Financials
- Fiscal year
- 2025
- Total assets
- €32,079
- Profit
- €19,540
- Solvency
- 64.6%
T&BV
ActiveSummary
T&BV has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,707 and a net result of €19,540. Its solvency ranks better than 61% of 11587 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€32,079total assets 2025
- Equity
- €20,707
- Profit
- €19,540
Turnover not published (abridged schema)
Structure
Accounts 58 d early1 of 2 deeds read
Why 67- Founded in 2025- 1 change of registered office in 24 months+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ No annual accounts with figuresShow the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 74% of its sector peers (NACE 71, without accounts)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
90
equity 64.6% of total assets
Liquidity
85
short-term debt 34.0% · cash 68.9%
Profitability
100
return on assets 60.9%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.5%lowest value
03-2026: 0.5%▲ +2.1% vs 02-2026
04-2026: 0.5%● 0.0% vs 03-2026
05-2026: 0.5%▲ +5.2% vs 04-2026
06-2026: 0.5%▲ +0.6% vs 05-2026
07-2026: 0.6%▲ +11.0% vs 06-2026
08-2026: 0.6%▲ +10.3% vs 07-2026
09-2026: 0.7%▲ +3.9% vs 08-2026
10-2026: 1.1%▲ +71.6% vs 09-2026highest value
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Founded in 2025 raises the probability for this profile
- 1 change of registered office in 24 months raises the probability
- No annual accounts with figures lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.91; short-term debt: 34% and cash: 68.9% of total assets), and 35.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, without accounts). Better than this share of them on solvency 77%, liquidity 79%, profitability 67%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
58 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 23-09-2026Registered office
- 03-06-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Founded
- 06-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.