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T&B VERZEKERINGEN

Active Risk: not assessed
Private limited companyfounded 2014active for 12 yearsOeverstraat 23, 9140 Temse, BelgiumKBO/BCE: BE 0544.445.063

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

T&B VERZEKERINGEN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €126,191 and a net result of €16,387. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 80% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

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T&B VERZEKERINGENActive
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Overview

Official details

KBO
Status
Active since 16-01-2014 Normal situation
Legal form
Private limited company
Registered office
Oeverstraat 23, 9140 Temse
Activity
Insurance agents and brokers NACE 66220
Establishment units
2.226.743.381 9140 Temse, since 13-01-2014
2.226.743.579 9150 Beveren-Kruibeke-Zwijndrecht, since 13-01-2014
Financial year end
31 December
Peppol
Reachable since 05-01-2026
Company details

Board and ownership

Board
  • 4T BVDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€16,387
▲ 6.5%
Equity
€126,191
▲ 14.9%
Total assets
€157,317
▲ 13.5%
Staff
3.2 FTE
▲ 23.1%
2025 accounts filed 7 days before the deadline
Filed on 24-07-2026at the National Bank
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
6 days early
2023
15 days early
2022
5 days early
2021
9 days early
2020
23 days late
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €16,387 8 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Documents

Annual accounts at the NBB

All 11 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about T&B VERZEKERINGEN

What is the company number of T&B VERZEKERINGEN?
The company number of T&B VERZEKERINGEN is 0544.445.063. The VAT number is the same number with BE in front: BE 0544.445.063.
Where is T&B VERZEKERINGEN based?
The registered office is at Oeverstraat 23, 9140 Temse.Company details
What does T&B VERZEKERINGEN do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of T&B VERZEKERINGEN?
The legal form of T&B VERZEKERINGEN is Private limited company (BV).
When was T&B VERZEKERINGEN founded?
T&B VERZEKERINGEN was founded on 16-01-2014.
Is T&B VERZEKERINGEN still active?
Yes, T&B VERZEKERINGEN is an active enterprise in the KBO register.
How many employees does T&B VERZEKERINGEN have?
T&B VERZEKERINGEN had an average of 3.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of T&B VERZEKERINGEN?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €225,360 and 31 comparable companies (NACE 66220). It probably lies between €350,000 and €570,000.
Is T&B VERZEKERINGEN profitable?
In financial year 2025, T&B VERZEKERINGEN made a profit of €16,387.
Where can I find the annual accounts of T&B VERZEKERINGEN?
T&B VERZEKERINGEN filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of T&B VERZEKERINGEN due?
T&B VERZEKERINGEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to T&B VERZEKERINGEN

Shareholders

Comparable companies

These companies have the same main activity as T&B VERZEKERINGEN: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €133,000 and €178,000, founded between 2011 and 2015.

CompanyTotal assetsGross margin
T&B VERZEKERINGEN Temse€157,317€225,360
ASSUR 360 Manage€132,719€225,587
Assurances BRAGARD & WERY Thimister-Clermont€174,648€273,133
DGV INSURANCE Lievegem€168,426€278,312
PROCLARIUS Mechelen€144,659€180,867
HEUSER & SCHRÖDER VERSICHERUNGEN Eupen€177,689€181,567
2-2R FINANCE Mouscron€143,100€186,526
Full comparison

Next steps

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