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Synfin

Active Private limited companyfounded 1993active for 33 yearsRue d'Elvaux 17, 4650 HerveKBO/BCE: BE 0449.352.993

Lifetime

20 annual accounts with figures on one time axis, 33 filings since 1993
peak €195,035 (2025)
€195,035▲ 58.9%
peak €25,563 (2014)
€2,555▲ 592%
peak €61,500 (2025)
€61,500▲ 3.7%
€107,957▲ 89.7%
peak 4.9 FTE (2017)
4.6 FTE▲ 24.3%
Board4 names since 2021
2 directors and 1 other
Owners2 names in the annual accounts
50% and 1 other
Documentsfilings and deeds
25-06-202636 days before the deadline
2025abbreviated format
Gross margin from €122,731 to €195,035Result from €369 to €2,555Staff from 3.7 FTE to 4.6 FTEDividend €343Debts from €56,900 to €107,957Investments €54,401

Key points

from the 2025 annual accounts

Equity

€61,500 ▲ 3.7%

Synfin has made a profit in every financial year since 2006.

Debts

€107,957 ▲ 89.7%
Financial debts
+25,207
Taxes and wages
+14,792
Suppliers
+2,960
The rest
+8,098

Debts rose by €51,056 in 2025.

Investments

€54,401 3.2 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Staff

5 employees on 31-12-2025
012021212022342023322024112025

In 2025, 1 person joined and 1 left.

Filings

33 annual accounts since 1993
AprilJune31 JulyOctober200020102020

Six of the last ten came late. The 2018 accounts came latest: 30 days after the end of the period.

Position in the sector

€2,555

Lower net result than 89% of companies in legal and accounting. Sector median €119,301 · 3,818 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,044 companies had the same profile as Synfin has now. Each dot stands for 43 companies, two years later.

94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,044 companies, not a prediction for Synfin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director, , since 27-01-2024
Director, , since 27-01-2024
  • 50%score equity €81,852 (2025) · 2025 annual accounts of
  • 50%score equity €75,000 (2025) · 2025 annual accounts of
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0449352993
2 directors appointed, 2 resignations Resignations: and · Appointments: and · Permanent representatives: and · General meeting of 27-01-2024 · Gazette deed
Company renamed from TOUSSAINT-BAGUETTE to Synfin “Les services juridiques en rapport avec les activités du professionnel; Fournir des conseils,des consultations…” (deed in French) · General meeting of 26-12-2023 · Gazette deed
First establishment Rue d'Elvaux 17, Herve
All 40 events

Comparable companies

same main activity, similar in size and age
Company
Synfin Herve €169,457 €195,035 36.3% 4.6
FIDUTOP Liège €301,121 €275,068 65.8% 4.1
BCL-COFIGES Jodoigne €252,729 €180,507 50.7% 3.2
ASSIST - COMPTA Mouscron €262,099 €181,726 76.7% 3.9
Accofin Schilde €258,660 €197,524 15.9% 4.2
SOFIDO² Ixelles €144,328 €203,360 34.6% 4.1
HABEO Fiduciaire Grez-Doiceau €286,784 €259,303 46.0% 3.8

These companies have the same main activity as Synfin: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €144,000 and €301,000, founded between 1990 and 2006.

Official details

Source: KBO
Status
Active since 29-01-1993Normal situation
Registered office
10 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 13 November 2026.
Activity
Certified accountants and tax accountantsNACE 69201
Joint committee
336Liberal professions · annual accounts 2024
Establishment unit
2.180.718.6634650 Herve, since 16-09-2009
Financial year end
31 December
Peppol
Reachable since 01-09-2025
Company details

Annual accounts 2025

≈ €370,000estimated
€169,457▲ 45.8%
Employeeson 31-12-2025
5▲ 25.0%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on Synfin

Synfin files the abbreviated format. That format states no turnover. The gross margin rose from €59,399 in 2006 to €195,035 in 2025.

The balance sheet grew most from 2007 to 2009 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Synfin

What is the company number of Synfin?
The company number of Synfin is 0449.352.993. The VAT number is the same number with BE in front: BE 0449.352.993.
Where is Synfin based?
The registered office is at Rue d'Elvaux 17, 4650 Herve.Company details
What does Synfin do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of Synfin?
Synfin is a private limited company (BV).
When was Synfin founded?
Synfin was founded on 29-01-1993.
Is Synfin still active?
Yes, Synfin is an active enterprise in the KBO register.
How many employees does Synfin have?
Synfin had an average of 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Synfin fall under?
In its 2024 annual accounts, Synfin states joint committee 336 (Liberal professions).
What is the turnover of Synfin?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €195,035 and 56 comparable companies (NACE 69201). It probably lies between €300,000 and €450,000.
Is Synfin profitable?
In financial year 2025, Synfin made a profit of €2,555.
Where can I find the annual accounts of Synfin?
Synfin filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Synfin due?
Synfin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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