Summary
T-ech has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €37k and a net result of €19k. Its solvency ranks better than 63% of 7651 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Axes, FY 2020
Profitability100
Solvency87
Growth-
Track record85
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
62.1%
Return on assets
31%
Age of the figures
75 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2020 was due by 31-01-2021 and was filed on 29-03-2021, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2020
57 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2020, micro schema
Equity
€37k
Total assets
€60k
Net result
€19k
Working capital
€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €60k
Fixed assets
€8k
Current assets
€52k
Equity and liabilities €60k
Equity
€37k
Debt
€23k
Debt finances 37.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k
Cash flow
€19k
Current ratio
2.31
ROE
50.0%
ROA
31.0%
Debt ≤ 1 year
€23k
Income taxes
€8k
Filed annual accounts As filed with the NBB · 2020 · 22 lines
Balance sheet
Code2020
Assets
Total assets20/58€60k
Fixed assets21/28€8k
Tangible fixed assets22/27€3k
Financial fixed assets28€4k
Current assets29/58€52k
Amounts receivable within one year40/41€49k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€60k
Equity10/15€37k
Contributions10/11€19k
Reserves13€19k
Amounts payable17/49€23k
Amounts payable within one year42/48€23k
Trade debts44€15k
Income statement
Code2020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€924
Gross operating margin9900€32k
Operating profit (loss)9901€27k
Recurring financial charges65€969
Profit (loss) for the period before taxes9903€26k
Income taxes67/77€8k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Timeline · acts, filings and financial milestones
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 57 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
2,410 m²
Building footprint
319 m²
Volume, LiDAR
1,610 m³
2 parcels, Flanders, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
T-ech
since 20192.287.080.945
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652E0049/00B002 | Flanders | 1,661 m² | 1 · 197 m² | 5.6 m · 2 fl. |
| 25106H0143/00F000 | Wallonia | 750 m² | 1 · 122 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRUST ENGINEERING
BE 0508.690.269
Herenthout · Eq €37,148
RUBISCO ENGINEERING
BE 0800.377.385
Watermaal-Bosvoorde · Eq €37,228
Expertise en Building Consulting and Execution
BE 0653.932.824
Ninove · Eq €37,234
MP CONCEPT SOLUTIONS
BE 1007.896.613
Marchin · Eq €37,252
HOMELIOR
BE 0644.782.061
Londerzeel · Eq €37,003
Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 4,643 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-03-2019
Fiscal year end30-06
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
43990Other specialised construction activities
74120Graphic design and visual communication
81220Other building cleaning and industrial cleaning
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:tom@t-ech.be