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SYNTONE

Active
Public limited companyfounded 198936 yrs activeAvenue Molière 2b, 1300 Wavre, BelgiumKBO/BCE: BE 0439.784.736
Summary

The annual accounts of SYNTONE for fiscal year 2025 show a net loss of 54% of total assets and of 155% of the equity at the start of that year. The 2025 annual accounts show equity of €498,804 and a net result of -€284,646. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 12918 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190NACE 51190
1 site
Size
€531,440total assets 2025
Equity
€498,804
Loss
-€284,646
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts 23 d early0 of 8 deeds read
Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €284,646 (FY 2025)- 2 ex-officio strike-offs in the KBO+ Equity €498,804 (93.9% of total assets)+ Founded in 1989Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 62% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100+53
equity 93.9% of total assets
Liquidity 53+44
short-term debt 6.1% · cash 2.6%
Profitability 0-41
return on assets -53.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.9%▲ +20.6% vs 11-2024 01-2025: 1.4%▲ +56.2% vs 12-2024highest value 02-2025: 0.2%▼ -87.7% vs 01-2025lowest value 03-2025: 0.2%● 0.0% vs 02-2025lowest value 04-2025: 0.2%● 0.0% vs 03-2025lowest value 05-2025: 0.2%● 0.0% vs 04-2025lowest value 06-2025: 0.2%● 0.0% vs 05-2025lowest value 07-2025: 0.2%● 0.0% vs 06-2025lowest value 08-2025: 0.2%▲ +2.9% vs 07-2025 09-2025: 0.2%▲ +4.0% vs 08-2025 10-2025: 0.2%▲ +12.0% vs 09-2025 11-2025: 0.2%▲ +7.8% vs 10-2025 12-2025: 0.3%▲ +25.7% vs 11-2025 01-2026: 0.5%▲ +80.6% vs 12-2025 02-2026: 0.8%▲ +67.5% vs 01-2026 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.7%▼ -11.8% vs 03-2026 05-2026: 0.7%● 0.0% vs 04-2026 06-2026: 0.7%● 0.0% vs 05-2026 07-2026: 0.7%▼ -3.0% vs 06-2026 08-2026: 0.7%● 0.0% vs 07-2026 09-2026: 0.6%▼ -13.4% vs 08-2026 10-2026: 0.7%▲ +10.4% vs 09-2026
  • Loss of €284,646 (FY 2025) raises the probability
  • 2 ex-officio strike-offs in the KBO raises the probability
  • Equity €498,804 (93.9% of total assets) lowers the probability
  • Founded in 1989 lowers the probability for this profile
Credit up to €25,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.73 against 0.7 in 2024; short-term debt: 6.1% and cash: 2.6% of total assets), and 6.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 58%, profitability 6%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €284,646 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 ex-officio strike-offs in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
lowers risk · Equity €498,804 (93.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1989
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
3 d early
2023
6 d early
2022
35 d early
2021
2 d early
2020
3 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-compliance×2
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 25 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€284,646
  3. Liquidity times 11current ratio 7.73

Key points

  • Caution: From profit to loss in 2025after €10,481 in 2024 -€284,646 View
  • Caution: Among the weakest 5% on net resultsector median €5,584 · 12,926 companies -€284,646 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€531,440
Loss
-€284,646
Solvency
93.9%
Total assets▼ 35.2%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 31-01-2027
  1. 08-01-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 30-06-2025Liquidity times 11
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
28-12-1989
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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