Skip to content

SYMPL

Active
Public limited companyfounded 201510 yrs activeBroederminstraat 36D, 2018 Antwerpen, BelgiumKBO/BCE: BE 0644.814.329
Summary

SYMPL has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€198,674) and a net result of -€96,388. Equity is shrinking by ~54.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 317 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.35 against 2.04 in 2024; short-term debt: 41.1% and cash: 49.1% of total assets), but equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-32.1%
Return on assets
-15.6%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€198,674
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
34 d early
2023
21 d early
2022
19 d early
2021
96 d late
2020
2 d early
2019
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SYMPL was incorporated on 23 December 2015.1 Total assets went from EUR 579,225 in 2018 to EUR 618,222 in 2025 and headcount from 4.9 to 3.5 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€198,674▲ 40.8%
2024 · -€335,386
Total assets
€618,222▲ 74.5%
2024 · €354,354
Net result
-€96,388▲ 72.1%
2024 · -€345,384
Working capital
€343,080▲ 104%
2024 · €168,085
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€106,754▲ 74.1%-€57,629▲ 46.0%-€29,976▲ 48.0%-€343,791▼ 1,047%-€105,078▲ 69.4%
Net result-€108,173below the sector's middle half▲ 74.9%-€59,725below the sector's middle half▲ 44.8%-€33,845below the sector's middle half▲ 43.3%-€345,384below the sector's middle half▼ 920%-€96,388below the sector's middle half▲ 72.1%
Equity€103,567within the sector's middle half▼ 51.1%€43,842within the sector's middle half▼ 57.7%€9,998below the sector's middle half▼ 77.2%-€335,386below the sector's middle half-€198,674below the sector's middle half▲ 40.8%
Total assets€529,116above the sector's middle half▲ 26.1%€565,942above the sector's middle half▲ 7.0%€519,359within the sector's middle half▼ 8.2%€354,354above the sector's middle half▼ 31.8%€618,222within the sector's middle half▲ 74.5%
Debt€425,549▲ 105%€522,100▲ 22.7%€509,361▼ 2.4%€689,740▲ 35.4%€816,896▲ 18.4%
Working capital€221,523above the sector's middle half▲ 22.1%€257,636above the sector's middle half▲ 16.3%€232,084within the sector's middle half▼ 9.9%€168,085above the sector's middle half▼ 27.6%€343,080above the sector's middle half▲ 104%
Solvency19.6%below the sector's middle half▼ 30.9pp7.7%below the sector's middle half▼ 11.8pp1.9%below the sector's middle half▼ 5.8pp-94.6%below the sector's middle half▼ 96.6pp-32.1%below the sector's middle half▲ 62.5pp
Current ratio1.74within the sector's middle half▼ 0.151.85within the sector's middle half▲ 0.111.89within the sector's middle half▲ 0.042.04within the sector's middle half▲ 0.142.35above the sector's middle half▲ 0.32
Return on assets (ROA)-20.4%below the sector's middle half▲ 82.3pp-10.6%below the sector's middle half▲ 9.9pp-6.5%below the sector's middle half▲ 4.0pp-97.5%below the sector's middle half▼ 91.0pp-15.6%below the sector's middle half▲ 81.9pp
Staff (FTE)8.4▲ 5.0%8.4=6.7within the sector's middle half▼ 20.2%7.1▲ 6.0%3.5within the sector's middle half▼ 50.7%
above within below the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2025 Net result +72% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
  • 2024 Net result -920% on 2023. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
-€400,000-€300,000-€200,000-€100,000€0Operating result 2021: -€106,754-€106,754Net result 2021: -€108,173-€108,173Operating result 2022: -€57,629-€57,629Net result 2022: -€59,725-€59,725Operating result 2023: -€29,976-€29,976Net result 2023: -€33,845-€33,845Operating result 2024: -€343,791-€343,791Net result 2024: -€345,384-€345,384Operating result 2025: -€105,078-€105,078Net result 2025: -€96,388-€96,38820212022202320242025-€400,000-€300,000-€200,000-€100,000€0Operating result 2023: -€29,976-€30,000Net result 2023: -€33,845-€33,800Operating result 2024: -€343,791-€344,000Net result 2024: -€345,384-€345,000Operating result 2025: -€105,078-€105,000Net result 2025: -€96,388-€96,400202320242025
The operating result stays negative: a loss of €105,078 in 2025 against €343,791 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618,222
Fixed assets €21,202 ▼ 11.3%
Current assets €597,020 ▲ 80.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€101,544▲
2024 · -€338,979
Cash flow
-€92,854▲
2024 · -€340,572
Debt to equity
-4.11▼
2024 · -2.06
Interest coverage
-86.67▲
2024 · -177.91
Debt ≤ 1 year
€253,940▲
2024 · €162,376
Income taxes
€39
Staff costs
€202,073▼
2024 · €323,395
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.0% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€354,354€618,222▲
Fixed assets21/28€23,893€21,202▼
Tangible fixed assets22/27€7,332€4,641▼
Plant, machinery and equipment23€240€120▼
Furniture and vehicles24€4,241€2,537▼
Other tangible fixed assets26€2,850€1,984▼
Financial fixed assets28€16,561€16,561=
Current assets29/58€330,461€597,020▲
Amounts receivable within one year40/41€192,368€285,386▲
Trade receivables40€190,262€263,348▲
Other amounts receivable41€2,105€22,037▲
Cash at bank and in hand54/58€123,882€303,305▲
Deferred charges and accrued income490/1€14,211€8,329▼
Equity and liabilities
Total equity and liabilities10/49€354,354€618,222▲
Equity10/15-€335,386-€198,674▲
Contributions10/11€642,791€875,891▲
Capital10€642,791€875,891▲
Issued capital100€642,791€875,891▲
Profit (loss) carried forward14-€978,177-€1.1m▼
Amounts payable17/49€689,740€816,896▲
Amounts payable within one year42/48€162,376€253,940▲
Financial debts43€17,975€6,330▼
Credit institutions430/8€17,975€6,330▼
Trade debts44€83,936€202,514▲
Suppliers440/4€83,936€202,514▲
Taxes, remuneration and social security45€59,302€44,290▼
Taxes450/3€26,081€29,411▲
Remuneration and social security454/9€33,221€14,879▼
Other amounts payable47/48€1,163€805▼
Accrued charges and deferred income492/3€527,364€562,956▲
Income statement Code20242025
Remuneration, social security and pensions62€323,395€202,073▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,812€3,534▼
Other operating charges640/8€768€3,813▲
Non-recurring operating charges66A€303€0▼
Gross operating margin9900-€14,512€104,342▲
Operating profit (loss)9901-€343,791-€105,078▲
Financial income75/76B€312€9,900▲
Recurring financial income75€312€226▼
Non-recurring financial income76B-€9,674
Financial charges65/66B€1,905€1,172▼
Recurring financial charges65€1,905€1,172▼
Profit (loss) for the period before taxes9903-€345,384-€96,350▲
Income taxes67/77-€39
Profit (loss) for the period9904-€345,384-€96,388▲
Profit (loss) for the period to be appropriated9905-€345,384-€96,388▲
Appropriation of the result
Profit (loss) to be appropriated9906-€978,177-€1.1m▼
Profit (loss) brought forward from the previous period14P-€632,793-€978,177▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€971----
Remuneration, social security and pensions62€307,481€259,710€261,761€323,395€202,073▼ 37.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,700€4,773€4,330€4,812€3,534▼ 26.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12,549-€3,500€0---
Other operating charges640/8€865€8,741€943€768€3,813▲ 396%
Non-recurring operating charges66A---€303€0▼ 100%
Gross operating margin9900€243,841€212,095€237,058-€14,512€104,342▲ 819%
Operating profit (loss)9901-€106,754-€57,629-€29,976-€343,791-€105,078▲ 69.4%
Financial income75/76B€0€4€199€312€9,900▲ 3,069%
Recurring financial income75€0€4€199€312€226▼ 27.8%
Non-recurring financial income76B----€9,674-
Financial charges65/66B€1,419€2,100€4,068€1,905€1,172▼ 38.5%
Recurring financial charges65€1,419€2,100€4,068€1,905€1,172▼ 38.5%
Profit (loss) for the period before taxes9903-€108,173-€59,725-€33,845-€345,384-€96,350▲ 72.1%
Income taxes67/77----€39-
Profit (loss) for the period9904-€108,173-€59,725-€33,845-€345,384-€96,388▲ 72.1%
Profit (loss) for the period to be appropriated9905-€108,173-€59,725-€33,845-€345,384-€96,388▲ 72.1%
Line20212022202320242025Change
Assets
Total assets20/58€529,116€565,942€519,359€354,354€618,222▲ 74.5%
Fixed assets21/28€9,442€6,637€26,614€23,893€21,202▼ 11.3%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€8,592€5,787€10,553€7,332€4,641▼ 36.7%
Plant, machinery and equipment23€1,996€554€360€240€120▼ 50.0%
Furniture and vehicles24€3,459€3,329€5,879€4,241€2,537▼ 40.2%
Other tangible fixed assets26€3,137€1,904€4,314€2,850€1,984▼ 30.4%
Financial fixed assets28€850€850€16,061€16,561€16,561=
Current assets29/58€519,674€559,305€492,745€330,461€597,020▲ 80.7%
Amounts receivable within one year40/41€298,657€310,955€393,872€192,368€285,386▲ 48.4%
Trade receivables40€298,641€308,951€393,074€190,262€263,348▲ 38.4%
Other amounts receivable41€16€2,004€798€2,105€22,037▲ 947%
Cash at bank and in hand54/58€213,771€241,629€90,554€123,882€303,305▲ 145%
Deferred charges and accrued income490/1€7,246€6,721€8,319€14,211€8,329▼ 41.4%
Equity and liabilities
Total equity and liabilities10/49€529,116€565,942€519,359€354,354€618,222▲ 74.5%
Equity10/15€103,567€43,842€9,998-€335,386-€198,674▲ 40.8%
Contributions10/11€642,791€642,791€642,791€642,791€875,891▲ 36.3%
Capital10€642,791€642,791€642,791€642,791€875,891▲ 36.3%
Issued capital100€642,791€642,791€642,791€642,791€875,891▲ 36.3%
Profit (loss) carried forward14-€539,224-€598,949-€632,793-€978,177-€1.1m▼ 9.9%
Amounts payable17/49€425,549€522,100€509,361€689,740€816,896▲ 18.4%
Amounts payable within one year42/48€298,151€301,669€260,661€162,376€253,940▲ 56.4%
Financial debts43€13,324€15,245€17,428€17,975€6,330▼ 64.8%
Credit institutions430/8€13,324€15,245€17,428€17,975€6,330▼ 64.8%
Trade debts44€132,718€196,543€177,307€83,936€202,514▲ 141%
Suppliers440/4€132,718€196,543€177,307€83,936€202,514▲ 141%
Taxes, remuneration and social security45€151,235€88,962€64,809€59,302€44,290▼ 25.3%
Taxes450/3€108,027€48,446€44,350€26,081€29,411▲ 12.8%
Remuneration and social security454/9€43,208€40,516€20,459€33,221€14,879▼ 55.2%
Other amounts payable47/48€874€919€1,117€1,163€805▼ 30.8%
Accrued charges and deferred income492/3€127,398€220,431€248,700€527,364€562,956▲ 6.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€108,173-€59,725-€33,845-€345,384-€96,388▲ 72.1%
+ Depreciation and write-downs630€29,700€4,773€4,330€4,812€3,534▼ 26.6%
Operating cash flow (approximation)-€78,472-€54,952-€29,515-€340,572-€92,854▲ 72.7%
Investment in fixed assets (approximation)--€1,968-€24,306-€2,091-€843▲ 59.7%
Change in cash-€27,857-€151,075€33,328€179,423▲ 438%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 96 days late
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€431,051
Net result drops to -€431,051, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €200,000Eq €211,740 ▲74.6%
Equity rises from €121,291 to €211,740.
06-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
seat establishment approximate The establishment unit on the map
Ground area
1,395 m²
Building footprint
310 m²
Volume, LiDAR
1,783 m³
Parcel 11810K1710/00D015, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Broederminstraat 36, 2018 Antwerpen
Agents in non-specialised wholesale trade
since 20162.249.297.168
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1710/00D015 Flanders 1,395 m² 1 · 310 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 540 EUR awarded · 540 EUR paid
Year Entries awardedpaid
2023 1 540 EUR540 EUR
Schemes
1 entry · 540 EUR · 540 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 1,014 companies in sector 78200 we hold annual accounts for 645. 263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded23-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0644814329
Also 9925:BE0644814329
Registered 16-02-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.