't CONVENT 2.0.
ActiveSummary
't CONVENT 2.0. has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-180k) and a net result of €-130k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+49
Solvency19▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.02 in 2024; short-term debt: 82.2% and cash: 3.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.3%
Return on assets
-4.5%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-180k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
10 d early
2023
19 d early
2022
1 d early
2021
on the day
2020
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-180k▼ 263%
2024 · €-50k
2020: €213k
2021: €-26k
2022: €-228k
2023: €-415k
2024: €-50k
2020 → 2025
Total assets
€2.88M▲ 1.9%
2024 · €2.82M
2020: €2.63M
2021: €2.87M
2022: €2.68M
2023: €2.84M
2024: €2.82M
2020 → 2025
Net result
€-130k▲ 34.1%
2024 · €-198k
2020: €-252k
2021: €-239k
2022: €-202k
2023: €-187k
2024: €-198k
2020 → 2025
Working capital
€-2.26M▼ 10.7%
2024 · €-2.04M
2020: €-1.45M
2021: €-1.80M
2022: €-1.97M
2023: €-2.36M
2024: €-2.04M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-26k-€-228k▼ 779%€-415k▼ 81.9%€-50k▲ 88.0%€-180k▼ 263%
Operating result€-221k-€-178k▲ 19.2%€-177k▲ 0.7%€-189k▼ 6.8%€-123k▲ 35.1%
Net result€-239k-€-202k▲ 15.4%€-187k▲ 7.5%€-198k▼ 6.0%€-130k▲ 34.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €123k in 2025 against €189k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.88M
Fixed assets
€2.77M =
Current assets
€106k ▲ 112%
Key figures and ratios
EBITDA
€61k▲
2024 · €4k
Cash flow
€53k▲
2024 · €-5k
Solvency
-6.3%▼
2024 · -1.8%
Current ratio
0.04▲
2024 · 0.02
Debt to equity
-16.99▲
2024 · -57.93
ROA
-4.5%▲
2024 · -7.0%
Interest coverage
7.42▲
2024 · 0.45
Debt
€3.06M▲
2024 · €2.87M
Debt ≤ 1 year
€2.37M▲
2024 · €2.09M
Debt > 1 year
€691k▼
2024 · €766k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.82M€2.88M▲
Formation expenses20€1k€0▼
Fixed assets21/28€2.77M€2.77M=
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€2.76M€2.77M=
Land and buildings22€2.71M€2.72M▲
Plant, machinery and equipment23€37k€34k▼
Furniture and vehicles24€14k€9k▼
Current assets29/58€50k€106k▲
Amounts receivable within one year40/41€44k€15k▼
Trade receivables40€33k€13k▼
Other amounts receivable41€11k€2k▼
Cash at bank and in hand54/58€2k€88k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.88M▲
Equity10/15€-50k€-180k▼
Contributions10/11€1.03M€1.03M=
Profit (loss) carried forward14€-1.08M€-1.21M▼
Amounts payable17/49€2.87M€3.06M▲
Amounts payable after more than one year17€766k€691k▼
Financial debts170/4€766k€691k▼
Amounts payable within one year42/48€2.09M€2.37M▲
Current portion of amounts payable after more than one year42€75k€75k▲
Trade debts44€22k€39k▲
Suppliers440/4€22k€39k▲
Advances received on contracts in progress46€66k€63k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€1.93M€2.19M▲
Accrued charges and deferred income492/3€14k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193k€184k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€13k€70k▲
Operating profit (loss)9901€-189k€-123k▲
Financial income75/76B€226€719▲
Recurring financial income75€226€719▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€-198k€-130k▲
Profit (loss) for the period9904€-198k€-130k▲
Profit (loss) for the period to be appropriated9905€-198k€-130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.08M€-1.21M▼
Profit (loss) brought forward from the previous period14P€-880k€-1.08M▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halve Reningestraat(Ren) 18647 Lo-ReningeGround area
1.1 ha
Building footprint
1,420 m²
Volume, LiDAR
6,646 m³
Parcel 32021D1331/00A000, Flanders · tallest building 15.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
't CONVENT 2.0.
since 20182.281.108.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32021D1331/00A000 | Flanders | 1.1 ha | 1 · 1,420 m² | 15.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 7,583 EUR awarded · 6,898 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,041 EUR | 1,041 EUR |
| 2024 | 1 | 83 EUR | 83 EUR |
| 2023 | 1 | 1,197 EUR | 1,197 EUR |
| 2022 | 1 | 5,262 EUR | 4,577 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,284 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2018
Fiscal year end30-06
Trade name NL
Convent 2.0.
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
55204Guest rooms (bed and breakfast)
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.