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SYSTEM TOITURE

Active
Private limited companyfounded 200818 yrs activeRue du Champ d'aviation(PER) 9, 7134 Binche, BelgiumKBO/BCE: BE 0806.554.901
Summary

SYSTEM TOITURE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,583 and a net result of €64,744. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
SYSTEM TOITUREActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990Roofing work NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€847,054total assets 2025
Staff
6 FTE
Equity
€189,583
Profit
€64,744
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 1 d early0 of 3 deeds read
Why 88- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 0.56, cash €28,491, halved+ Size: total assets €847,054+ Founded in 2008Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 47+8
equity 22.4% of total assets
Liquidity 41-10
short-term debt 31.5% · cash 3.4%
Profitability 78+7
return on assets 7.6%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.1%● 0.0% vs 12-2024 02-2025: 1.2%▲ +1.6% vs 01-2025 03-2025: 1.2%▼ -0.6% vs 02-2025 04-2025: 1.2%▲ +1.9% vs 03-2025 05-2025: 1.1%▼ -4.6% vs 04-2025 06-2025: 1.3%▲ +12.4% vs 05-2025 07-2025: 1.6%▲ +24.2% vs 06-2025highest value 08-2025: 0.7%▼ -56.4% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%● 0.0% vs 12-2025 02-2026: 0.7%▲ +1.7% vs 01-2026 03-2026: 0.7%▼ -1.9% vs 02-2026 04-2026: 0.7%▼ -1.3% vs 03-2026 05-2026: 0.6%▼ -5.0% vs 04-2026 06-2026: 0.7%▲ +11.8% vs 05-2026 07-2026: 0.9%▲ +20.7% vs 06-2026 08-2026: 0.2%▼ -75.2% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: total assets €847,054 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Liquidity: current ratio 0.56, cash €28,491, halved raises the probability
  • Founded in 2008 lowers the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.75 in 2024; short-term debt: 31.5% and cash: 3.4% of total assets), and 77.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 24%, liquidity 30%, profitability 56%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €847,054
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 0.56, cash €28,491, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 32341 sector peers (2025).
NBB · sector comparison
Position among 32341 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
10 d early
2023
5 d early
2022
3 d early
2021
6 d early
2020
31 d late
2019
73 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €64,744 ▲333%
  3. Equity above €150,000Eq €189,583 ▲51.9%

Key points

  • Positive: Among the best 10% on net resultsector median €10,073 · 32,329 companies €64,744 View
  • Positive: Equity rose in 2025from €124,840 to €189,583 ▲ 51.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€847,054
Profit
€64,744
Solvency
22.4%
Total assets▼ 2.9%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
24-09-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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