SYNALLAGMA
ActiveSummary
SYNALLAGMA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €120k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-43
Solvency95▲+10
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 4.74 in 2024; short-term debt: 17% and cash: 75.9% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
23 d early
2023
28 d late
2022
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€120k▼ 73.3%
2024 · €452k
2022: €403k
2023: €-4k
2024: €452k
2022 → 2025
Working capital
€1.26M▲ 0.6%
2024 · €1.26M
2022: €503k
2023: €1.26M
2024: €1.26M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€503k-€498k▼ 0.9%€950k▲ 90.7%€1.07M▲ 12.7%
Operating result€522k-€36k▼ 93.1%€606k▲ 1,570%€187k▼ 69.2%
Net result€403k-€-4k€452k€120k▼ 73.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.52M
Equity
€1.07M ▲ 12.7%
Debt
€453k ▼ 29.6%
Debt's share of the balance-sheet total falls from 40.4% to 29.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
5.90▲
2024 · 4.74
Debt to equity
0.42▼
2024 · 0.68
ROE
11.2%▼
2024 · 47.6%
ROA
7.9%▼
2024 · 28.3%
Debt ≤ 1 year
€258k▼
2024 · €336k
Income taxes
€67k▼
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.59M€1.52M▼
Current assets29/58€1.59M€1.52M▼
Amounts receivable within one year40/41€478k€305k▼
Trade receivables40€305k€123k▼
Other amounts receivable41€173k€182k▲
Cash at bank and in hand54/58€1.11M€1.16M▲
Deferred charges and accrued income490/1€8k€63k▲
Equity and liabilities
Total equity and liabilities10/49€1.59M€1.52M▼
Equity10/15€950k€1.07M▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€23k€23k=
Non-distributable reserves130/1€23k€23k=
Legal reserve130€23k€23k=
Profit (loss) carried forward14€827k€947k▲
Amounts payable17/49€644k€453k▼
Amounts payable within one year42/48€336k€258k▼
Trade debts44€336k€258k▼
Suppliers440/4€336k€258k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€308k€195k▼
Income statement
Code20242025
Other operating charges640/8€24€0▼
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€613k€187k▼
Operating profit (loss)9901€606k€187k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€8k€1k▼
Recurring financial charges65€8k€1k▼
Profit (loss) for the period before taxes9903€597k€187k▼
Income taxes67/77€146k€67k▼
Profit (loss) for the period9904€452k€120k▼
Profit (loss) for the period to be appropriated9905€452k€120k▼
Appropriation of the result
Profit (loss) to be appropriated9906€850k€947k▲
Profit (loss) brought forward from the previous period14P€398k€827k▲
Transfer to equity691/2€23k€0▼
To the legal reserve6920€23k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 3 days late
2025
31-12
Financial
Equity above €1MEq €1.07M ▲12.7%
2 profitable years in a row build equity to €1.07M.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €452k
Net result €452k after one loss-making year.
31-12
Financial
Equity above €500kEq €950k ▲90.7%
Equity rises from €498k to €950k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼101%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.45
Current ratio from 2.53 to 5.45; short-term debt falls from €328k to €283k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollandstraat 131060 Sint-Gillis (bij-Brussel)Ground area
2,380 m²
Building footprint
2,377 m²
Volume, LiDAR
36,832 m³
Parcel 21562A0350/00X000, Brussels · tallest building 26.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SYNALLAGMA
since 20212.325.114.249
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0350/00X000 | Brussels | 2,380 m² | 1 · 2,377 m² | 26.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 1,072 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
63910Web portal activities
63920Other information service activities
69109Other legal services
74999Other professional, scientific and technical activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.