SYNERGOS
ActiveSYNERGOS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €623k and a net result of €-15k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+53
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 8.75 against 18.16 in 2024; short-term debt: 5% and cash: 12.2% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
-2.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
61 d late
2023
68 d late
2022
91 d late
2021
31 d late
2020
4 d late
2019
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€623k▼ 2.3%
2024 · €638k
2018: €702k
2019: €775k
2020: €778k
2021: €804k
2022: €770k
2023: €668k
2024: €638k
2018 → 2025
Total assets
€658k▲ 1.0%
2024 · €651k
2018: €816k
2019: €875k
2020: €834k
2021: €838k
2022: €782k
2023: €687k
2024: €651k
2018 → 2025
Net result
€-15k▲ 50.8%
2024 · €-30k
2018: €39k
2019: €87k
2020: €103k
2021: €25k
2022: €-34k
2023: €-101k
2024: €-30k
2018 → 2025
Working capital
€253k▲ 11.7%
2024 · €227k
2018: €37k
2019: €115k
2020: €155k
2021: €178k
2022: €173k
2023: €108k
2024: €227k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€804k-€770k▼ 4.2%€668k▼ 13.1%€638k▼ 4.5%€623k▼ 2.3%
Operating result€47k-€-35k€-89k▼ 156%€-36k▲ 59.7%€-22k▲ 38.8%
Net result€25k-€-34k€-101k▼ 197%€-30k▲ 70.2%€-15k▲ 50.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €36k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €658k
Fixed assets
€372k▼ 9.6%
Current assets
€286k▲ 19.2%
Equity and liabilities €658k
Equity
€623k▼ 2.3%
Debt
€34k▲ 160%
The debt ratio rises from 2.0% to 5.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▲
2024 · €-10k
Cash flow
€53k▲
2024 · €-4k
Solvency
94.8%▼
2024 · 98.0%
Current ratio
8.75▼
2024 · 18.16
Quick ratio
8.75▼
2024 · 18.16
Debt / equity
0.06▲
2024 · 0.02
ROE
-2.4%▲
2024 · -4.7%
ROA
-2.3%▲
2024 · -4.6%
Interest coverage
158.23▲
2024 · -27.51
Debt
€34k▲
2024 · €13k
Debt ≤ 1 year
€33k▲
2024 · €13k
Income taxes
€-395▼
2024 · €390
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€651k€658k▲
Fixed assets21/28€411k€372k▼
Tangible fixed assets22/27€411k€372k▼
Land and buildings22€408k€357k▼
Plant, machinery and equipment23€1k€283▼
Furniture and vehicles24€3k€15k▲
Current assets29/58€240k€286k▲
Amounts receivable after more than one year29€209k€152k▼
Other amounts receivable291€209k€152k▼
Amounts receivable within one year40/41€26k€2k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€24k-
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€98€80k▲
Deferred charges and accrued income490/1€4k€50k▲
Equity and liabilities
Total equity and liabilities10/49€651k€658k▲
Equity10/15€638k€623k▼
Contributions10/11€431k€431k=
Reserves13€339k€339k=
Distributable reserves133€339k€339k=
Profit (loss) carried forward14€-131k€-146k▼
Amounts payable17/49€13k€34k▲
Amounts payable within one year42/48€13k€33k▲
Financial debts43€3k-
Credit institutions430/8€2k-
Other loans439€918-
Trade debts44€3k€19k▲
Suppliers440/4€3k€19k▲
Taxes, remuneration and social security45€2k€14k▲
Taxes450/3€2k€14k▲
Other amounts payable47/48€6k-
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Non-recurring operating income76A€17k€13k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€68k▲
Other operating charges640/8€9k€4k▼
Gross operating margin9900€-1k€50k▲
Operating profit (loss)9901€-36k€-22k▲
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€359€289▼
Recurring financial charges65€359€289▼
Profit (loss) for the period before taxes9903€-30k€-15k▲
Income taxes67/77€390€-395▼
Profit (loss) for the period9904€-30k€-15k▲
Profit (loss) for the period to be appropriated9905€-30k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-131k€-146k▼
Profit (loss) brought forward from the previous period14P€-101k€-131k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 18.16
Current ratio from 6.70 to 18.16; short-term debt falls from €19k to €13k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-101k
Net result drops to €-101k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 14.85
Current ratio from 6.22 to 14.85; short-term debt falls from €34k to €13k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Highest result since 2018net €103k ▲18.4%
Operating result €156k, net result €103k, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat 1621501 HalleGround area
1,689 m²
Building footprint
209 m²
Volume, LiDAR
927 m³
Parcel 23013B0106/00R005, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SYNERGOS
since 20052.144.996.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23013B0106/00R005 | Flanders | 1,689 m² | 1 · 209 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 688 EUR awarded · 688 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 688 EUR | 688 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 32,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46499Wholesale of other household goods
47552Retail sale of lighting equipment
47592Retail trade
51478
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.