't Appèl
Active't Appèl has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €17k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 13204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-7
Solvency62▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.94 in 2024; short-term debt: 52.7% and cash: 11.5% of total assets), and 63% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37%
Return on assets
8.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
36 d early
2023
6 d early
2022
46 d early
2021
4 d early
2020
2 d early
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 29.2%
2024 · €59k
2018: €-18k
2019: €38k
2020: €6k
2021: €46k
2022: €67k
2023: €67k
2024: €59k
2018 → 2025
Total assets
€206k▲ 31.6%
2024 · €156k
2018: €170k
2019: €181k
2020: €111k
2021: €178k
2022: €186k
2023: €180k
2024: €156k
2018 → 2025
Net result
€17k▼ 21.6%
2024 · €22k
2018: €10k
2019: €55k
2020: €-32k
2021: €40k
2022: €46k
2023: €10k
2024: €22k
2018 → 2025
Working capital
€-47k▼ 954%
2024 · €-4k
2018: €-52k
2019: €11k
2020: €-13k
2021: €27k
2022: €-4k
2023: €-8k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€67k▲ 48.2%€67k▼ 0.7%€59k▼ 12.0%€76k▲ 29.2%
Operating result€53k-€53k▼ 0.5%€18k▼ 66.2%€32k▲ 76.9%€28k▼ 13.2%
Net result€40k-€46k▲ 15.8%€10k▼ 78.1%€22k▲ 118%€17k▼ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€145k▲ 72.6%
Current assets
€61k▼ 15.7%
Equity and liabilities €206k
Equity
€76k▲ 29.2%
Debt
€130k▲ 33.1%
The debt ratio rises from 62.3% to 63.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▲
2024 · €68k
Cash flow
€61k▲
2024 · €59k
Solvency
37.0%▼
2024 · 37.7%
Current ratio
0.56▼
2024 · 0.94
Quick ratio
0.48▼
2024 · 0.81
Debt / equity
1.70▲
2024 · 1.65
ROE
22.6%▼
2024 · 37.2%
ROA
8.4%▼
2024 · 14.0%
Interest coverage
12.60▼
2024 · 13.38
Debt
€130k▲
2024 · €97k
Debt ≤ 1 year
€109k▲
2024 · €77k
Debt > 1 year
€21k▲
2024 · €20k
Income taxes
€5k▼
2024 · €6k
Staff costs
€266k▲
2024 · €242k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€206k▲
Fixed assets21/28€84k€145k▲
Tangible fixed assets22/27€83k€144k▲
Plant, machinery and equipment23€22k€40k▲
Furniture and vehicles24€59k€51k▼
Other tangible fixed assets26€3k€53k▲
Financial fixed assets28€500€500=
Current assets29/58€73k€61k▼
Stocks and contracts in progress3€10k€9k▼
Stocks30/36€10k€9k▼
Amounts receivable within one year40/41€26k€24k▼
Trade receivables40€2k€154▼
Other amounts receivable41€24k€24k▼
Cash at bank and in hand54/58€34k€24k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€156k€206k▲
Equity10/15€59k€76k▲
Contributions10/11€35k€35k=
Outside capital11€35k€35k=
Other1109/19€35k€35k=
Reserves13€24k€41k▲
Distributable reserves133€24k€41k▲
Amounts payable17/49€97k€130k▲
Amounts payable after more than one year17€20k€21k▲
Financial debts170/4€20k€21k▲
Amounts payable within one year42/48€77k€109k▲
Current portion of amounts payable after more than one year42€19k€16k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€18k€57k▲
Suppliers440/4€18k€57k▲
Taxes, remuneration and social security45€28k€32k▲
Taxes450/3€17k€11k▼
Remuneration and social security454/9€11k€21k▲
Other amounts payable47/48€12k€1k▼
Accrued charges and deferred income492/3€578€436▼
Income statement
Code20242025
Remuneration, social security and pensions62€242k€266k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€44k▲
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A-€411
Gross operating margin9900€315k€342k▲
Operating profit (loss)9901€32k€28k▼
Financial income75/76B€2k€99▼
Recurring financial income75€2k€99▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€28k€22k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€22k€17k▼
Profit (loss) for the period to be appropriated9905€22k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€17k▼
Transfer from equity791/2€20k-
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€20k-
Directors or managers695€10k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-32k ▼158%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Highest result since 2018net €55k ▲442%
Operating result €60k, net result €55k, both a record.
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 258900 IeperGround area
201 m²
Building footprint
190 m²
Volume, LiDAR
1,889 m³
Parcel 33011H0366/00E000, Flanders · tallest building 19.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
't Appèl
since 20142.236.949.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011H0366/00E000 | Flanders | 201 m² | 1 · 190 m² | 19.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 622 EUR awarded · 622 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 0 EUR | 135 EUR |
| 2022 | 1 | 270 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyIeper2.236.949.761
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IL TOSCANINO
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,455. 9,795 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2014
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.