SYRUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €187k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 2413 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €187k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
65 d early
2023
57 d early
2022
53 d early
2021
62 d early
2020
73 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€187k▲ 1.8%
2024 · €184k
2018: €38k
2019: €47k
2020: €31k
2021: €38k
2022: €44k
2023: €140k
2024: €184k
2018 → 2025
Net result
€19k▼ 57.6%
2024 · €44k
2018: €-2k
2019: €8k
2020: €-16k
2021: €7k
2022: €6k
2023: €118k
2024: €44k
2018 → 2025
Total assets
€205k▲ 5.3%
2024 · €194k
2018: €130k
2019: €124k
2020: €101k
2021: €97k
2022: €88k
2023: €171k
2024: €194k
2018 → 2025
Solvency
91.6%▼ 3.1pp
2024 · 94.7%
2018: 29.4%
2019: 37.4%
2020: 30.3%
2021: 39.4%
2022: 50.3%
2023: 81.7%
2024: 94.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€44k▲ 16.6%€140k▲ 216%€184k▲ 31.5%€187k▲ 1.8%
Operating result€14k-€14k▲ 4.1%€151k▲ 945%€62k▼ 58.8%€27k▼ 55.9%
Net result€7k-€6k▼ 13.6%€118k▲ 1,778%€44k▼ 62.7%€19k▼ 57.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€16k▼ 32.6%
Current assets
€189k▲ 10.4%
Equity and liabilities €205k
Equity
€187k▲ 1.8%
Debt
€17k▲ 68.0%
The debt ratio rises from 5.3% to 8.4%. Equity and debt are higher.
Key figures and ratios
Solvency
91.6%▼
2024 · 94.7%
ROE
10.0%▼
2024 · 24.0%
ROA
9.1%▼
2024 · 22.7%
Debt
€17k▲
2024 · €10k
Debt ≤ 1 year
€17k▲
2024 · €10k
Income taxes
€9k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€205k▲
Fixed assets21/28€23k€16k▼
Tangible fixed assets22/27€23k€16k▼
Land and buildings22€13k€7k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€222€1k▲
Current assets29/58€171k€189k▲
Amounts receivable within one year40/41€15k€8k▼
Trade receivables40€13k€8k▼
Other amounts receivable41€2k-
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€104k€129k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€194k€205k▲
Equity10/15€184k€187k▲
Reserves13€184k€187k▲
Distributable reserves133€184k€187k▲
Amounts payable17/49€10k€17k▲
Amounts payable within one year42/48€10k€17k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€9k€14k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€73k€37k▼
Operating profit (loss)9901€62k€27k▼
Financial income75/76B€509€0▼
Recurring financial income75€509€0▼
Financial charges65/66B€943€128▼
Recurring financial charges65€943€128▼
Profit (loss) for the period before taxes9903€62k€27k▼
Income taxes67/77€18k€9k▼
Profit (loss) for the period9904€44k€19k▼
Profit (loss) for the period to be appropriated9905€44k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€19k▼
Transfer from equity791/2-€15k
Transfer to equity691/2€44k€19k▼
To other reserves6921€44k€19k▼
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €184k ▲31.5%
4 profitable years in a row build equity to €184k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €118k ▲1778%
Operating result €151k, net result €118k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 11.09
Current ratio from 3.33 to 11.09; short-term debt falls from €17k to €13k.
31-12
Financial
Equity above €100kEq €140k ▲216%
3 profitable years in a row build equity to €140k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-16k ▼293%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollandstraat 193090 OverijseGround area
2,787 m²
Building footprint
135 m²
Volume, LiDAR
773 m³
Parcel 23544D0032/00N000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immotheker
since 20072.159.841.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0032/00N000 | Flanders | 2,787 m² | 1 · 135 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 100 EUR awarded · 100 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 48 EUR | 48 EUR |
| 2022 | 1 | 52 EUR | 52 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
SOMAFI B & A
BE 0769.851.188
Ukkel · Eq €189k
Samsvar
BE 0777.626.630
Mechelen · Eq €186k
Belmoney
BE 0540.745.997
Elsene · Eq €185k
D-SKYVISION
BE 0653.996.467
Heusden-Zolder · Eq €190k
GIOCONDA
BE 0463.502.127
Brussel · Eq €185k
Of 1,511 companies in sector 66199 we hold annual accounts for 917. 648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.