Equity
-€701,421
Debts exceed assets in financial year 2025.
T-electro
Lifetime
4 annual accounts with figures on one time axispeak €2.0m (2025)
€2.0mprevious year 18 months
lowest -€597,254 (2024)
-€201,669previous year 18 months
peak €219,289 (2022)
-€701,421▼ €201,669
€4.2m▼ 17.7%
Board4 names since 2019
2 directors and 1 other
Owners2 names in the annual accounts
50% and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025financial year
Loss of €201,669Equity from -€499,752 to -€701,421Debts from €5.1m to €4.2mCash from €235,264 to €330,481
Key points
from the 2025 annual accountsLosses
-€863,286 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Debts
€4.2m 120% of the balance sheet
Financial debts 92%Suppliers 3%Taxes and wages 1%Other 4%
Of this, €591,520 falls due within a year.
Payment terms
19 days to suppliers
T-electro pays its suppliers 69 days earlier than in 2024. Customers pay 110 days earlier.
Filings
4 annual accounts 2 late
The 2024 accounts came latest: 110 days after the end of the period.
Position in the sector
-€701,421
Less equity than 95% of companies in retail trade. Sector median €557,228 · 2,453 companies.
Net result +66%: 12-month year
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,167 companies had the same profile as T-electro has now. Each dot stands for 3 companies, two years later.
94.9%
were still trading
2.8%
stopped another way
2.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,167 companies, not a prediction for T-electro. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Daily manager,
Director,
Auditor,
- 50%equity €14.5m (2025) · annual accounts 2025
- 50%annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738830390
1 statutory auditor appointed
(statutory auditor) · Permanent representatives: and · General meeting of 30-09-2024 · Gazette deed
Registered office moved from Sint-Lievens-Houtem to Heusden
New registered office: Hooistraat 128, 9070 Heusden (Destelbergen) · Previous registered office: Wettersesteenweg 22B, 9520 Sint-Lievens-Houtem · “Handelsbemiddeling in nieuwe en gebruikte auto’s voor personenvervoer,inclusief deze voor bijzondere…” (deed in Dutch) · General meeting of 26-06-2024 · Gazette deed
New day-to-day manager
appointed, resigned · Permanent representative: · General meeting of 30-09-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T-electro Destelbergen | €2.0m | -5.9% | -20.2% | - |
| N.T. CARS CONSULT Namur | €5.6m | 4.3% | -35.5% | - |
| HAK AUTO Asse | €4.4m | 4.2% | 8.6% | 0.7 |
| CPR AUTOMOBILE Herstal | €2.4m | 3.3% | 15.0% | - |
| ELECTRIC CAR COMPANY Liège | €7.5m | 7.1% | 18.1% | 6 |
| AUTO GARIK Anderlecht | €3.5m | 0.2% | 8.7% | - |
| Stany GILLET Bastogne | €2.6m | 6.0% | 34.1% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as T-electro: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.6m and €5.4m, founded between 2015 and 2021.
Official details
Source: KBO- Status
- Active since 01-11-2019Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
- Establishment unit
- 2.296.499.4479520 Sint-Lievens-Houtem, since 06-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Insights on T-electro
Solvency fell in 2025 from -10.9% to -20.2% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T-electro
- What is the company number of T-electro?
- The company number of T-electro is 0738.830.390. The VAT number is the same number with BE in front: BE 0738.830.390.
- Where is T-electro based?
- The registered office is at Hooistraat 128, 9070 Destelbergen.Company details
- What does T-electro do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of T-electro?
- T-electro is a private limited company (BV).
- When was T-electro founded?
- T-electro was founded on 01-11-2019.
- Is T-electro still active?
- Yes, T-electro is an active enterprise in the KBO register.
- What is the turnover of T-electro?
- The turnover of T-electro was €2.0m in financial year 2025, according to the filed annual accounts.Financials
- Is T-electro profitable?
- In financial year 2025, T-electro made a loss of €201,669.
- Where can I find the annual accounts of T-electro?
- T-electro filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T-electro due?
- T-electro must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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