Financials
- Fiscal year
- 2025
- Total assets
- €286,801
- Profit
- €18,148
- Solvency
- 20.8%
Total assets▲ 10.6%
Net result
20222025
T&D GROUP
ActiveSummary
The computed 12-month bankruptcy probability of T&D GROUP is 3.3% (moderate). The 2025 annual accounts show equity of €59,765 and a net result of €18,148. Equity is growing by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 4952 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General cleaning of buildings
NACE 81210
1 site
Size
€286,801total assets 2025
- Staff
- 2.3 FTE
- Equity
- €59,765
- Profit
- €18,148
Turnover not published (abridged schema)
Structure
Accounts filed 26 d late0 of 1 deed read
Why 49- Latest accounts 26 days late; 1 of the last 3 late- Founded in 2022- Sector Services to buildings and landscape activities (NACE 81)- Liquidity: current ratio 1.26, cash €1,997Show the evidence
Checked score
Score 2025
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
46+5
equity 20.8% of total assets
Liquidity
8+4
short-term debt 79.2% · cash 0.7%
Profitability
53-4
return on assets 6.3%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 4.8%
12-2025: 4.5%▼ -5.6% vs 11-2025
01-2026: 4.5%▼ -1.3% vs 12-2025
02-2026: 4.5%● 0.0% vs 01-2026
03-2026: 4.5%● 0.0% vs 02-2026
04-2026: 4.3%▼ -3.7% vs 03-2026
05-2026: 4.4%▲ +0.7% vs 04-2026
06-2026: 4.3%▼ -1.2% vs 05-2026
07-2026: 4.2%▼ -2.0% vs 06-2026
08-2026: 5.1%▲ +20.0% vs 07-2026highest value
09-2026: 3.3%▼ -35.7% vs 08-2026lowest value
10-2026: 3.3%● 0.0% vs 09-2026lowest value
- Latest accounts 26 days late; 1 of the last 3 late raises the probability
- Founded in 2022 raises the probability for this profile
- Sector Services to buildings and landscape activities (NACE 81) raises the probability
- Liquidity: current ratio 1.26, cash €1,997 raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.19 in 2024; short-term debt: 79.2% and cash: 0.7% of total assets), and 79.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 28%, liquidity 6%, profitability 24%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
59 d late
2022
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2022net €20,515 ▲6.2%
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 28-08-2025Annual accounts filed
- 31-12-2024Highest result since 2022
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General cleaning of buildingsNACE 81210
- Founded
- 05-04-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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