Equity
-€44,758
Debts exceed assets in financial year 2025.
'T C'TRUM
Lifetime
11 annual accounts with figures on one time axis, 22 filings since 2000peak €72,808 (2021)
€27,759▲ €122,092
lowest -€117,496 (2024)
-€6,623▲ €110,873
peak €142,883 (2012)
-€44,758▼ €6,623
€294,132▲ 60.0%
Board8 names since 2018
3 directorsBeumer Jordi and 2 others
Documentsfilings and deeds
12-10-202673 days late
2025micro format
Gross margin from -€94,333 to €27,759Loss of €6,623Appointments: Nikita De Laet (director) and Tim Daelemans (di… 26-05Equity from -€38,135 to -€44,758Debts from €183,790 to €294,132
Key points
from the 2025 annual accountsLosses
-€147,194 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€294,132 118% of the balance sheet
Financial debts 3%Suppliers 74%Taxes and wages 1%Other 23%
Of this, €291,314 falls due within a year.
Filings
22 annual accounts 73 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€44,758
Less equity than 90% of companies in food and beverage service. Sector median €28,639 · 17,193 companies.
Checked score
48
Fair
Financially stronger than 21% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 10.5%
01-2025: 10.5%● unchanged vs 12-2024
02-2025: 10.5%● unchanged vs 01-2025
03-2025: 10.5%● unchanged vs 02-2025
04-2025: 10.5%● unchanged vs 03-2025
05-2025: 10.5%● unchanged vs 04-2025
06-2025: 5.9%▼ -4.6 percentage points vs 05-2025
07-2025: 6.1%▲ +0.2 percentage points vs 06-2025
08-2025: 6.6%▲ +0.5 percentage points vs 07-2025
09-2025: 6.3%▼ -0.3 percentage points vs 08-2025
10-2025: 7.3%▲ +1.0 percentage point vs 09-2025
11-2025: 6.9%▼ -0.4 percentage points vs 10-2025
12-2025: 8.0%▲ +1.1 percentage points vs 11-2025
01-2026: 11.8%▲ +3.8 percentage points vs 12-2025
02-2026: 11.8%● unchanged vs 01-2026
03-2026: 12.0%▲ +0.2 percentage points vs 02-2026
04-2026: 11.2%▼ -0.8 percentage points vs 03-2026
05-2026: 11.2%● unchanged vs 04-2026
06-2026: 11.2%● unchanged vs 05-2026
07-2026: 11.2%● unchanged vs 06-2026
08-2026: 13.6%▲ +2.4 percentage points vs 07-2026highest value
09-2026: 13.6%● unchanged vs 08-2026highest value
10-2026: 3.2%▼ -10.4 percentage points vs 09-2026lowest value
11-2026: 3.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 73 days late; 3 of the last 3 accounts late
lowers risk
Founded in 1999
Size: total assets €249,374
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 20% of them on solvency, 3% on liquidity, 34% on profitability and 26% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as 'T C'TRUM has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 'T C'TRUM itself is higher: 3.2% within 12 months. It rests on far more data about 'T C'TRUM than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for 'T C'TRUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.62 (0.36 in 2024), below 1. Short-term debt is 116.8% and cash 1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€44,758
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
73 days late
2024
421 days late
2023
282 days late
2022
648 days late
2021
292 days late
2020
55 days late
2019
54 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 245 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 May (4 of the last 5 accounts filed within 219 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- De Laet Nikita 375 sharesdeed of 23-09-2026
- Daelemans Tim 250 sharesdeed of 23-09-2026
- Beumer Jordi 125 sharesdeed of 23-09-2026
Recent changes
2 directors appointed, 2 resignations
Resignations: Larivière Vienna and Daelemans Tim · Appointments: De Roy Stan and Beumer Jordi · De Laet Nikita holds 375 shares · General meeting of 14-09-2026 · Gazette deed
Appointments: Nikita De Laet (director) and Tim Daelemans (director)
General meeting of 31-03-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466536841
New director
Vienna Larivière appointed, Gregory Camerlinckx resigned · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Gregory Camerlinckx · General meeting of 02-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 'T C'TRUM Londerzeel | €249,374 | €27,759 | -17.9% | - |
| ATLANTICO Sint-Gillis (bij-Brussel) | €204,045 | €27,389 | 71.7% | - |
| SINATRA Kapellen | €294,637 | €31,804 | -209.6% | - |
| SEINHUIS Leuven | €231,706 | €35,326 | 12.8% | - |
| 3 TECH Merchtem | €186,633 | €37,454 | 70.6% | - |
| TIK-TAK Sint-Gillis (bij-Brussel) | €233,439 | €24,209 | 59.7% | - |
| STAPELHOEVE Brecht | €196,504 | €31,348 | 13.4% | - |
These companies have the same main activity as 'T C'TRUM: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €187,000 and €295,000, founded between 2000 and 2004.
Official details
Source: KBO- Status
- Active since 13-07-1999Normal situation
- Activity
- Cafés and barsNACE 56301and 2 others
- Establishment unit
- 2.092.437.7751840 Londerzeel, since 07-10-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 09-03-2025
Insights on 'T C'TRUM
'T C'TRUM files the micro format. That format states no turnover. The gross margin rose from €10,894 in 2012 to €27,759 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 'T C'TRUM
- What is the company number of 'T C'TRUM?
- The company number of 'T C'TRUM is 0466.536.841. The VAT number is the same number with BE in front: BE 0466.536.841.
- Where is 'T C'TRUM based?
- The registered office is at Markt 10, 1840 Londerzeel.Company details
- What does 'T C'TRUM do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of 'T C'TRUM?
- 'T C'TRUM is a private limited company (BV).
- When was 'T C'TRUM founded?
- 'T C'TRUM was founded on 13-07-1999.
- Is 'T C'TRUM still active?
- Yes, 'T C'TRUM is an active enterprise in the KBO register.
- How many employees does 'T C'TRUM have?
- 'T C'TRUM had an average of 5.8 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of 'T C'TRUM?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €27,759 and 38 comparable companies (NACE 56301). It probably lies between €75,000 and €150,000. In financial year 2019 turnover was €183,318.
- Is 'T C'TRUM profitable?
- In financial year 2025, 'T C'TRUM made a loss of €6,623.
- Where can I find the annual accounts of 'T C'TRUM?
- 'T C'TRUM filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 'T C'TRUM due?
- 'T C'TRUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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