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T.B. PARTNERS

Active
Private limited companyfounded 200917 yrs activeKerckxstraat 4M, 1050 Elsene, BelgiumKBO/BCE: BE 0816.720.796

The computed 12-month bankruptcy probability of T.B. PARTNERS is 2.2% (moderate). The 2024 annual accounts show equity of €53k and a net result of €2k. Its solvency ranks better than 94% of 6717 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability76
Solvency100
Growth-
Track record85
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 10.29; short-term debt: 9.1% and cash: 2.5% of total assets), and 9.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
33 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
€23k
EBIT margin
10.4%
Net result
€2k
Working capital
€49k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €58k
Fixed assets €4k
Current assets €55k
Equity and liabilities €58k
Equity €53k
Debt €5k
Debt finances 9.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€3k
Cash flow
€3k
Solvency
90.9%
Current ratio
10.29
Quick ratio
10.29
Debt / equity
0.10
ROE
4.3%
ROA
3.9%
Interest coverage
42.63
Debt
€5k
Debt ≤ 1 year
€5k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet Code2024
Assets
Total assets20/58€58k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Furniture and vehicles24€4k
Current assets29/58€55k
Amounts receivable within one year40/41€53k
Other amounts receivable41€53k
Cash at bank and in hand54/58€1k
Equity and liabilities
Total equity and liabilities10/49€58k
Equity10/15€53k
Contributions10/11€2k
Capital10€2k
Issued capital100€2k
Reserves13€240
Non-distributable reserves130/1€240
Legal reserve130€240
Profit (loss) carried forward14€50k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Trade debts44€303
Suppliers440/4€303
Other amounts payable47/48€5k
Income statement Code2024
Turnover70€23k
Non-recurring operating income76A€3k
Goods, raw materials, services and sundry goods60/61€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€500
Gross operating margin9900€4k
Operating profit (loss)9901€2k
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€79
Recurring financial charges65€79
Profit (loss) for the period before taxes9903€2k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€50k
Profit (loss) brought forward from the previous period14P€48k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
02-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerckxstraat 4M1050 Elsene
Ground area
52 m²
Building footprint
52 m²
Volume, LiDAR
738 m³
Parcel 21443A0118/00W010, Brussels · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Kerckxstraat 4, 1050 Elsene
Non-scheduled passenger transport by road
since 20092.179.397.186
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21443A0118/00W010 Brussels 52 m² 1 · 52 m² 16.2 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,686 companies in sector 49330 we hold annual accounts for 2,284. 1,861 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-07-2009
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.