T-ARCHITECTURE
ActiveT-ARCHITECTURE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €74k and a net result of €18k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency98▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 2.09 in 2023), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2025, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2024
52 d early
2023
6 d early
2022
on the day
2021
on the day
2020
240 d late
2019
18 d early
2018
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k▼ 41.0%
2023 · €30k
2019: €-59
2020: €-9k
2021: €13k
2022: €-7k
2023: €30k
2019 → 2024
Working capital
€36k▲ 8.5%
2023 · €33k
2019: €21k
2020: €19k
2021: €23k
2022: €22k
2023: €33k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€32k▲ 11.0%€26k▼ 20.6%€56k▲ 117%€74k▲ 31.9%
Operating result€-7k-€18k€-1k€41k€30k▼ 27.5%
Net result€-9k-€13k€-7k€30k€18k▼ 41.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 27% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €126k
Fixed assets
€64k▲ 174%
Current assets
€62k▼ 2.5%
Equity and liabilities €126k
Equity
€74k▲ 31.9%
Debt
€52k▲ 68.5%
The debt ratio rises from 35.7% to 41.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€50k▲
2023 · €45k
Cash flow
€39k▲
2023 · €34k
Solvency
58.5%▼
2023 · 64.3%
Current ratio
2.38▲
2023 · 2.09
Quick ratio
2.38▲
2023 · 2.09
Debt / equity
0.71▲
2023 · 0.55
ROE
24.2%▼
2023 · 54.0%
ROA
14.1%▼
2023 · 34.7%
Interest coverage
29.52▼
2023 · 162.04
Debt
€52k▲
2023 · €31k
Debt ≤ 1 year
€26k▼
2023 · €30k
Debt > 1 year
€26k
Income taxes
€10k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€126k▲
Fixed assets21/28€23k€64k▲
Tangible fixed assets22/27€23k€64k▲
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€523€5k▲
Furniture and vehicles24€21k€57k▲
Financial fixed assets28€50€50=
Current assets29/58€63k€62k▼
Amounts receivable within one year40/41€10k€13k▲
Trade receivables40€10k€10k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€48k€43k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€87k€126k▲
Equity10/15€56k€74k▲
Contributions10/11€8k€8k=
Outside capital11€8k€8k=
Share premium1100/10€8k€8k=
Reserves13€48k€66k▲
Distributable reserves133€48k€66k▲
Amounts payable17/49€31k€52k▲
Amounts payable after more than one year17-€26k
Financial debts170/4-€26k
Amounts payable within one year42/48€30k€26k▼
Current portion of amounts payable after more than one year42€786€10k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€11k€3k▼
Accrued charges and deferred income492/3€600-
Income statement
Code20232024
Non-recurring operating income76A€30k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€21k▲
Other operating charges640/8€857€1k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€46k€52k▲
Operating profit (loss)9901€41k€30k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€277€2k▲
Recurring financial charges65€277€2k▲
Profit (loss) for the period before taxes9903€41k€28k▼
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€30k€18k▼
Profit (loss) for the period to be appropriated9905€30k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€18k▼
Transfer to equity691/2€30k€18k▼
To other reserves6921€30k€18k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 240 days late
30-06
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
2020
30-06
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 89 days late
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
2016
16-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Petit Warichet 18A1367 RamilliesGround area
2,516 m²
Building footprint
234 m²
Volume, LiDAR
2,279 m³
2 parcels, Brussels, Wallonia · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Generaal Lemanstraat 65, 1040 Etterbeek
since 20112.199.889.823
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25067B0742/00C000 | Wallonia | 2,342 m² | 1 · 124 m² | 8.7 m · 2 fl. |
| 21005A0311/00P004 | Brussels | 173 m² | 1 · 110 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITECTENVENNOOTSCHAP GEERT PINTELON
BE 0673.567.901
Hasselt · Eq €74k
VITRERIE REFLECTIONS
BE 0834.454.970
Villers-la-Ville · Eq €74k
Versyck Architectuur
BE 0767.406.689
Brugge · Eq €74k
Majoeck
BE 1003.954.750
Antwerpen · Eq €74k
ARCHI-K
BE 0798.150.939
Courcelles · Eq €74k
Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2011
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.