SYSDIS
ActiveSummary
SYSDIS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €7k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+2
Solvency92▲+5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 2.61 in 2024; short-term debt: 33.1% and cash: 0% of total assets), and 33.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€90k▼ 6.4%
2024 · €96k
Total assets
€135k▼ 12.9%
2024 · €155k
Net result
€7k▲ 29.1%
2024 · €5k
Working capital
€88k▼ 6.5%
2024 · €94k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k€2k▼ 87.8%€8k▲ 232%€6k▼ 27.3%€13k▲ 127%
Net result€14k€3k▼ 77.3%€7k▲ 111%€5k▼ 22.0%€7k▲ 29.1%
Equity€123k▲ 13.0%€104k▼ 15.3%€99k▼ 5.0%€96k▼ 2.7%€90k▼ 6.4%
Total assets€143k▲ 2.0%€147k▲ 2.8%€137k▼ 6.5%€155k▲ 12.8%€135k▼ 12.9%
Debt€20k▼ 36.6%€42k▲ 116%€38k▼ 10.1%€59k▲ 53.3%€45k▼ 23.7%
Working capital€121k▲ 13.3%€102k▼ 16.2%€97k▼ 4.8%€94k▼ 2.4%€88k▼ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 127% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€2k ▼ 2.7%
Current assets
€133k ▼ 13.1%
Equity and liabilities €135k
Equity
€90k ▼ 6.4%
Debt
€45k ▼ 23.7%
Debt's share of the balance-sheet total falls from 37.7% to 33.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €6k
Cash flow
€7k▲
2024 · €6k
Current ratio
2.98▲
2024 · 2.61
Debt to equity
0.49▼
2024 · 0.61
ROE
7.6%▲
2024 · 5.5%
ROA
5.1%▲
2024 · 3.4%
Interest coverage
10.69▲
2024 · 8.26
Debt ≤ 1 year
€45k▼
2024 · €59k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €435 | €310 | €365 | €365 | €55 | ▼ 84.9% |
| Other operating charges640/8 | €4k | €1k | €918 | €991 | €1k | ▲ 41.5% |
| Gross operating margin9900 | €24k | €4k | €9k | €7k | €15k | ▲ 104% |
| Operating profit (loss)9901 | €20k | €2k | €8k | €6k | €13k | ▲ 127% |
| Financial income75/76B | €2k | €5k | €5k | €5k | €2k | ▼ 54.5% |
| Recurring financial income75 | €2k | €5k | €5k | €5k | €2k | ▼ 54.5% |
| Financial charges65/66B | €951 | €1k | €609 | €745 | €1k | ▲ 65.5% |
| Recurring financial charges65 | €951 | €1k | €609 | €745 | €1k | ▲ 65.5% |
| Profit (loss) for the period before taxes9903 | €21k | €6k | €12k | €10k | €14k | ▲ 44.3% |
| Income taxes67/77 | €7k | €3k | €5k | €4k | €7k | ▲ 62.4% |
| Profit (loss) for the period9904 | €14k | €3k | €7k | €5k | €7k | ▲ 29.1% |
| Profit (loss) for the period to be appropriated9905 | €14k | €3k | €7k | €5k | €7k | ▲ 29.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143k | €147k | €137k | €155k | €135k | ▼ 12.9% |
| Fixed assets21/28 | €2k | €3k | €2k | €2k | €2k | ▼ 2.7% |
| Tangible fixed assets22/27 | - | €785 | €420 | €55 | - | - |
| Furniture and vehicles24 | - | €785 | €420 | €55 | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €141k | €144k | €135k | €153k | €133k | ▼ 13.1% |
| Amounts receivable after more than one year29 | €127k | €128k | €107k | €100k | €107k | ▲ 7.9% |
| Other amounts receivable291 | €127k | €128k | €107k | €100k | €107k | ▲ 7.9% |
| Amounts receivable within one year40/41 | €13k | €15k | €28k | €53k | €24k | ▼ 54.0% |
| Trade receivables40 | €13k | €14k | €26k | €37k | €22k | ▼ 40.2% |
| Other amounts receivable41 | €581 | €503 | €2k | €16k | €2k | ▼ 86.2% |
| Cash at bank and in hand54/58 | - | - | €65 | €65 | €65 | = |
| Deferred charges and accrued income490/1 | €1k | €744 | €533 | €782 | €1k | ▲ 72.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143k | €147k | €137k | €155k | €135k | ▼ 12.9% |
| Equity10/15 | €123k | €104k | €99k | €96k | €90k | ▼ 6.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €94k | €75k | €71k | €68k | €62k | ▼ 9.1% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €92k | €73k | €69k | €66k | €60k | ▼ 9.4% |
| Profit (loss) carried forward14 | €11k | €11k | €10k | €10k | €10k | ▲ 0.4% |
| Amounts payable17/49 | €20k | €42k | €38k | €59k | €45k | ▼ 23.7% |
| Amounts payable within one year42/48 | €20k | €42k | €38k | €59k | €45k | ▼ 23.7% |
| Financial debts43 | €543 | €3k | €1k | €6k | €5k | ▼ 11.6% |
| Credit institutions430/8 | €543 | €3k | €1k | €6k | €5k | ▼ 11.6% |
| Trade debts44 | €10k | €5k | €9k | €33k | €13k | ▼ 59.8% |
| Suppliers440/4 | €10k | €5k | €9k | €33k | €13k | ▼ 59.8% |
| Advances received on contracts in progress46 | - | - | - | €721 | - | - |
| Taxes, remuneration and social security45 | €9k | €13k | €16k | €12k | €14k | ▲ 20.0% |
| Taxes450/3 | €9k | €13k | €16k | €12k | €14k | ▲ 20.0% |
| Other amounts payable47/48 | - | €21k | €11k | €8k | €12k | ▲ 62.5% |
| Accrued charges and deferred income492/3 | €26 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €3k | €7k | €5k | €7k | ▲ 29.1% |
| + Depreciation and write-downs630 | €435 | €310 | €365 | €365 | €55 | ▼ 84.9% |
| Operating cash flow (approximation) | €15k | €4k | €7k | €6k | €7k | ▲ 21.7% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €0 | €0 | - |
| Change in cash | - | - | - | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1995
Ground area
925 m²
Building footprint
214 m²
Volume, LiDAR
503 m³
2 parcels, Flanders, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Chemin des Postes 135, 1410 Waterloo
since 19952.050.912.966
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543I0177/00K000 | Flanders | 485 m² | 1 · 111 m² | 6.5 m · 2 fl. |
| 25110S0291/00R000 | Wallonia | 440 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,238 companies in sector 47789 we hold annual accounts for 1,019. 810 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
47521Retail sale of hardware, building materials, paint and glass (general range)
Scores and ratios are computed by Checked and are not a credit decision.