T & GO
ActiveSummary
T & GO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-45k) and a net result of €168. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+57
Solvency1▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71 against 0.63 in 2024; short-term debt: 118.8% and cash: 20.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.5%
Return on assets
0.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 787 sector peers (2025).
NBB · sector comparisonPosition among 787 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
11 d early
2023
15 d early
2022
28 d early
2021
28 d early
2020
10 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-45k▲ 0.4%
2024 · €-45k
2019: €-6k
2020: €6k
2021: €20k
2022: €8k
2023: €-17k
2024: €-45k
2019 → 2025
Total assets
€184k▲ 17.1%
2024 · €157k
2019: €168k
2020: €201k
2021: €176k
2022: €199k
2023: €206k
2024: €157k
2019 → 2025
Net result
€168
2024 · €-28k
2019: €10k
2020: €12k
2021: €15k
2022: €-13k
2023: €-24k
2024: €-28k
2019 → 2025
Working capital
€-64k▲ 8.2%
2024 · €-69k
2019: €-11k
2020: €-570
2021: €12k
2022: €1k
2023: €-31k
2024: €-69k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€8k▼ 62.5%€-17k€-45k▼ 166%€-45k▲ 0.4%
Operating result€23k-€-9k€-23k▼ 147%€-24k▼ 5.8%€4k
Net result€15k-€-13k€-24k▼ 95.2%€-28k▼ 15.2%€168
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€29k ▼ 25.4%
Current assets
€155k ▲ 31.2%
Key figures and ratios
EBITDA
€15k▲
2024 · €-16k
Cash flow
€12k▲
2024 · €-20k
Solvency
-24.5%▲
2024 · -28.7%
Current ratio
0.71▲
2024 · 0.63
Debt to equity
-5.09▼
2024 · -4.48
ROA
0.1%▲
2024 · -18.0%
Interest coverage
4.58▲
2024 · -6.01
Debt
€229k▲
2024 · €202k
Debt ≤ 1 year
€218k▲
2024 · €187k
Debt > 1 year
€10k▼
2024 · €14k
Staff costs
€1.18M▼
2024 · €1.20M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€157k€184k▲
Fixed assets21/28€39k€29k▼
Tangible fixed assets22/27€36k€26k▼
Land and buildings22€1k€459▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€28k€21k▼
Financial fixed assets28€3k€3k=
Current assets29/58€118k€155k▲
Amounts receivable within one year40/41€81k€111k▲
Trade receivables40€61k€75k▲
Other amounts receivable41€21k€37k▲
Cash at bank and in hand54/58€27k€37k▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€157k€184k▲
Equity10/15€-45k€-45k▲
Contributions10/11€6k€6k=
Reserves13€12k€12k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-63k€-63k▲
Amounts payable17/49€202k€229k▲
Amounts payable after more than one year17€14k€10k▼
Financial debts170/4€14k€10k▼
Amounts payable within one year42/48€187k€218k▲
Current portion of amounts payable after more than one year42€29k€4k▼
Financial debts43-€42k
Other loans439-€42k
Trade debts44€10k€40k▲
Suppliers440/4€10k€40k▲
Taxes, remuneration and social security45€141k€132k▼
Taxes450/3€4k-
Remuneration and social security454/9€137k€132k▼
Other amounts payable47/48€6k€236▼
Accrued charges and deferred income492/3€863€650▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€1.20M€1.18M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€323-
Gross operating margin9900€1.18M€1.19M▲
Operating profit (loss)9901€-24k€4k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€3k▲
Non-recurring financial charges66B-€250
Profit (loss) for the period before taxes9903€-27k€168▲
Income taxes67/77€1k-
Profit (loss) for the period9904€-28k€168▲
Profit (loss) for the period to be appropriated9905€-28k€168▲
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-63k▲
Profit (loss) brought forward from the previous period14P€-35k€-63k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €168
Net result €168 after 3 loss-making years.
20-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
16-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €15k ▲23.6%
Operating result €23k, net result €15k, both a record.
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondesteenweg 4999070 DestelbergenGround area
138 m²
Building footprint
117 m²
Volume, LiDAR
488 m³
Parcel 44013B0293/00E000, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T & GO
since 20142.235.997.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0293/00E000 | Flanders | 138 m² | 1 · 117 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 3,549,225 EUR awarded · 3,541,294 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 914,597 EUR | 912,212 EUR |
| 2024 | 2 | 874,904 EUR | 874,849 EUR |
| 2023 | 2 | 900,788 EUR | 897,893 EUR |
| 2022 | 2 | 858,936 EUR | 856,340 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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CAWARRA
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Of 2,361 companies in sector 78100 we hold annual accounts for 1,364. 557 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2010
Fiscal year end30-06
Activities, NACEBEL 2025
78100Employment placement agencies
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.