SYNERMIND
ActiveSYNERMIND has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €220k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 21% of 3450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-40
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.82 in 2024; short-term debt: 88.6% and cash: 73.6% of total assets), and 88.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.4%
Return on assets
45.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3450 sector peers (2025).
NBB · sector comparisonPosition among 3450 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
15 d early
2023
1 d early
2022
1 d late
2021
41 d early
2020
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 81.2%
2024 · €292k
2020: €48k
2021: €176k
2022: €257k
2023: €301k
2024: €292k
2020 → 2025
Total assets
€481k▼ 16.3%
2024 · €575k
2020: €62k
2021: €223k
2022: €324k
2023: €518k
2024: €575k
2020 → 2025
Net result
€220k▼ 5.0%
2024 · €232k
2020: €43k
2021: €128k
2022: €81k
2023: €232k
2024: €232k
2020 → 2025
Working capital
€8k▼ 96.7%
2024 · €232k
2020: €42k
2021: €165k
2022: €239k
2023: €278k
2024: €232k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€176k-€257k▲ 46.0%€301k▲ 17.1%€292k▼ 2.8%€55k▼ 81.2%
Operating result€167k-€106k▼ 36.7%€308k▲ 192%€309k▲ 0.3%€290k▼ 6.3%
Net result€128k-€81k▼ 36.6%€232k▲ 187%€232k▼ 0.3%€220k▼ 5.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €481k
Fixed assets
€47k▼ 21.3%
Current assets
€434k▼ 15.8%
Equity and liabilities €481k
Equity
€55k▼ 81.2%
Debt
€426k▲ 50.7%
The debt ratio rises from 49.2% to 88.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€304k▼
2024 · €321k
Cash flow
€234k▼
2024 · €244k
Solvency
11.4%▼
2024 · 50.8%
Current ratio
1.02▼
2024 · 1.82
Quick ratio
1.02▼
2024 · 1.82
Debt / equity
7.74▲
2024 · 0.97
ROE
400.0%▲
2024 · 79.3%
ROA
45.7%▲
2024 · 40.3%
Interest coverage
2439.83▲
2024 · 250.87
Debt
€426k▲
2024 · €283k
Debt ≤ 1 year
€426k▲
2024 · €283k
Income taxes
€70k▼
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€575k€481k▼
Fixed assets21/28€60k€47k▼
Tangible fixed assets22/27€60k€47k▼
Furniture and vehicles24€45k€34k▼
Other tangible fixed assets26€16k€14k▼
Current assets29/58€515k€434k▼
Amounts receivable within one year40/41€37k€78k▲
Trade receivables40€37k€73k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€476k€354k▼
Deferred charges and accrued income490/1€987€1k▲
Equity and liabilities
Total equity and liabilities10/49€575k€481k▼
Equity10/15€292k€55k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€287k€50k▼
Amounts payable17/49€283k€426k▲
Amounts payable within one year42/48€283k€426k▲
Trade debts44€2k€835▼
Suppliers440/4€2k€835▼
Taxes, remuneration and social security45€33k€24k▼
Taxes450/3€33k€24k▼
Other amounts payable47/48€248k€401k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€521€672▲
Gross operating margin9900€322k€305k▼
Operating profit (loss)9901€309k€290k▼
Financial charges65/66B€1k€125▼
Recurring financial charges65€1k€125▼
Profit (loss) for the period before taxes9903€308k€290k▼
Income taxes67/77€76k€70k▼
Profit (loss) for the period9904€232k€220k▼
Profit (loss) for the period to be appropriated9905€232k€220k▼
Appropriation of the result
Profit (loss) to be appropriated9906€527k€507k▼
Profit (loss) brought forward from the previous period14P€296k€287k▼
Profit to be distributed694/7€240k€457k▲
Return on contributions (dividend)694€240k€457k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €232k ▲187%
Net result €232k, the highest in the series.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Equity above €200kEq €257k ▲46%
3 profitable years in a row build equity to €257k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €176k ▲264%
2 profitable years in a row build equity to €176k.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Catulasdreef(P.E.) 77850 Enghien1 establishment unit
Catulasdreef(P.E.) 7, 7850 Enghien
since 20202.297.966.028
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Of 4,563 companies in sector 74999 we hold annual accounts for 1,938. 1,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2020
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.synermind.com
E-mail:management@synermind.com