SYSTEMS SERVICE & CONSULT
ActiveSYSTEMS SERVICE & CONSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €287k and a net result of €9k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
83
/ 100
Excellent▼ -17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▼-85
Solvency100▲+1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.56 against 2.59 in 2023), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
68 d late
2022
28 d early
2021
31 d late
2020
29 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€287k▼ 11.1%
2023 · €323k
2018: €188k
2019: €207k
2020: €213k
2021: €194k
2022: €250k
2023: €323k
2018 → 2024
Total assets
€371k▼ 28.9%
2023 · €522k
2018: €318k
2019: €330k
2020: €265k
2021: €283k
2022: €365k
2023: €522k
2018 → 2024
Net result
€9k▼ 91.3%
2023 · €101k
2018: €45k
2019: €18k
2020: €29k
2021: €47k
2022: €76k
2023: €101k
2018 → 2024
Working capital
€312k▼ 1.4%
2023 · €316k
2018: €168k
2019: €190k
2020: €196k
2021: €177k
2022: €229k
2023: €316k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€213k-€194k▼ 9.0%€250k▲ 28.7%€323k▲ 29.5%€287k▼ 11.1%
Operating result€41k-€65k▲ 60.3%€108k▲ 65.5%€143k▲ 31.7%€13k▼ 91.0%
Net result€29k-€47k▲ 62.7%€76k▲ 63.7%€101k▲ 31.9%€9k▼ 91.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 91% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €371k
Fixed assets
€3k▼ 56.2%
Current assets
€368k▼ 28.6%
Equity and liabilities €371k
Equity
€287k▼ 11.1%
Provisions
€27k
Debt
€56k▼ 71.8%
The debt ratio falls from 38.0% to 15.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€17k▼
2023 · €160k
Cash flow
€13k▼
2023 · €117k
Solvency
77.5%▲
2023 · 62.0%
Current ratio
6.56▲
2023 · 2.59
Quick ratio
6.56▲
2023 · 2.59
Debt / equity
0.20▼
2023 · 0.61
ROE
3.0%▼
2023 · 31.1%
ROA
2.4%▼
2023 · 19.3%
Interest coverage
102.90▼
2023 · 184.93
Debt
€56k▼
2023 · €199k
Debt ≤ 1 year
€56k▼
2023 · €199k
Income taxes
€5k▼
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€522k€371k▼
Fixed assets21/28€7k€3k▼
Tangible fixed assets22/27€7k€3k▼
Plant, machinery and equipment23€5k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€515k€368k▼
Amounts receivable after more than one year29€12k-
Other amounts receivable291€12k-
Amounts receivable within one year40/41€200k€82k▼
Trade receivables40€154k€79k▼
Other amounts receivable41€45k€3k▼
Cash at bank and in hand54/58€302k€284k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€522k€371k▼
Equity10/15€323k€287k▼
Contributions10/11€6k€6k=
Reserves13€317k€281k▼
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€315k€279k▼
Provisions and deferred taxes16-€27k
Provisions for liabilities and charges160/5-€27k
Other liabilities and charges164/5-€27k
Amounts payable17/49€199k€56k▼
Amounts payable within one year42/48€199k€56k▼
Trade debts44€185k€39k▼
Suppliers440/4€185k€39k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€1k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€5k€13k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k-
Provisions for liabilities and charges: additions (uses and reversals)635/8-€27k
Other operating charges640/8€852€1k▲
Gross operating margin9900€169k€46k▼
Operating profit (loss)9901€143k€13k▼
Financial income75/76B€472€723▲
Recurring financial income75€472€723▲
Financial charges65/66B€863€164▼
Recurring financial charges65€863€164▼
Profit (loss) for the period before taxes9903€142k€13k▼
Income taxes67/77€42k€5k▼
Profit (loss) for the period9904€101k€9k▼
Profit (loss) for the period to be appropriated9905€101k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€9k▼
Transfer from equity791/2€27k€45k▲
Transfer to equity691/2€101k€9k▼
To other reserves6921€101k€9k▼
Profit to be distributed694/7€27k€45k▲
Return on contributions (dividend)694€27k€45k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼91.3%
Net result drops to €9k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 6.56
Current ratio from 2.59 to 6.56; short-term debt falls from €199k to €56k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Highest result since 2018net €101k ▲31.9%
Operating result €143k, net result €101k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €250k ▲28.7%
5 profitable years in a row build equity to €250k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €207k ▲9.8%
2 profitable years in a row build equity to €207k.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 49 days late
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat 433070 KortenbergGround area
264 m²
Building footprint
92 m²
Volume, LiDAR
730 m³
Parcel 24055B0215/00V000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beekstraat 43, 3070 Kortenberg
since 20022.095.753.987
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055B0215/00V000 | Flanders | 264 m² | 1 · 92 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,314 EUR awarded · 3,314 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,530 EUR | 1,530 EUR |
| 2024 | 1 | 1,784 EUR | 1,784 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,209 companies in sector 47400 we hold annual accounts for 1,793. 1,276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2002
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.