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T.D. Technics

Active
Private limited companyfounded 20232 yrs activeVal du Vert Marais(K) 7, 7540 Tournai, BelgiumKBO/BCE: BE 1000.873.219
Summary

The computed 12-month bankruptcy probability of T.D. Technics is 2.3% (moderate). The 2025 annual accounts show equity of €60,331 and a net result of €23,769. Its solvency ranks better than 81% of 28281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 4.12 against 5.57 in 2024; short-term debt: 24.3% and cash: 71.8% of total assets), and 24.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.7%
Return on assets
29.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-09-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
39 d late
2024
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

T.D. Technics was incorporated on 6 October 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€60,331▲ 65.0%
2024 · €36,563
Total assets
€79,699▲ 78.9%
2024 · €44,558
Net result
€23,769▼ 24.7%
2024 · €31,563
Working capital
€60,331▲ 65.0%
2024 · €36,563
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€33,807-€33,057▼ 2.2%
Net result€31,563above the sector's middle half-€23,769within the sector's middle half▼ 24.7%
Equity€36,563within the sector's middle half-€60,331within the sector's middle half▲ 65.0%
Total assets€44,558below the sector's middle half-€79,699within the sector's middle half▲ 78.9%
Debt€7,995-€19,368▲ 142%
Working capital€36,563within the sector's middle half-€60,331within the sector's middle half▲ 65.0%
Solvency82.1%above the sector's middle half-75.7%above the sector's middle half▼ 6.4pp
Current ratio5.57above the sector's middle half-4.12above the sector's middle half▼ 1.46
Return on assets (ROA)70.8%above the sector's middle half-29.8%above the sector's middle half▼ 41.0pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €33,807€33,807Net result 2024: €31,563€31,563Operating result 2025: €33,057€33,057Net result 2025: €23,769€23,76920242025€0€10,000€20,000€30,000Operating result 2024: €33,807€33,800Net result 2024: €31,563€31,600Operating result 2025: €33,057€33,100Net result 2025: €23,769€23,80020242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €79,699
Equity €60,331 ▲ 65.0%
Debt €19,368 ▲ 142%
Debt's share of the balance-sheet total rises from 17.9% to 24.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.32▲
2024 · 0.22
ROE
39.4%▼
2024 · 86.3%
Debt ≤ 1 year
€19,368▲
2024 · €7,995
Income taxes
€9,179▲
2024 · €2,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€44,558€79,699▲
Current assets29/58€44,558€79,699▲
Amounts receivable within one year40/41€8,729€22,437▲
Trade receivables40€5,536€4,412▼
Other amounts receivable41€3,193€18,025▲
Cash at bank and in hand54/58€35,828€57,262▲
Equity and liabilities
Total equity and liabilities10/49€44,558€79,699▲
Equity10/15€36,563€60,331▲
Contributions10/11€5,000€5,000=
Reserves13€22,000€22,000=
Distributable reserves133€22,000€22,000=
Profit (loss) carried forward14€9,563€33,331▲
Amounts payable17/49€7,995€19,368▲
Amounts payable within one year42/48€7,995€19,368▲
Trade debts44€5,795€19,368▲
Suppliers440/4€5,795€19,368▲
Taxes, remuneration and social security45€2,200-
Taxes450/3€2,200-
Income statement Code20242025
Gross operating margin9900€33,807€33,057▼
Operating profit (loss)9901€33,807€33,057▼
Financial charges65/66B€44€109▲
Recurring financial charges65€44€109▲
Profit (loss) for the period before taxes9903€33,763€32,948▼
Income taxes67/77€2,200€9,179▲
Profit (loss) for the period9904€31,563€23,769▼
Profit (loss) for the period to be appropriated9905€31,563€23,769▼
Appropriation of the result
Profit (loss) to be appropriated9906€31,563€33,331▲
Profit (loss) brought forward from the previous period14P-€9,563
Transfer to equity691/2€22,000-
To other reserves6921€22,000-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Gross operating margin9900€33,807€33,057▼ 2.2%
Operating profit (loss)9901€33,807€33,057▼ 2.2%
Financial charges65/66B€44€109▲ 149%
Recurring financial charges65€44€109▲ 149%
Profit (loss) for the period before taxes9903€33,763€32,948▼ 2.4%
Income taxes67/77€2,200€9,179▲ 317%
Profit (loss) for the period9904€31,563€23,769▼ 24.7%
Profit (loss) for the period to be appropriated9905€31,563€23,769▼ 24.7%
Line20242025Change
Assets
Total assets20/58€44,558€79,699▲ 78.9%
Current assets29/58€44,558€79,699▲ 78.9%
Amounts receivable within one year40/41€8,729€22,437▲ 157%
Trade receivables40€5,536€4,412▼ 20.3%
Other amounts receivable41€3,193€18,025▲ 464%
Cash at bank and in hand54/58€35,828€57,262▲ 59.8%
Equity and liabilities
Total equity and liabilities10/49€44,558€79,699▲ 78.9%
Equity10/15€36,563€60,331▲ 65.0%
Contributions10/11€5,000€5,000=
Reserves13€22,000€22,000=
Distributable reserves133€22,000€22,000=
Profit (loss) carried forward14€9,563€33,331▲ 249%
Amounts payable17/49€7,995€19,368▲ 142%
Amounts payable within one year42/48€7,995€19,368▲ 142%
Trade debts44€5,795€19,368▲ 234%
Suppliers440/4€5,795€19,368▲ 234%
Taxes, remuneration and social security45€2,200--
Taxes450/3€2,200--
Line20242025Change
Profit (loss) for the period9904€31,563€23,769▼ 24.7%
Operating cash flow (approximation)€31,563€23,769▼ 24.7%
Change in cash-€21,434-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,317 m²
Building footprint
119 m²
Volume, LiDAR
360 m³
Parcel 57042A0305/00Z000, Wallonia · tallest building 4.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
T.D. Technics
Val du Vert Marais(K) 7, 7540 TournaiManufacture of fabricated metal products, except machinery and equipment
since 20232.351.103.420
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57042A0305/00Z000 Wallonia 1,317 m² 1 · 119 m² 4.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 4,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
46190Agents in non-specialised wholesale trade
46842Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000873219
Also 9925:BE1000873219
Registered 03-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.