SYNERGY ER
ActiveSYNERGY ER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €63k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+36
Solvency59▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.64 in 2024; short-term debt: 27.8% and cash: 15.9% of total assets), and 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
6.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
31 d early
2023
14 d late
2022
33 d early
2021
38 d early
2020
30 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€63k
2024 · €-19k
2018: €16k
2019: €72k
2020: €70k
2021: €107k
2022: €176k
2023: €203k
2024: €-19k
2018 → 2025
Working capital
€129k▼ 22.9%
2024 · €167k
2018: €34k
2019: €79k
2020: €150k
2021: €224k
2022: €283k
2023: €148k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€311k▲ 25.4%€344k▲ 10.8%€359k▲ 4.4%€347k▼ 3.6%
Operating result€138k-€234k▲ 69.7%€284k▲ 21.4%€-9k€86k
Net result€107k-€176k▲ 63.7%€203k▲ 15.4%€-19k€63k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €86k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€608k▲ 0.9%
Current assets
€413k▼ 3.5%
Equity and liabilities €1.02M
Equity
€347k▼ 3.6%
Debt
€674k▲ 0.5%
The debt ratio rises from 65.1% to 66.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€142k▲
2024 · €43k
Cash flow
€118k▲
2024 · €33k
Solvency
33.9%▼
2024 · 34.9%
Current ratio
1.45▼
2024 · 1.64
Quick ratio
1.18▼
2024 · 1.26
Debt / equity
1.95▲
2024 · 1.87
ROE
18.1%▲
2024 · -5.3%
ROA
6.1%▲
2024 · -1.9%
Interest coverage
10.84▲
2024 · 2.81
Debt
€674k▲
2024 · €671k
Debt ≤ 1 year
€284k▲
2024 · €261k
Debt > 1 year
€390k▼
2024 · €410k
Income taxes
€13k▲
2024 · €0
Staff costs
€114k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.02M▼
Fixed assets21/28€603k€608k▲
Intangible fixed assets21€8k€5k▼
Tangible fixed assets22/27€595k€603k▲
Land and buildings22€559k€546k▼
Plant, machinery and equipment23€9k€4k▼
Furniture and vehicles24€26k€53k▲
Current assets29/58€428k€413k▼
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Stocks and contracts in progress3€99k€78k▼
Stocks30/36€99k€78k▼
Amounts receivable within one year40/41€180k€148k▼
Trade receivables40€98k€73k▼
Other amounts receivable41€82k€75k▼
Cash at bank and in hand54/58€95k€162k▲
Deferred charges and accrued income490/1€35k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.02M▼
Equity10/15€359k€347k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€305k€294k▼
Investment grants15€34k€32k▼
Amounts payable17/49€671k€674k▲
Amounts payable after more than one year17€410k€390k▼
Financial debts170/4€410k€390k▼
Amounts payable within one year42/48€261k€284k▲
Current portion of amounts payable after more than one year42€46k€52k▲
Trade debts44€79k€15k▼
Suppliers440/4€79k€15k▼
Taxes, remuneration and social security45€7k€12k▲
Remuneration and social security454/9€7k€12k▲
Other amounts payable47/48€129k€204k▲
Accrued charges and deferred income492/3-€565
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€107k€114k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€55k▲
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A-€36
Gross operating margin9900€154k€260k▲
Operating profit (loss)9901€-9k€86k▲
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€15k€13k▼
Recurring financial charges65€15k€13k▼
Profit (loss) for the period before taxes9903€-19k€75k▲
Income taxes67/77€0€13k▲
Profit (loss) for the period9904€-19k€63k▲
Profit (loss) for the period to be appropriated9905€-19k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€305k€367k▲
Profit (loss) brought forward from the previous period14P€324k€305k▼
Profit to be distributed694/7€0€74k▲
Return on contributions (dividend)694€0€74k▲
Social balance
Average headcount (FTE)90873.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-19k ▼109%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
31-12
Financial
Highest result since 2018net €203k ▲15.4%
Operating result €284k, net result €203k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €248k ▲51.5%
4 profitable years in a row build equity to €248k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 5.38
Current ratio from 2.43 to 5.38; short-term debt falls from €55k to €34k.
31-12
Financial
Equity above €150kEq €164k ▲75%
3 profitable years in a row build equity to €164k.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verlaine · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buisson à la Fleur(VER) 664537 Verlaine1 establishment unit
SYNERGY ER
since 20182.274.555.176
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 7,299 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2018
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43120Site preparation
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.