T.E.S. FAMENNE
ActiveT.E.S. FAMENNE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €-44k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 18% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-43
Solvency43▼-5
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.2 in 2024; short-term debt: 81.2% and cash: 23.4% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
-7.3%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2045 sector peers (2025).
NBB · sector comparisonPosition among 2045 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
10 d early
2023
13 d early
2022
47 d early
2021
42 d early
2020
48 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.34M▲ 40.7%
2020 · €951k
2019: €852k
2020: €951k
2019 → 2021
EBIT margin
4.8%▲ 1.7pp
2020 · 3.1%
2019: 1.4%
2020: 3.1%
2019 → 2021
Net result
€-44k
2024 · €6k
2019: €5k
2020: €13k
2021: €41k
2022: €24k
2023: €60k
2024: €6k
2019 → 2025
Working capital
€70k▼ 31.8%
2024 · €102k
2019: €-33k
2020: €-16k
2021: €35k
2022: €38k
2023: €91k
2024: €102k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.34M-
Equity€93k-€107k▲ 15.2%€158k▲ 46.9%€154k▼ 2.4%€110k▼ 28.5%
Operating result€64k-€31k▼ 52.1%€86k▲ 182%€29k▼ 66.2%€-37k
Net result€41k-€24k▼ 41.0%€60k▲ 150%€6k▼ 89.6%€-44k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €29k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €600k
Fixed assets
€43k▼ 17.2%
Current assets
€557k▼ 10.7%
Equity and liabilities €600k
Equity
€110k▼ 28.5%
Debt
€490k▼ 6.1%
The debt ratio rises from 77.2% to 81.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-20k▼
2024 · €54k
Cash flow
€-27k▼
2024 · €31k
Solvency
18.4%▼
2024 · 22.8%
Current ratio
1.14▼
2024 · 1.20
Quick ratio
0.67▼
2024 · 0.80
Debt / equity
4.45▲
2024 · 3.39
ROE
-39.8%▼
2024 · 4.1%
ROA
-7.3%▼
2024 · 0.9%
Interest coverage
-3.07▼
2024 · 4.02
Debt
€490k▼
2024 · €522k
Debt ≤ 1 year
€487k▼
2024 · €522k
Income taxes
€469▼
2024 · €10k
Staff costs
€117k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€676k€600k▼
Fixed assets21/28€52k€43k▼
Intangible fixed assets21€16k€12k▼
Tangible fixed assets22/27€35k€31k▼
Furniture and vehicles24€12k€8k▼
Other tangible fixed assets26€23k€22k▼
Financial fixed assets28€158€158=
Current assets29/58€624k€557k▼
Stocks and contracts in progress3€206k€231k▲
Stocks30/36€206k€231k▲
Amounts receivable within one year40/41€231k€185k▼
Trade receivables40€228k€172k▼
Other amounts receivable41€3k€13k▲
Cash at bank and in hand54/58€187k€141k▼
Equity and liabilities
Total equity and liabilities10/49€676k€600k▼
Equity10/15€154k€110k▼
Contributions10/11€19k€19k=
Reserves13€23k€23k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€21k€21k=
Profit (loss) carried forward14€112k€68k▼
Amounts payable17/49€522k€490k▼
Amounts payable within one year42/48€522k€487k▼
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€315k€324k▲
Suppliers440/4€315k€324k▲
Taxes, remuneration and social security45€49k€22k▼
Taxes450/3€26k€454▼
Remuneration and social security454/9€22k€22k▼
Other amounts payable47/48€32k€16k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€103k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€17k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€12k€1k▼
Gross operating margin9900€171k€100k▼
Operating profit (loss)9901€29k€-37k▼
Financial income75/76B€1k€649▼
Recurring financial income75€1k€649▼
Financial charges65/66B€14k€7k▼
Recurring financial charges65€14k€7k▼
Profit (loss) for the period before taxes9903€17k€-43k▼
Income taxes67/77€10k€469▼
Profit (loss) for the period9904€6k€-44k▼
Profit (loss) for the period to be appropriated9905€6k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€122k€68k▼
Profit (loss) brought forward from the previous period14P€116k€112k▼
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
Social balance
Average headcount (FTE)90872.02.2▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Weakest financial yearnet €-44k ▼800%
Net result drops to €-44k, the lowest in the series.
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Highest result since 2019net €60k ▲150%
Operating result €86k, net result €60k, both a record.
30-06
Financial
Equity above €150kEq €158k ▲46.9%
5 profitable years in a row build equity to €158k.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Equity above €100kEq €107k ▲15.2%
4 profitable years in a row build equity to €107k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Ciney 1375580 RochefortGround area
3,608 m²
Building footprint
985 m²
Parcel 91114D0002/00D004, Wallonia. Linked by address, not a title deed.
1 establishment unit
Parc d'Activités Economiques 14, 5580 Rochefort
since 20002.096.816.534
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91114D0002/00D004 | Wallonia | 3,608 m² | 1 · 985 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ELECTRO COTEUR
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BBSo
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DADATECH
BE 0774.797.495
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 8,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-08-2000
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.