SynHome
ActiveSynHome has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €34k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 71% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+11
Solvency84▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.64 in 2024; short-term debt: 39.1% and cash: 60.7% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
18.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
on the day
2023
4 d early
2022
32 d early
2021
88 d early
2020
77 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€293k
EBIT margin
19.5%
Net result
€34k▲ 93.9%
2024 · €18k
2018: €4k
2019: €7k
2020: €13k
2021: €9k
2022: €25k
2023: €8k
2024: €18k
2018 → 2025
Working capital
€58k▲ 91.2%
2024 · €30k
2018: €36k
2019: €18k
2020: €22k
2021: €27k
2022: €27k
2023: €25k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€293k
Equity€68k-€93k▲ 37.2%€82k▼ 12.4%€87k▲ 6.7%€107k▲ 22.3%
Operating result€14k-€25k▲ 78.1%€13k▼ 47.7%€27k▲ 111%€57k▲ 109%
Net result€9k-€25k▲ 177%€8k▼ 70.3%€18k▲ 136%€34k▲ 93.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 109% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €182k
Fixed assets
€53k▼ 20.5%
Current assets
€129k▲ 66.7%
Equity and liabilities €182k
Equity
€107k▲ 22.3%
Debt
€75k▲ 32.7%
The debt ratio rises from 39.4% to 41.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €44k
Cash flow
€51k▲
2024 · €35k
Solvency
58.6%▼
2024 · 60.6%
Current ratio
1.81▲
2024 · 1.64
Quick ratio
1.81▲
2024 · 1.64
Debt / equity
0.71▲
2024 · 0.65
ROE
32.3%▲
2024 · 20.4%
ROA
18.9%▲
2024 · 12.3%
Interest coverage
89.95▲
2024 · 31.69
Debt
€75k▲
2024 · €57k
Debt ≤ 1 year
€71k▲
2024 · €47k
Debt > 1 year
€4k▼
2024 · €10k
Income taxes
€22k▲
2024 · €8k
Staff costs
€120k▲
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€182k▲
Fixed assets21/28€67k€53k▼
Tangible fixed assets22/27€66k€53k▼
Land and buildings22€25k€25k▼
Furniture and vehicles24€36k€24k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€238€247▲
Current assets29/58€78k€129k▲
Amounts receivable within one year40/41€16k€19k▲
Trade receivables40€12k€16k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€58k€111k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€144k€182k▲
Equity10/15€87k€107k▲
Contributions10/11€6k€6k=
Reserves13€75k€96k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€94k▲
Profit (loss) carried forward14€6k€5k▼
Amounts payable17/49€57k€75k▲
Amounts payable after more than one year17€10k€4k▼
Financial debts170/4€10k€4k▼
Amounts payable within one year42/48€47k€71k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€20k€47k▲
Taxes450/3€234€22k▲
Remuneration and social security454/9€20k€24k▲
Other amounts payable47/48€15k€14k▼
Income statement
Code20242025
Turnover70-€293k
Goods, raw materials, services and sundry goods60/61-€106k
Remuneration, social security and pensions62€106k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Other operating charges640/8€6k€2k▼
Gross operating margin9900€155k€195k▲
Operating profit (loss)9901€27k€57k▲
Financial income75/76B€179€377▲
Recurring financial income75€179€377▲
Financial charges65/66B€1k€816▼
Recurring financial charges65€1k€816▼
Profit (loss) for the period before taxes9903€26k€57k▲
Income taxes67/77€8k€22k▲
Profit (loss) for the period9904€18k€34k▲
Profit (loss) for the period to be appropriated9905€18k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€41k▲
Profit (loss) brought forward from the previous period14P€8k€6k▼
Transfer from equity791/2€11k€13k▲
Transfer to equity691/2€18k€34k▲
To other reserves6921€18k€34k▲
Profit to be distributed694/7€12k€15k▲
Return on contributions (dividend)694€12k€15k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €34k ▲93.9%
Operating result €57k, net result €34k, both a record.
30-09
Financial
Equity above €100kEq €107k ▲22.3%
8 profitable years in a row build equity to €107k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wanstraat 193920 LommelGround area
572 m²
Building footprint
164 m²
Volume, LiDAR
1,035 m³
Parcel 72342A1113/00W000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wanstraat 19, 3920 Lommel
since 20022.115.615.629
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A1113/00W000 | Flanders | 572 m² | 1 · 164 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DBL MAINTENANCE
BE 0839.698.712
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De Koopman
BE 1001.732.757
Lille · Eq €106k
STAIRWELL DEVELOPMENT
BE 0607.852.676
Antwerpen · Eq €106k
HOLDING VERZEKERINGEN HUSSON
BE 0466.412.028
Beringen · Eq €106k
Manotap
BE 0802.727.755
Aalst · Eq €106k
Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2002
Fiscal year end30-09
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.