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SZ Schilderwerken

Active
Private limited companyfounded 2025active for 1 yearHaverstraat 15, 3900 Pelt, BelgiumKBO/BCE: BE 1027.344.519
Summary

SZ Schilderwerken has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,430 and a net result of €8,430. Its solvency ranks better than 70% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 08-09-2025 Normal situation
Activity
Painting of buildings NACE 43341and 1 other
Establishment unit
2.377.851.565 3900 Pelt, since 08-09-2025
Financial year end
31 December
Peppol
Reachable since 12-09-2025

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€11,554
Turnover
≈ €98,000
estimated
Profit
€8,430
Equity
€14,430
Total assets
€23,683
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 25 days after the deadline
Score breakdownraises riskFounded in 2025Size: total assets €23,683lowers riskLiquidity: current ratio 1.93, cash €4,491Equity €14,430 (60.9% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 70% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 86
equity 60.9% of total assets
Liquidity 56
short-term debt 39.1% · cash 19.0%
Profitability 100
return on assets 35.6%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93, above the usual 1.5. Short-term debt is 39.1% and cash 19% of total assets. 39.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 66% of them on solvency, 52% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €23,683
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.93, cash €4,491
NBB · annual accounts
lowers risk · Equity €14,430 (60.9% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
25 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 89% of companies in specialised constructionsector median €251,299 · 9,900 companies €14,430 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €6,000 · Appointment: ZUREL Serkan (director)
All 2 events

Comparable companies

These companies have the same main activity as SZ Schilderwerken: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €18,800 and €28,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
SZ Schilderwerken Pelt€23,683€11,554
Kolpers Projects Zonhoven€26,066€10,747
HUYBRECHTS CARLO Hasselt€23,455€7,870
Barbarian Group Genk€28,009€11,014
BRMGO CONSTRUCTION Zaventem€26,648€16,850
SCHILDERWERKEN ROVAN Torhout€18,770€8,798
NEL-PRO Rixensart€23,694€17,708
Full comparison

Key facts about SZ Schilderwerken

What is the company number of SZ Schilderwerken?
The company number of SZ Schilderwerken is 1027.344.519. The VAT number is the same number with BE in front: BE 1027.344.519.
Where is SZ Schilderwerken based?
The registered office is at Haverstraat 15, 3900 Pelt.Company details
What does SZ Schilderwerken do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of SZ Schilderwerken?
The legal form of SZ Schilderwerken is Private limited company (BV).
When was SZ Schilderwerken founded?
SZ Schilderwerken was founded on 08-09-2025.
Is SZ Schilderwerken still active?
Yes, SZ Schilderwerken is an active enterprise in the KBO register.
What is the turnover of SZ Schilderwerken?
The turnover in financial year 2025 is ≈ €98,000. This figure is estimated from the gross margin of €11,554 and 58 comparable companies (NACE 433). It probably lies between €55,000 and €220,000. It is a rough estimate.Financials
Is SZ Schilderwerken profitable?
In financial year 2025, SZ Schilderwerken made a profit of €8,430.
Where can I find the annual accounts of SZ Schilderwerken?
SZ Schilderwerken filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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