T.I.A. PROJECTS
ActiveThe computed 12-month bankruptcy probability of T.I.A. PROJECTS is 2.9% (moderate). The 2025 annual accounts show equity of €122k and a net result of €48k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 47% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency41▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.89 in 2024), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
10.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-02-2026, 168 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
168 d early
2024
118 d early
2023
69 d early
2022
90 d early
2021
22 d late
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k=
2024 · €122k
2020: €69k
2021: €152k
2022: €234k
2023: €119k
2024: €122k
2020 → 2025
Total assets
€447k▼ 8.7%
2024 · €490k
2020: €491k
2021: €529k
2022: €603k
2023: €495k
2024: €490k
2020 → 2025
Net result
€48k▼ 24.7%
2024 · €63k
2020: €-31k
2021: €84k
2022: €81k
2023: €50k
2024: €63k
2020 → 2025
Working capital
€-8k▲ 60.5%
2024 · €-19k
2020: €-64k
2021: €15k
2022: €84k
2023: €-28k
2024: €-19k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€234k▲ 53.4%€119k▼ 49.1%€122k▲ 2.8%€122k=
Operating result€89k-€100k▲ 12.3%€71k▼ 29.0%€92k▲ 29.7%€65k▼ 29.2%
Net result€84k-€81k▼ 2.7%€50k▼ 38.9%€63k▲ 27.3%€48k▼ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€294k▼ 11.3%
Current assets
€154k▼ 3.4%
Equity and liabilities €447k
Equity
€122k=
Debt
€325k▼ 11.6%
The debt ratio falls from 75.1% to 72.7%: debt is paid down.
Key figures and ratios
EBITDA
€106k▼
2024 · €133k
Cash flow
€88k▼
2024 · €104k
Solvency
27.3%▲
2024 · 24.9%
Current ratio
0.95▲
2024 · 0.89
Quick ratio
0.83▲
2024 · 0.80
Debt / equity
2.66▼
2024 · 3.01
ROE
39.0%▼
2024 · 51.8%
ROA
10.7%▼
2024 · 12.9%
Interest coverage
16.92▼
2024 · 18.89
Debt
€325k▼
2024 · €368k
Debt ≤ 1 year
€161k▼
2024 · €178k
Debt > 1 year
€164k▼
2024 · €189k
Income taxes
€12k▼
2024 · €23k
Staff costs
€209k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€490k€447k▼
Fixed assets21/28€331k€294k▼
Tangible fixed assets22/27€330k€293k▼
Land and buildings22€313k€278k▼
Plant, machinery and equipment23€10k€10k▲
Furniture and vehicles24€8k€5k▼
Financial fixed assets28€465€660▲
Current assets29/58€159k€154k▼
Stocks and contracts in progress3€16k€20k▲
Stocks30/36€16k€20k▲
Amounts receivable within one year40/41€9k€20k▲
Trade receivables40€9k€16k▲
Other amounts receivable41€401€4k▲
Cash at bank and in hand54/58€126k€107k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€490k€447k▼
Equity10/15€122k€122k=
Contributions10/11€100k€100k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€368k€325k▼
Amounts payable after more than one year17€189k€164k▼
Financial debts170/4€189k€164k▼
Amounts payable within one year42/48€178k€161k▼
Current portion of amounts payable after more than one year42€31k€25k▼
Trade debts44€26k€25k▼
Suppliers440/4€26k€25k▼
Taxes, remuneration and social security45€56k€57k▲
Taxes450/3€29k€29k▲
Remuneration and social security454/9€27k€29k▲
Other amounts payable47/48€65k€53k▼
Accrued charges and deferred income492/3€60€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€179k€209k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€41k▼
Other operating charges640/8€10k€5k▼
Gross operating margin9900€322k€320k▼
Operating profit (loss)9901€92k€65k▼
Financial income75/76B€467€133▼
Recurring financial income75€467€133▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€86k€59k▼
Income taxes67/77€23k€12k▼
Profit (loss) for the period9904€63k€48k▼
Profit (loss) for the period to be appropriated9905€63k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€48k▼
Transfer from equity791/2€0-
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
Profit to be distributed694/7€60k€48k▼
Return on contributions (dividend)694€60k€45k▼
Directors or managers695-€3k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
State Gazette act
RestructuringDemerger · Accounting effect · Purpose change10 facts ▸
State Gazette act
Restructuring
Demerger · Accounting effect · Purpose change10 facts ▸
- Demerger, partial_split_by_incorporation, 300
- Accounting effect, 2026-01-01
- Purpose change, Het voorwerp van de vennootschap zal onmiddellijk na de beslissing tot partiële splitsing worden aangepast: "De vennootschap heeft tot voorwerp: - Het verwerven…
- Capital decrease, €26.732,25
- Auditor appointment, VRC Bedrijfsrevisoren (bedrijfsrevisor)
- Director appointment, Evy Blancquart
- Director appointment, Pascal Gevaert
- Director appointment, Emmely Vandorpe
- Personnel transfer, Het personeel, dat werkzaam is in de te splitsen vennootschap, zal worden overgedragen aan de overnemende vennootschap als gevolg van de partiële splitsing
- Eag deadline, 2026-04-30
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €234k ▲53.4%
2 profitable years in a row build equity to €234k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €84k
Net result €84k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.18
Current ratio from 0.27 to 1.18; short-term debt falls from €88k to €80k.
31-12
Financial
Equity above €150kEq €152k ▲121%
Equity rises from €69k to €152k.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26028826). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
BLANCQUART Evy
CurrentDirector · since 16-02-2026
GEVAERT Pascal
CurrentDirector · since 16-02-2026
VANDORPE Emmely
CurrentDirector · since 16-02-2026
16-02-2026
BLANCQUART Evy: Appointed
16-02-2026
GEVAERT Pascal: Appointed
16-02-2026
VANDORPE Emmely: Appointed
22-12-2022
BLANCQUART Evy: Resigned as Director
22-12-2022
GEVAERT Pascal: Resigned as Director
22-12-2022
VANDORPE Emmely: Resigned as Director
20-08-2021
Tim De Backer: Resigned as Director
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Markt 19600 RonseGround area
181 m²
Building footprint
83 m²
Volume, LiDAR
914 m³
Parcel 45423E1024/00D000, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
T.I.A. PROJECTS
since 20192.285.893.585
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E1024/00D000 | Flanders | 181 m² | 1 · 83 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| VRC BEDRIJFSREVISORENCurrent Company auditor · represented by Steven TJOLLYN | 16-02-2026 → present |
Structure & network
Acquisitions and mergers
1 transactionContributed a business line to:GILBERT
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Of 13,832 companies in sector 56301 we hold annual accounts for 4,808. 3,490 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2019
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000