Equity
€2.3m ▲ 9.1%
T-I has made a profit without a break since 2010.
T-I
Lifetime
18 annual accounts with figures on one time axis, 39 filings since 1985peak €412,083 (2015)
€287,883▼ 8.7%
lowest -€2,441 (2009)
€192,742▲ 2.5%
peak €2.3m (2025)
€2.3m▲ 9.1%
€29,667▼ 61.4%
Board2 names since 2020
1 directorVandaele Stefan
Owners
Documentsfilings and deeds
13-03-202641 days late
2025abbreviated format
Debts from €76,928 to €29,667
Key points
from the 2025 annual accountsChecked score
98
Excellent
Financially stronger than 82% of small companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 722 companies (NACE 73, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: 0.1%▲ +0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025highest value
04-2025: < 0.1%▼ -0.2 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 42 days late; 2 of the last 3 accounts late
lowers risk
Liquidity: current ratio 72.33, cash €1.1m
Equity €2.3m (98.7% of total assets)
Founded in 1984
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small). It does better than 87% of them on solvency, 99% on liquidity, 76% on profitability and 64% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as T-I has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of T-I itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for T-I. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €220,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 72.33 (25.59 in 2024), above the usual 1.5. Short-term debt is 1.3% and cash 48.4% of total assets. 1.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-03-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
41 days late
2024
40 days late
2023
12 days early
2022
15 days late
2021
on the day
2019
22 days early
2018
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 15 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0426561458
Resignation: VANDAELE Stefaan Arthur Eliane (manager)
Reappointment: VANDAELE Stefaan Arthur Eliane (director) · Director discharge: VANDAELE Stefaan Arthur Eliane · Gazette deed
New establishment in Nieuwpoort
Maison Albert, Kerkstraat 2
First establishment
Zandstraat 36, Duffel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T-I Duffel | €2.3m | €287,883 | 98.7% | - |
| SCHATTINGSBUREEL KAWA Uccle | €2.4m | €369,964 | 31.0% | 1 |
| CARLIER ACTIVITY Le Roeulx | €3.0m | €243,715 | 61.1% | 6.4 |
| ADVISE AND MANAGEMENT Uccle | €3.2m | €257,257 | 10.0% | - |
| SOGESPI Fernelmont | €2.9m | €196,642 | 94.3% | 1 |
| EGECOMI Aubel | €1.5m | €264,631 | 44.2% | 0 |
| SCILLA Zaventem | €2.6m | €523,434 | 83.6% | 0 |
These companies have the same main activity as T-I: market research and public opinion polling (NACE 73200). They are comparable in size and age: total assets between €1.5m and €3.2m, founded between 1983 and 1988.
Official details
Source: KBO- Status
- Active since 07-12-1984Normal situation
- Activity
- Market research and public opinion pollingNACE 73200and 2 others
- Establishment units
- 2.025.839.6542570 Duffel, since 21-12-2001
- 2.300.976.4918620 Nieuwpoort, since 06-01-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 31-12-2025
Annual accounts to 30-06-2025
- ≈ €580,000estimated
- €2.3m▲ 6.7%
- ≈ 0.4 FTEestimated
- Filing
- Filed on 13-03-2026
Insights on T-I
T-I files the abbreviated format. That format states no turnover. The gross margin rose from -€2,094 in 2006 to €287,883 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T-I
- What is the company number of T-I?
- The company number of T-I is 0426.561.458. The VAT number is the same number with BE in front: BE 0426.561.458.
- Where is T-I based?
- The registered office is at Zandstraat 36, 2570 Duffel.Company details
- What does T-I do?
- According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
- What is the legal form of T-I?
- T-I is a private limited company (BV).
- When was T-I founded?
- T-I was founded on 07-12-1984.
- Is T-I still active?
- Yes, T-I is an active enterprise in the KBO register.
- What is the turnover of T-I?
- The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €287,883 and 37 comparable companies (NACE 73). It probably lies between €390,000 and €740,000.Financials
- Is T-I profitable?
- In financial year 2025, T-I made a profit of €192,742.
- Where can I find the annual accounts of T-I?
- T-I filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T-I due?
- T-I must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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