20 annual accounts with figures on one time axis, 33 filings since 1993
peak €195,035 (2025)
€195,035▲ 58.9%
peak €25,563 (2014)
€2,555▲ 592%
peak €61,500 (2025)
€61,500▲ 3.7%
€107,957▲ 89.7%
peak 4.9 FTE (2017)
4.6 FTE▲ 24.3%
Board4 names since 2021
2 directorsName hiddenVisible after signing in and 1 other
Owners2 names in the annual accounts
50%Name after signing inVisible after signing in and 1 other
Documentsfilings and deeds
25-06-202636 days before the deadline
2025abbreviated format
Gross margin from €122,731 to €195,035Result from €369 to €2,555Staff from 3.7 FTE to 4.6 FTEDividend €343Debts from €56,900 to €107,957Investments €54,401
Lower net result than 89% of companies in legal and accounting. Sector median €119,301 · 3,818 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 17,044 companies had the same profile as Synfin has now. Each dot stands for 43 companies, two years later.
94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
Micro
20 years or older
solvency 30% or more
a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,044 companies, not a prediction for Synfin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
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Hidden signalVisible after signing in
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Board and ownership
Hidden nameVisible after signing in
Director, Name after signing inVisible after signing in, since 27-01-2024
Name hiddenVisible after signing in
Director, Hidden nameVisible after signing in, since 27-01-2024
Name after signing inVisible after signing in 50%score XXVisible after signing inequity €81,852 (2025) · 2025 annual accounts of Hidden nameVisible after signing in
Name after signing inVisible after signing in 50%score XXVisible after signing inequity €75,000 (2025) · 2025 annual accounts of Hidden nameVisible after signing in
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449352993
2 directors appointed, 2 resignations
Resignations: Name after signing inVisible after signing in and Name hiddenVisible after signing in · Appointments: Hidden nameVisible after signing in and Name after signing inVisible after signing in · Permanent representatives: Name hiddenVisible after signing in and Hidden nameVisible after signing in · General meeting of 27-01-2024 · Gazette deed
Company renamed from TOUSSAINT-BAGUETTE to Synfin
“Les services juridiques en rapport avec les activités du professionnel; Fournir des conseils,des consultations…” (deed in French) · General meeting of 26-12-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Synfin: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €144,000 and €301,000, founded between 1990 and 2006.
The company number of Synfin is 0449.352.993. The VAT number is the same number with BE in front: BE 0449.352.993.
Where is Synfin based?
The registered office is at Rue d'Elvaux 17, 4650 Herve.Company details
What does Synfin do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of Synfin?
Synfin is a private limited company (BV).
When was Synfin founded?
Synfin was founded on 29-01-1993.
Is Synfin still active?
Yes, Synfin is an active enterprise in the KBO register.
How many employees does Synfin have?
Synfin had an average of 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Synfin fall under?
In its 2024 annual accounts, Synfin states joint committee 336 (Liberal professions).
What is the turnover of Synfin?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €195,035 and 56 comparable companies (NACE 69201). It probably lies between €300,000 and €450,000.
Is Synfin profitable?
In financial year 2025, Synfin made a profit of €2,555.
Where can I find the annual accounts of Synfin?
Synfin filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Synfin due?
Synfin must file the annual accounts for financial year 2026 by 31-07-2027.Timeline