
2021: €1.34M▲ +31.3% vs 2020
2022: €1.26M▼ -5.5% vs 2021
2023: €1.35M▲ +6.7% vs 2022
2024: €1.40M▲ +3.8% vs 2023
2025: €1.47M▲ +4.8% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.50M▲ 2.9%
2024 · €1.46M
2018: €1.51M
2019: €1.51M▼ -0.4% vs 2018
2020: €1.52M▲ +1.0% vs 2019highest in 8 years
2021: €1.46M▼ -3.9% vs 2020
2022: €1.36M▼ -6.9% vs 2021lowest in 8 years
2023: €1.39M▲ +1.8% vs 2022
2024: €1.46M▲ +5.5% vs 2023
2025: €1.50M▲ +2.9% vs 2024
2018 → 2025
Net result
€136k▼ 5.9%
2024 · €145k
2018: €55k
2019: €69k▲ +25.3% vs 2018
2020: €25k▼ -63.6% vs 2019lowest in 8 years
2021: €318k▲ +1166% vs 2020highest in 8 years
2022: €43k▼ -86.5% vs 2021
2023: €84k▲ +95.5% vs 2022
2024: €145k▲ +72.1% vs 2023
2025: €136k▼ -5.9% vs 2024
2018 → 2025
Working capital
€233k▲ 43.7%
2024 · €162k
2018: €-433klowest in 8 years
2019: €-292k▲ +32.7% vs 2018
2020: €-282k▲ +3.4% vs 2019
2021: €88k▲ +131% vs 2020
2022: €19k▼ -78.8% vs 2021
2023: €100k▲ +435% vs 2022
2024: €162k▲ +62.2% vs 2023
2025: €233k▲ +43.7% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.34M-€1.26M▼ 5.5%€1.35M▲ 6.7%€1.40M▲ 3.8%€1.47M▲ 4.8%
2021: €1.34M
2022: €1.26M▼ -5.5% vs 2021lowest in 5 years
2023: €1.35M▲ +6.7% vs 2022
2024: €1.40M▲ +3.8% vs 2023
2025: €1.47M▲ +4.8% vs 2024highest in 5 years
Operating result€476k-€61k▼ 87.1%€120k▲ 96.0%€207k▲ 72.4%€194k▼ 6.1%
2021: €476khighest in 5 years
2022: €61k▼ -87.1% vs 2021lowest in 5 years
2023: €120k▲ +96.0% vs 2022
2024: €207k▲ +72.4% vs 2023
2025: €194k▼ -6.1% vs 2024
Net result€318k-€43k▼ 86.5%€84k▲ 95.5%€145k▲ 72.1%€136k▼ 5.9%
2021: €318khighest in 5 years
2022: €43k▼ -86.5% vs 2021lowest in 5 years
2023: €84k▲ +95.5% vs 2022
2024: €145k▲ +72.1% vs 2023
2025: €136k▼ -5.9% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€1.23M ▼ 0.3%
Current assets
€271k ▲ 20.3%
Equity and liabilities €1.50M
Equity
€1.47M ▲ 4.8%
Debt
€40k ▼ 38.6%
Debt's share of the balance-sheet total falls from 4.4% to 2.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€202k▼
2024 · €214k
Cash flow
€144k▼
2024 · €152k
Current ratio
7.02▲
2024 · 3.54
Debt to equity
0.03▼
2024 · 0.05
ROE
9.3%▼
2024 · 10.4%
ROA
9.1%▼
2024 · 9.9%
Interest coverage
522.46▼
2024 · 23786.15
Debt ≤ 1 year
€39k▼
2024 · €64k
Income taxes
€58k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.50M▲
Fixed assets21/28€1.24M€1.23M▼
Tangible fixed assets22/27€123k€120k▼
Land and buildings22€122k€116k▼
Furniture and vehicles24€776€4k▲
Financial fixed assets28€1.11M€1.11M=
Current assets29/58€226k€271k▲
Amounts receivable within one year40/41€192k€183k▼
Trade receivables40€165k€165k=
Other amounts receivable41€27k€19k▼
Cash at bank and in hand54/58€28k€84k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.50M▲
Equity10/15€1.40M€1.47M▲
Contributions10/11€87k€87k=
Capital10€87k€87k=
Issued capital100€87k€87k=
Reserves13€1.31M€1.38M▲
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Distributable reserves133€1.30M€1.37M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€65k€40k▼
Amounts payable within one year42/48€64k€39k▼
Trade debts44€1k€900▼
Suppliers440/4€1k€900▼
Taxes, remuneration and social security45€25k€24k▼
Taxes450/3€22k€21k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€38k€14k▼
Accrued charges and deferred income492/3€968€998▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€219k€204k▼
Operating profit (loss)9901€207k€194k▼
Financial income75/76B€174€325▲
Recurring financial income75€174€325▲
Financial charges65/66B€9€386▲
Recurring financial charges65€9€386▲
Profit (loss) for the period before taxes9903€207k€194k▼
Income taxes67/77€62k€58k▼
Profit (loss) for the period9904€145k€136k▼
Profit (loss) for the period to be appropriated9905€145k€136k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€136k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€94k€69k▼
Transfer to equity691/2€145k€136k▼
To other reserves6921€145k€136k▼
Profit to be distributed694/7€94k€69k▼
Return on contributions (dividend)694€94k€69k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €76k | €51k | €-192 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €9k | €10k | €7k | €7k | ▲ 4.9% |
| Other operating charges640/8 | €4k | €2k | €3k | €5k | €2k | ▼ 59.9% |
| Gross operating margin9900 | €569k | €123k | €133k | €219k | €204k | ▼ 6.9% |
| Operating profit (loss)9901 | €476k | €61k | €120k | €207k | €194k | ▼ 6.1% |
| Financial income75/76B | €0 | €0 | €0 | €174 | €325 | ▲ 86.4% |
| Recurring financial income75 | €0 | €0 | €0 | €174 | €325 | ▲ 86.4% |
| Financial charges65/66B | €12k | €705 | €62 | €9 | €386 | ▲ 4,191% |
| Recurring financial charges65 | €12k | €705 | €62 | €9 | €386 | ▲ 4,191% |
| Profit (loss) for the period before taxes9903 | €464k | €61k | €120k | €207k | €194k | ▼ 6.2% |
| Income taxes67/77 | €146k | €18k | €36k | €62k | €58k | ▼ 6.8% |
| Profit (loss) for the period9904 | €318k | €43k | €84k | €145k | €136k | ▼ 5.9% |
| Profit (loss) for the period to be appropriated9905 | €318k | €43k | €84k | €145k | €136k | ▼ 5.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.46M | €1.36M | €1.39M | €1.46M | €1.50M | ▲ 2.9% |
| Fixed assets21/28 | €1.25M | €1.24M | €1.25M | €1.24M | €1.23M | ▼ 0.3% |
| Tangible fixed assets22/27 | €139k | €131k | €135k | €123k | €120k | ▼ 2.8% |
| Land and buildings22 | €131k | €126k | €129k | €122k | €116k | ▼ 5.1% |
| Plant, machinery and equipment23 | €3k | €1k | €0 | - | - | - |
| Furniture and vehicles24 | €3k | €2k | €6k | €776 | €4k | ▲ 357% |
| Other tangible fixed assets26 | €2k | €1k | €0 | - | - | - |
| Financial fixed assets28 | €1.11M | €1.11M | €1.11M | €1.11M | €1.11M | = |
| Current assets29/58 | €209k | €117k | €138k | €226k | €271k | ▲ 20.3% |
| Amounts receivable within one year40/41 | €110k | €98k | €114k | €192k | €183k | ▼ 4.6% |
| Trade receivables40 | €24k | €75k | €75k | €165k | €165k | = |
| Other amounts receivable41 | €85k | €23k | €40k | €27k | €19k | ▼ 32.3% |
| Cash at bank and in hand54/58 | €97k | €18k | €23k | €28k | €84k | ▲ 206% |
| Deferred charges and accrued income490/1 | €2k | €2k | €909 | €6k | €4k | ▼ 36.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.46M | €1.36M | €1.39M | €1.46M | €1.50M | ▲ 2.9% |
| Equity10/15 | €1.34M | €1.26M | €1.35M | €1.40M | €1.47M | ▲ 4.8% |
| Contributions10/11 | €87k | €87k | €87k | €87k | €87k | = |
| Capital10 | €87k | €87k | €87k | €87k | €87k | = |
| Issued capital100 | €87k | €87k | €87k | €87k | €87k | = |
| Reserves13 | €633k | €559k | €1.26M | €1.31M | €1.38M | ▲ 5.1% |
| Non-distributable reserves130/1 | €9k | €9k | €9k | €9k | €9k | = |
| Legal reserve130 | €9k | €9k | €9k | €9k | €9k | = |
| Distributable reserves133 | €624k | €550k | €1.25M | €1.30M | €1.37M | ▲ 5.2% |
| Profit (loss) carried forward14 | €618k | €618k | €0 | €0 | €0 | - |
| Amounts payable17/49 | €125k | €99k | €39k | €65k | €40k | ▼ 38.6% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Financial debts170/4 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €121k | €99k | €38k | €64k | €39k | ▼ 39.3% |
| Current portion of amounts payable after more than one year42 | €53k | €0 | - | - | - | - |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €7k | €2k | €1k | €1k | €900 | ▼ 27.2% |
| Suppliers440/4 | €7k | €2k | €1k | €1k | €900 | ▼ 27.2% |
| Taxes, remuneration and social security45 | €58k | €12k | €29k | €25k | €24k | ▼ 4.0% |
| Taxes450/3 | €48k | €12k | €26k | €22k | €21k | ▼ 5.0% |
| Remuneration and social security454/9 | €10k | €0 | €3k | €3k | €3k | ▲ 3.7% |
| Other amounts payable47/48 | €4k | €85k | €8k | €38k | €14k | ▼ 62.9% |
| Accrued charges and deferred income492/3 | €4k | €0 | €960 | €968 | €998 | ▲ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €318k | €43k | €84k | €145k | €136k | ▼ 5.9% |
| + Depreciation and write-downs630 | €12k | €9k | €10k | €7k | €7k | ▲ 4.9% |
| Operating cash flow (approximation) | €330k | €52k | €94k | €152k | €144k | ▼ 5.4% |
| Investment in fixed assets (approximation) | - | €0 | €-14k | €4k | €-4k | ▼ 188% |
| Change in cash | - | €-79k | €5k | €5k | €57k | ▲ 1,089% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 3.62
Current ratio from 1.19 to 3.62; short-term debt falls from €99k to €38k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €318k ▲1,166%
Operating result €476k, net result €318k, both a record.
31-12
Financial
Liquidity times 10current ratio 1.73
Current ratio from 0.17 to 1.73; short-term debt falls from €338k to €121k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €25k ▼63.6%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.02M ▲2.5%
3 profitable years in a row build equity to €1.02M.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2001
Ground area
42.5 ha
Parcel 24505K0046/00S004, Flanders. Linked by address, not a title deed.
81
companies at this address
See who is registered here
1 establishment unit
Herestraat 49, 3000 Leuven
since 20012.093.144.093
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505K0046/00S004 | Flanders | 42.5 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 23,612 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded04-12-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.