Skip to content

T.E.C.S.S.-B&C

Active
Private limited companyfounded 2020active for 6 yearsBrugmannlaan 563, 1180 Ukkel, BelgiumKBO/BCE: BE 0751.549.466
Summary

The computed 12-month bankruptcy probability of T.E.C.S.S.-B&C is 5.3% (elevated). The 2024 annual accounts show equity of €87,848 and a net result of -€34,459. Equity is growing by about 8.3% per year across the filed financial years. Its solvency ranks better than 46% of 3,535 sector peers (NACE 43, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
T.E.C.S.S.-B&CActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990Joinery installation NACE 43320
1 site
Size
€237,437total assets 2024
Staff
2.7 FTE
Equity
€87,848
Loss
-€34,459
Financial health
35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.3%
Structure
2025 accounts not filed, 87 days past the deadline2 of 4 deeds summarised
Why 35raises riskFigures for financial year 2024 (filed 16-07-2025)Loss of €34,459 (financial year 2024)Founded in 20201 financial year not filed after the legal deadlineShow the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 20% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 62-10
equity 37.0% of total assets
Liquidity 29-8
short-term debt 58.2% · cash 7.1%
Profitability 1-75
return on assets -14.5%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 1.7%lowest value 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 2.0%▲ +0.2 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.3%▲ +0.2 percentage points vs 06-2025 08-2025: 2.2%▼ -0.1 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.1%▼ -0.1 percentage points vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.2%▲ +0.1 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.4%▲ +0.1 percentage points vs 04-2026 06-2026: 2.3%▼ -0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.3 percentage points vs 06-2026 08-2026: 3.4%▲ +0.8 percentage points vs 07-2026 09-2026: 3.7%▲ +0.3 percentage points vs 08-2026 10-2026: 5.3%▲ +1.6 percentage points vs 09-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.37, compared with 1.38 in 2023, below the usual 1.5; short-term debt: 58.2% and cash: 7.1% of total assets), and 63% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 39% on solvency, 17% on liquidity, 9% on profitability and 15% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
raises riskneutral
raises risk · Figures for financial year 2024 (filed 16-07-2025)
NBB · annual accounts
raises risk · Loss of €34,459 (financial year 2024)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
15 days early
2023
21 days early
2022
109 days early
2021
177 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 81 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Allan Delaude (director)Appointment: Serge Delaude (director) ·…
  2. Resignation: Van Laere Nathalie (actionnaire)Appointment: Delaude Serge (administration générale)…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Among the weakest 10% on net resultsector median €29,357 · 3,534 companies -€34,459 View
  • Caution: Board changedlatest change 26-02-2026 · 1 in office 1 joined · 2 left View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View

By topic

Financials

Financial year
2024
Total assets
€237,437
Loss
-€34,459
Solvency
37.0%
Total assets▼ 9.7%
Net result
20212024
Go to Financials

Timeline

Events
9
Since
2022
  1. 31-12-2024Weakest financial year
  2. 10-07-2024Annual accounts filed
  3. 13-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
28-07-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about T.E.C.S.S.-B&C

What is the company number of T.E.C.S.S.-B&C?
0751.549.466. In Belgium the VAT number is the company number with BE in front: BE 0751.549.466.
Where is T.E.C.S.S.-B&C based?
The registered office is at Brugmannlaan 563, 1180 Ukkel.Company details
What does T.E.C.S.S.-B&C do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of T.E.C.S.S.-B&C?
Private limited company (BV).
When was T.E.C.S.S.-B&C founded?
On 28-07-2020.
Is T.E.C.S.S.-B&C still active?
Yes, T.E.C.S.S.-B&C is an active enterprise in the KBO register.
How many employees does T.E.C.S.S.-B&C have?
On average 2.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of T.E.C.S.S.-B&C?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is T.E.C.S.S.-B&C profitable?
In financial year 2024, T.E.C.S.S.-B&C made a loss of €34,459.
Where can I find the annual accounts of T.E.C.S.S.-B&C?
T.E.C.S.S.-B&C filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Companies related to T.E.C.S.S.-B&C

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure