Financials
- Fiscal year
- 2025
- Total assets
- €2,177
- Loss
- -€3,934
- Solvency
- -65.8%
T&I
ActiveSummary
T&I has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,434) and a net result of -€3,934. Its solvency ranks better than 11% of 1714 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Rental and leasing activities
NACE 77391
1 site
Size
€2,177total assets 2025
- Equity
- -€1,434
- Loss
- -€3,934
Turnover not published (abridged schema)
Structure
Accounts 15 d early0 of 1 deed read
Why 54Capped at 59: negative equity- Negative equity -€1,434- Founded in 2025+ Size: total assets €2,177+ Liquidity: current ratio 0.78, cash €2,177Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
0
equity -65.8% of total assets
Liquidity
50
short-term debt 128.4% · cash 100.0%
Profitability
0
return on assets -180.7%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.9%highest value
09-2026: 0.9%● 0.0% vs 08-2026highest value
10-2026: 0.9%● 0.0% vs 09-2026highest value
- Size: total assets €2,177 lowers the probability for this profile
- Liquidity: current ratio 0.78, cash €2,177 lowers the probability
- Negative equity -€1,434 raises the probability
- Founded in 2025 raises the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 7%, liquidity 56%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
15 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 16-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Rental and leasing activitiesNACE 77391
- Founded
- 15-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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