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SYNLOCK

Active
Private limited companyfounded 2022active for 4 yearsRue de la Vieille-Sambre,Morn. 153, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0792.288.674
Summary

SYNLOCK has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €809,531 and a net result of -€149,959. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 33% of 2,522 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121Research and development on biotechnology NACE 72101
4th largest company by total assets in Jemeppe-sur-Sambre, Professional and technical services sector1 site
Size
€2.7mtotal assets 2025
Equity
€809,531
Loss
-€149,959
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 17 days early1 of 2 deeds read
Why 94raises riskLoss of €149,959, the second in a row (financial year 2025)lowers riskSize: total assets €2.7mSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Figures for financial year 2025 (filed 14-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 71, small)
Financial strength · tick = 2024
Weak
Solvency 55+3
equity 30.3% of total assets
Liquidity 61+10
short-term debt 3.0% · cash 9.2%
Profitability 12-3
return on assets -5.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (688 companies, NACE 71, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.4 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026highest value 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.4 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.39, compared with 0.36 in 2024, above the usual 1.5; short-term debt: 3% and cash: 9.2% of total assets), but 69.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, small): better than 35% on solvency, 72% on liquidity, 9% on profitability and 94% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Figures for financial year 2025 (filed 14-07-2026)
NBB · annual accounts
raises risk · Loss of €149,959, the second in a row (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
17 days early
2024
27 days early
2023
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 24 days before the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€149,959
  3. Liquidity more than 12 timescurrent ratio 4.39

Financials · financial year 2025, abbreviated format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€149,959▼ 143%
2024 · -€61,773
Working capital
€274,700
2024 · -€115,312
Trend over the years

2023 to 2025, 3 financial years

The operating result stays negative: a loss of €98,403 in 2025 against €41,326 in 2024; the loss grows and 2025 has the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.1m 2025 Net result-€0.1m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result-€0.05m--€0.04m▲ 21.3%-€0.1m▼ 138%
Net result-€0.08mbelow the sector's middle half--€0.06mbelow the sector's middle half▲ 18.1%-€0.1mbelow the sector's middle half▼ 143%
Equity€0.5mwithin the sector's middle half-€0.5mwithin the sector's middle half▼ 11.4%€0.8mabove the sector's middle half▲ 74.2%
Total assets€1.4mwithin the sector's middle half-€1.7mwithin the sector's middle half▲ 26.2%€2.7mabove the sector's middle half▲ 53.2%
Debt€0.9m-€1.3m▲ 49.2%€1.9m▲ 45.6%
Working capital-€0.1mbelow the sector's middle half--€0.1mbelow the sector's middle half▼ 4.5%€0.3mwithin the sector's middle half
Solvency37.9%within the sector's middle half-26.6%within the sector's middle half▼ 11.3pp30.3%within the sector's middle half▲ 3.6pp
Current ratio0.68below the sector's middle half-0.36below the sector's middle half▼ 0.324.39above the sector's middle half▲ 4.03
Return on assets (ROA)-5.5%below the sector's middle half--3.5%below the sector's middle half▲ 1.9pp-5.6%below the sector's middle half▼ 2.1pp
Staff (FTE)0.7below the sector's middle half0below the sector's middle half▼ 100%
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.7m
Fixed assets €2.3m ▲ 38.1%
Current assets €355,757 ▲ 443%
Equity and liabilities €2.7m
Equity €809,531 ▲ 74.2%
Debt €1.9m ▲ 45.6%
Debt's share of the balance-sheet total falls from 73.4% to 69.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€51,931▼
2024 · €2,172
Cash flow
-€103,487▼
2024 · -€18,275
Debt to equity
2.30▼
2024 · 2.76
ROE
-18.5%▼
2024 · -13.3%
Interest coverage
-1.01▼
2024 · 0.11
Debt ≤ 1 year
€81,057▼
2024 · €180,861
Debt > 1 year
€1.8m▲
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95.8% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
0.8% went bankrupt
3.1% stopped otherwise
95.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.7m€2.7m▲
Formation expenses20€0.002m€0.001m▼
Fixed assets21/28€1.7m€2.3m▲
Intangible fixed assets21€1.0m€1.7m▲
Tangible fixed assets22/27€0.7m€0.6m▼
Land and buildings22€0.6m€0.5m▼
Plant, machinery and equipment23€0.07m€0.07m▼
Furniture and vehicles24€0.02m€0.01m▼
Assets under construction and advance payments27€0.002m€0.001m▼
Current assets29/58€0.07m€0.4m▲
Amounts receivable within one year40/41€0.05m€0.09m▲
Other amounts receivable41€0.05m€0.09m▲
Cash at bank and in hand54/58€0.01m€0.2m▲
Deferred charges and accrued income490/1€0.003m€0.02m▲
Equity and liabilities
Total equity and liabilities10/49€1.7m€2.7m▲
Equity10/15€0.5m€0.8m▲
Contributions10/11€0.6m€1.0m▲
Profit (loss) carried forward14-€0.1m-€0.3m▼
Investment grants15€0.002m€0.1m▲
Amounts payable17/49€1.3m€1.9m▲
Amounts payable after more than one year17€1.1m€1.8m▲
Financial debts170/4€1.1m€1.8m▲
Amounts payable within one year42/48€0.2m€0.08m▼
Current portion of amounts payable after more than one year42€0.2m€0.06m▼
Trade debts44€0.005m€0.01m▲
Suppliers440/4€0.005m€0.01m▲
Taxes, remuneration and social security45€0.02m€0.008m▼
Remuneration and social security454/9€0.02m€0.008m▼
Other amounts payable47/48€0.003m€0.003m=
Accrued charges and deferred income492/3€0.007m-
Income statement Code20242025
Remuneration, social security and pensions62€0.07m-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.04m€0.05m▲
Other operating charges640/8€0.007m€0.008m▲
Gross operating margin9900€0.07m-€0.04m▼
Operating profit (loss)9901-€0.04m-€0.1m▼
Financial income75/76B€123€62▼
Recurring financial income75€123€62▼
Financial charges65/66B€0.02m€0.05m▲
Recurring financial charges65€0.02m€0.05m▲
Profit (loss) for the period before taxes9903-€0.06m-€0.1m▼
Profit (loss) for the period9904-€0.06m-€0.1m▼
Profit (loss) for the period to be appropriated9905-€0.06m-€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906-€0.1m-€0.3m▼
Profit (loss) brought forward from the previous period14P-€0.08m-€0.1m▼
Social balance sheet
Average headcount (FTE)90870.70.0▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€42,682€65,217--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,560€43,498€46,472▲ 6.8%
Other operating charges640/8€8,625€6,984€8,013▲ 14.7%
Gross operating margin9900€40,389€74,373-€43,918-
Operating profit (loss)9901-€52,478-€41,326-€98,403▼ 138%
Financial income75/76B€14€123€62▼ 49.6%
Recurring financial income75€14€123€62▼ 49.6%
Financial charges65/66B€22,943€20,570€51,618▲ 151%
Recurring financial charges65€22,943€20,570€51,618▲ 151%
Profit (loss) for the period before taxes9903-€75,407-€61,773-€149,959▼ 143%
Profit (loss) for the period9904-€75,407-€61,773-€149,959▼ 143%
Profit (loss) for the period to be appropriated9905-€75,407-€61,773-€149,959▼ 143%
Line202320242025Change
Assets
Total assets20/58€1.4m€1.7m€2.7m▲ 53.2%
Formation expenses20€0.002m€0.002m€0.001m▼ 36.1%
Fixed assets21/28€1.1m€1.7m€2.3m▲ 38.1%
Intangible fixed assets21€0.5m€1.0m€1.7m▲ 66.1%
Tangible fixed assets22/27€0.7m€0.7m€0.6m▼ 6.2%
Land and buildings22€0.6m€0.6m€0.5m▼ 4.8%
Plant, machinery and equipment23€0.07m€0.07m€0.07m▼ 11.4%
Furniture and vehicles24€0.02m€0.02m€0.01m▼ 28.8%
Assets under construction and advance payments27-€0.002m€0.001m▼ 20.0%
Current assets29/58€0.2m€0.07m€0.4m▲ 443%
Amounts receivable within one year40/41€0.03m€0.05m€0.09m▲ 97.2%
Trade receivables40€0.03m---
Other amounts receivable41€20€0.05m€0.09m▲ 97.2%
Cash at bank and in hand54/58€0.2m€0.01m€0.2m▲ 1,628%
Deferred charges and accrued income490/1€0.002m€0.003m€0.02m▲ 358%
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.7m€2.7m▲ 53.2%
Equity10/15€0.5m€0.5m€0.8m▲ 74.2%
Contributions10/11€0.6m€0.6m€1.0m▲ 66.7%
Profit (loss) carried forward14-€0.08m-€0.1m-€0.3m▼ 109%
Investment grants15-€0.002m€0.1m▲ 4,922%
Amounts payable17/49€0.9m€1.3m€1.9m▲ 45.6%
Amounts payable after more than one year17€0.5m€1.1m€1.8m▲ 63.1%
Financial debts170/4€0.5m€1.1m€1.8m▲ 63.1%
Amounts payable within one year42/48€0.3m€0.2m€0.08m▼ 55.2%
Current portion of amounts payable after more than one year42-€0.2m€0.06m▼ 63.8%
Trade debts44€0.3m€0.005m€0.01m▲ 163%
Suppliers440/4€0.3m€0.005m€0.01m▲ 163%
Taxes, remuneration and social security45€0.003m€0.02m€0.008m▼ 49.1%
Taxes450/3€0.001m---
Remuneration and social security454/9€0.002m€0.02m€0.008m▼ 49.1%
Other amounts payable47/48€159€0.003m€0.003m=
Accrued charges and deferred income492/3€0.01m€0.007m--
Line202320242025Change
Profit (loss) for the period9904-€75,407-€61,773-€149,959▼ 143%
+ Depreciation and write-downs630€41,560€43,498€46,472▲ 6.8%
Operating cash flow (approximation)-€33,847-€18,275-€103,487▼ 466%
Investment in fixed assets (approximation)--€577,122-€685,538▼ 18.8%
Change in cash--€188,552€231,748-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 abbreviated format 14-07-2026 2026-00290893
31-12-2024 full format 04-07-2025 2025-00238681
31-12-2023 full format 03-07-2024 2024-00231745

Similar companies · same sector, comparable size

Of the 11,512 active companies whose main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121), figures are known for 6,713. 3,783 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SYNLOCK was incorporated on 11 October 2022 as a private limited company.1 Total assets rose from €1.4m in 2023 to €2.7m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Weakest financial yearnet -€149,959
Net result drops to -€149,959, the lowest in the series.
31-12
Financial Liquidity more than 12 timescurrent ratio 4.39
Current ratio from 0.36 to 4.39; short-term debt falls from €180,861 to €81,057.
31-12
Financial Equity above €500,000equity €809,531 ▲74.2%
Equity rises from €464,745 to €809,531.
16-07
Gazette deed Capital & shares · Amendment of the articles
Auditor report · Declaration · Capital increase12 facts ▸
  • General meeting, 30-06-2025
  • Other provision, 13-06-2025
  • Other provision, “dilution des actionnaires existants, Les comparants ont une parfaite connaissance que l'émission des nouvelles actions ne s'effectue pas proportionnellement au…” (deed in French)
  • Auditor report, 30-06-2025
  • Other provision, “dépôt des rapports, l'assemblée approuve lesdits rapports à l'unanimité” (deed in French)
  • Declaration, “no auditor appointed, la société n'a, à ce jour, pas désigné de Commissaire” (deed in French)
  • Capital increase, €400,000
  • Capital
  • Amendment of the articles, 6
  • Power of attorney (2 times)
  • Other provision, “unanimous adoption of resolutions, Lesdites résolutions ont été prises à l’unanimité par l’assemblée générale.” (deed in French)
  • Other provision, “meeting adjournment, L'ordre du jour étant épuisé, l'assemblée est levée.” (deed in French)
04-07
NBB filing Annual accounts filed
financial year 2024 · full format
2024
03-07
NBB filing Annual accounts filed
financial year 2023 · full format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded11-10-2022
Financial year end31-12
Abbreviation FR SYLO
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
72101Research and development on biotechnology
Contact
E-mail vtadino@synlock.eu
E-invoicing
Reachable via Peppol
Peppol ID 0208:0792288674
Also 9925:BE0792288674
Registered 22-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the KBO register.

Rue de la Vieille-Sambre,Morn. 1535190 Jemeppe-sur-Sambre
1 establishment unit
SYNLOCK
Rue de la Vieille-Sambre,Morn. 153, 5190 Jemeppe-sur-SambreEngineering and related technical consultancy, excluding land surveyors
since 2022unit no. 2.337.791.555

Articles of association

Other provisionsOther rules from the articles that fall under none of the themes above.
1 more provision in the deed, see the deed of 16-07-2025

Read from the deeds: 1 provision, deed of 16-07-2025