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SYPRI MANAGEMENT

Active
Private limited companyfounded 201214 yrs activeZelemsebaan 102, 3560 Lummen, BelgiumKBO/BCE: BE 0844.482.295

SYPRI MANAGEMENT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412k and a net result of €19k. Equity is growing by ~89.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+23
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.97 against 12.06 in 2024), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
92.1%
Return on assets
4.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
3 d early
2023
5 d early
2022
35 d early
2021
17 d early
2020
15 d early
2019
25 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€412k▲ 4.9%
2024 · €393k
2019: €15k 2020: €24k 2021: €58k 2022: €414k 2023: €435k 2024: €393k
2019 → 2025
Total assets
€447k▲ 0.8%
2024 · €444k
2019: €90k 2020: €248k 2021: €236k 2022: €616k 2023: €603k 2024: €444k
2019 → 2025
Net result
€19k
2024 · €-42k
2019: €4k 2020: €10k 2021: €34k 2022: €356k 2023: €22k 2024: €-42k
2019 → 2025
Working capital
€336k▲ 4.8%
2024 · €321k
2019: €12k 2020: €-12k 2021: €50k 2022: €395k 2023: €368k 2024: €321k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€58k-€414k▲ 613%€435k▲ 5.2%€393k▼ 9.7%€412k▲ 4.9%
Operating result€48k-€15k▼ 68.7%€29k▲ 95.4%€32k▲ 9.6%€26k▼ 18.5%
Net result€34k-€356k▲ 956%€22k▼ 93.9%€-42k€19k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300k€400kOperating result 2021: €48k€48kNet result 2021: €34k€34kOperating result 2022: €15k€15kNet result 2022: €356k€356kOperating result 2023: €29k€29kNet result 2023: €22k€22kOperating result 2024: €32k€32kNet result 2024: €-42k€-42kOperating result 2025: €26k€26kNet result 2025: €19k€19k20212022202320242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets €83k▼ 11.4%
Current assets €364k▲ 4.1%
Equity and liabilities €447k
Equity €412k▲ 4.9%
Debt €35k▼ 30.3%
The debt ratio falls from 11.5% to 7.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37k
2024 · €54k
Cash flow
€30k
2024 · €-21k
Solvency
92.1%
2024 · 88.5%
Current ratio
12.97
2024 · 12.06
Quick ratio
12.97
2024 · 12.06
Debt / equity
0.09
2024 · 0.13
ROE
4.7%
2024 · -10.8%
ROA
4.3%
2024 · -9.6%
Interest coverage
8.97
2024 · 6.68
Debt
€35k
2024 · €51k
Debt ≤ 1 year
€28k
2024 · €29k
Debt > 1 year
€7k
2024 · €22k
Income taxes
€8k
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€444k€447k
Fixed assets21/28€94k€83k
Tangible fixed assets22/27€28k€17k
Plant, machinery and equipment23€2k€805
Furniture and vehicles24€14k€4k
Other tangible fixed assets26€12k€12k=
Financial fixed assets28€66k€66k=
Current assets29/58€350k€364k
Amounts receivable after more than one year29€63k€60k
Other amounts receivable291€63k€60k
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€223k€239k
Trade receivables40€31k€0
Other amounts receivable41€192k€239k
Cash at bank and in hand54/58€57k€31k
Deferred charges and accrued income490/1€7k€33k
Equity and liabilities
Total equity and liabilities10/49€444k€447k
Equity10/15€393k€412k
Contributions10/11€12k€12k=
Reserves13€413k€423k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€413k€423k
Profit (loss) carried forward14€-32k€-23k
Amounts payable17/49€51k€35k
Amounts payable after more than one year17€22k€7k
Financial debts170/4€22k€7k
Amounts payable within one year42/48€29k€28k
Current portion of amounts payable after more than one year42€14k€14k
Trade debts44€3k€5k
Suppliers440/4€3k€5k
Taxes, remuneration and social security45€12k€8k
Taxes450/3€12k€8k
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3€64€10
Income statement Code20242025
Non-recurring operating income76A€5k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€11k
Other operating charges640/8€11k€1k
Non-recurring operating charges66A€2k€0
Gross operating margin9900€66k€38k
Operating profit (loss)9901€32k€26k
Financial income75/76B€5k€5k
Recurring financial income75€5k€5k
Financial charges65/66B€8k€4k
Recurring financial charges65€8k€4k
Profit (loss) for the period before taxes9903€29k€27k
Income taxes67/77€71k€8k
Profit (loss) for the period9904€-42k€19k
Profit (loss) for the period to be appropriated9905€-42k€19k
Appropriation of the result
Profit (loss) to be appropriated9906€323k€-13k
Profit (loss) brought forward from the previous period14P€366k€-32k
Transfer to equity691/2€356k€10k
To other reserves6921€356k€10k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €19k
Net result €19k after one loss-making year.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €-42k ▼297%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity triplescurrent ratio 12.06
Current ratio from 4.46 to 12.06; short-term debt falls from €106k to €29k.
2023
26-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
26-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Highest result since 2019net €356k ▲956%
Net result €356k, the highest in the series.
31-03
Financial Liquidity triplescurrent ratio 4.41
Current ratio from 1.70 to 4.41.
31-03
Financial Equity above €200kEq €414k ▲613%
4 profitable years in a row build equity to €414k.
2021
14-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
16-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2018
24-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
30-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-01
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zelemsebaan 1023560 Lummen
Ground area
3,211 m²
Building footprint
363 m²
Volume, LiDAR
1,840 m³
Parcel 71038D0356/00Z000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SYPRI Management
Zelemsebaan 102, 3560 LummenFinancial service activities, except insurance and pension funding
since 20122.208.700.292
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71038D0356/00Z000 Flanders 3,211 m² 1 · 363 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 36,050 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded16-03-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45194
46713Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.