SYNOPTIQ
ActiveSYNOPTIQ has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €47k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency78▼-17
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.99 in 2024), but 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
34.9%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
2 d early
2023
32 d early
2022
23 d early
2021
60 d early
2020
57 d early
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 36.6%
2024 · €42k
2018: €66k
2019: €90k
2020: €115k
2021: €133k
2022: €90k
2023: €61k
2024: €42k
2018 → 2025
Total assets
€135k▲ 61.5%
2024 · €84k
2018: €78k
2019: €114k
2020: €132k
2021: €177k
2022: €163k
2023: €108k
2024: €84k
2018 → 2025
Net result
€47k
2024 · €-19k
2018: €7k
2019: €25k
2020: €25k
2021: €18k
2022: €10
2023: €-29k
2024: €-19k
2018 → 2025
Working capital
€50k▲ 20.4%
2024 · €41k
2018: €66k
2019: €92k
2020: €115k
2021: €133k
2022: €88k
2023: €60k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€90k▼ 32.1%€61k▼ 32.6%€42k▼ 31.2%€57k▲ 36.6%
Operating result€28k-€2k▼ 91.9%€-28k€-18k▲ 36.0%€52k
Net result€18k-€10▼ 99.9%€-29k€-19k▲ 35.6%€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €18k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€7k▲ 1,711%
Current assets
€128k▲ 53.6%
Equity and liabilities €135k
Equity
€57k▲ 36.6%
Debt
€78k▲ 86.3%
The debt ratio rises from 50.1% to 57.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€55k▲
2024 · €-17k
Cash flow
€50k▲
2024 · €-18k
Solvency
42.2%▼
2024 · 49.9%
Current ratio
1.64▼
2024 · 1.99
Quick ratio
1.64▼
2024 · 1.99
Debt / equity
1.37▲
2024 · 1.00
ROE
82.8%▲
2024 · -45.3%
ROA
34.9%▲
2024 · -22.6%
Interest coverage
63.09▲
2024 · -73.88
Debt
€78k▲
2024 · €42k
Debt ≤ 1 year
€78k▲
2024 · €42k
Income taxes
€4k▲
2024 · €510
Staff costs
€87k▼
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€135k▲
Fixed assets21/28€401€7k▲
Tangible fixed assets22/27€401€7k▲
Furniture and vehicles24€401€7k▲
Other tangible fixed assets26€0€0=
Current assets29/58€83k€128k▲
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€11k€16k▲
Other amounts receivable41€924€634▼
Cash at bank and in hand54/58€71k€111k▲
Deferred charges and accrued income490/1€752-
Equity and liabilities
Total equity and liabilities10/49€84k€135k▲
Equity10/15€42k€57k▲
Contributions10/11€12k€12k=
Reserves13€77k€45k▼
Distributable reserves133€77k€45k▼
Profit (loss) carried forward14€-47k€154▲
Amounts payable17/49€42k€78k▲
Amounts payable within one year42/48€42k€78k▲
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€24k€34k▲
Taxes450/3€6k€11k▲
Remuneration and social security454/9€18k€23k▲
Other amounts payable47/48€9k€36k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€101k€87k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€958€3k▲
Other operating charges640/8€1k€986▼
Gross operating margin9900€85k€142k▲
Operating profit (loss)9901€-18k€52k▲
Financial charges65/66B€234€869▲
Recurring financial charges65€234€869▲
Profit (loss) for the period before taxes9903€-18k€51k▲
Income taxes67/77€510€4k▲
Profit (loss) for the period9904€-19k€47k▲
Profit (loss) for the period to be appropriated9905€-19k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€154▲
Profit (loss) brought forward from the previous period14P€-28k€-47k▼
Transfer from equity791/2-€32k
Profit to be distributed694/7-€32k
Return on contributions (dividend)694-€32k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Back to profitnet €47k
Net result €47k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-29k ▼299410%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €115k ▲27.5%
3 profitable years in a row build equity to €115k.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keuredreef 221083 GanshorenGround area
316 m²
Building footprint
222 m²
Volume, LiDAR
2,156 m³
2 parcels, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
SYNOPTIQ
since 20082.170.957.493
SYNOPTIQ
since 20152.247.322.130
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0293/00R004 | Brussels | 160 m² | 1 · 64 m² | 9.3 m · 2 fl. |
| 21464D0181/00R000 | Brussels | 157 m² | 1 · 158 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPTIQUE ARNOULD
BE 0712.614.854
Sint-Gillis (bij-Brussel) · Eq €57k
EYES MAX OPTIC
BE 1006.660.654
Sprimont · Eq €57k
ALL EYES ON ME
BE 0800.909.796
Oudergem · Eq €57k
LenSe OPTIC
BE 0567.810.581
Grez-Doiceau · Eq €57k
LASNOPTIC
BE 0458.684.888
Lasne · Eq €58k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 944 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2008
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.