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SYOR & CO

Active
Private limited companyfounded 2023active for 3 yearsLeopold II laan 27, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0805.346.062
Summary

The computed 12-month bankruptcy probability of SYOR & CO is 6.1% (elevated). The 2024 annual accounts show negative equity (-€9,776) and a net result of -€12,548. Its solvency ranks better than 18% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 31-08-2023 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 4 others
Establishment unit
2.348.774.232 1080 Sint-Jans-Molenbeek, since 31-08-2023
Financial year end
31 December
Peppol
Reachable since 20-11-2025

Board and ownership

Board

Financial position

34 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.1%
Annual accounts 2024
Gross margin
-€12,475
Loss
€12,548
Equity
-€9,776
Total assets
€77,475
▲ 52.0%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 94 days past the deadline
Turnover not published (micro format)
Filed on 13-09-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 18-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 44 days late; 2 of the last 3 accounts lateFounded in 2023lowers riskSize: total assets €77,475Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 16% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 12-18
equity -12.6% of total assets
Liquidity 43-6
short-term debt 112.6% · cash 34.3%
Profitability 0-41
return on assets -16.2%
Bankruptcy probability within 12 months
6.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.3%lowest value 01-2025: 2.9%▲ +0.6 percentage points vs 12-2024 02-2025: 3.0%▲ +0.1 percentage points vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.2%▲ +0.2 percentage points vs 03-2025 05-2025: 3.3%▲ +0.1 percentage points vs 04-2025 06-2025: 3.1%▼ -0.2 percentage points vs 05-2025 07-2025: 3.1%● unchanged vs 06-2025 08-2025: 4.0%▲ +0.9 percentage points vs 07-2025 09-2025: 4.6%▲ +0.6 percentage points vs 08-2025 10-2025: 3.0%▼ -1.6 percentage points vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 2.9%▼ -0.1 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.1%▲ +0.2 percentage points vs 04-2026 06-2026: 3.0%▼ -0.1 percentage points vs 05-2026 07-2026: 3.1%▲ +0.1 percentage points vs 06-2026 08-2026: 4.0%▲ +0.9 percentage points vs 07-2026 09-2026: 4.4%▲ +0.4 percentage points vs 08-2026 10-2026: 6.1%▲ +1.7 percentage points vs 09-2026highest value 11-2026: 6.1%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.89 (1.07 in 2023), below 1. Short-term debt is 112.6% and cash 34.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 15% of them on solvency, 41% on liquidity, 6% on profitability and 1% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 18-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 44 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €77,475
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
2324
2023 to 2024 · latest year -€9,776
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 94 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline02-11-2026 today
raises risk · 2024 accounts filed 44 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-09-2025, 44 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
44 days late
2023
151 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 98 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€9,776 View
  • Caution: Lower net result than 84% of companies in retail tradesector median €4,565 · 25,542 companies -€12,548 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: SENHAJI Omar (director)
All 3 events

Comparable companies

These companies have the same main activity as SYOR & CO: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €66,400 and €105,000, founded in 2023.

CompanyTotal assetsGross margin
SYOR & CO Sint-Jans-Molenbeek€77,475-€12,475
S&N SELECTED CARS Brussel€104,988-€2,853
STRATOMOTIVE Pont-à-Celles€75,373-€621
YB-MOTORS Sint-Genesius-Rode€75,541-€19,646
David Star Lier€69,103-€3,072
JLC AUTO Herstal€72,916-€14,827
Industry Pro Zwevegem€66,441-€5,163
Full comparison

Key facts about SYOR & CO

What is the company number of SYOR & CO?
The company number of SYOR & CO is 0805.346.062. The VAT number is the same number with BE in front: BE 0805.346.062.
Where is SYOR & CO based?
The registered office is at Leopold II laan 27, 1080 Sint-Jans-Molenbeek.Company details
What does SYOR & CO do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of SYOR & CO?
The legal form of SYOR & CO is Private limited company (BV).
When was SYOR & CO founded?
SYOR & CO was founded on 31-08-2023.
Is SYOR & CO still active?
Yes, SYOR & CO is an active enterprise in the KBO register.
What is the turnover of SYOR & CO?
The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
Is SYOR & CO profitable?
In financial year 2024, SYOR & CO made a loss of €12,548.
Where can I find the annual accounts of SYOR & CO?
SYOR & CO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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