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SYNINVEST

Active
Private limited companyfounded 2009active for 16 yearsRue de la Quinette 5, 4560 Clavier, BelgiumKBO/BCE: BE 0820.879.920
Summary

The computed 12-month bankruptcy probability of SYNINVEST is 4.9% (elevated). The 2024 annual accounts show equity of €20,948 and a net result of €7,892. Equity is growing by about 63% per year across the filed financial years. Its solvency ranks better than 9% of 6,129 sector peers (NACE 46, financial year 2024). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711
#7 company by total assets in Clavier, Wholesale and retail trade sector1 site
Size
€814,124total assets 2024
Equity
€20,948
Profit
€7,892
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.9%
Structure
Accounts 70 days overdue1 of 12 deeds read
Why 37raises riskFigures for financial year 2024 (filed 02-10-2025)1 change of registered office in 24 monthslowers riskFounded in 2009Size: total assets €814,124Show the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Weak
Solvency 28+1
equity 2.6% of total assets
Liquidity 1-2
short-term debt 94.5% · cash 1.0%
Profitability 47+6
return on assets 1.0%
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.8%▲ +0.1 percentage points vs 01-2025 03-2025: 0.7%▼ -0.1 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.2%▲ +0.3 percentage points vs 07-2025 09-2025: 1.4%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.5 percentage points vs 09-2025 11-2025: 1.6%▼ -0.3 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.5%▼ -0.1 percentage points vs 12-2025 02-2026: 1.6%▲ +0.1 percentage points vs 01-2026 03-2026: 1.5%▼ -0.1 percentage points vs 02-2026 04-2026: 1.7%▲ +0.2 percentage points vs 03-2026 05-2026: 2.0%▲ +0.3 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.6 percentage points vs 07-2026 09-2026: 3.3%▲ +0.6 percentage points vs 08-2026 10-2026: 4.9%▲ +1.6 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.06, compared with 1.01 in 2023; short-term debt: 94.5% and cash: 1% of total assets), and 97.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 18% on solvency, 4% on liquidity, 37% on profitability and 90% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 02-10-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 2009
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €814,124
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 6129 sector peers (2024).
NBB · sector comparison
Position among 6129 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 days late
2023
61 days late
2022
59 days late
2021
89 days late
2020
121 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 80 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Among the weakest 10% on solvencysector median 42.0% · 6,129 companies 2.6% View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Positive: 6 profitable years in a rowprofit 2024: €7,892 6 years View

By topic

Financials

Financial year
2024
Total assets
€814,124
Profit
€7,892
Solvency
2.6%
Go to Financials

Timeline

Events
18
Since
2011
  1. 28-09-2023Annual accounts filed
  2. 28-10-2022Annual accounts filed
  3. 29-11-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
25-11-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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