SYMPA
ActiveSummary
The computed 12-month bankruptcy probability of SYMPA is 1.6% (moderate). The 2024 annual accounts show equity of €1.9m and a net result of €90,410. Equity is growing by ~2.5% per year across the filed fiscal years. The company has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability75▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €150,000 at 30 days acceptable
Liquidity ample (current ratio 41.48 against 91.4 in 2023; short-term debt: 1.5% and cash: 58.6% of total assets), and 1.7% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.3%
Return on assets
4.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
17 d early
2023
42 d early
2022
76 d early
2021
62 d early
2020
66 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€1.9m▲ 5.0%
2023 · €1.8m
Total assets
€1.9m▲ 5.9%
2023 · €1.8m
Net result
€90,410▲ 80.7%
2023 · €50,029
Working capital
€1.2m▲ 9.9%
2023 · €1.1m
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€103,688▲ 169%-€1,775€21,147€62,699▲ 196%€74,729▲ 19.2%
Net result€100,138above the sector's middle half▲ 203%-€4,079below the sector's middle half€25,919above the sector's middle half€50,029above the sector's middle half▲ 93.0%€90,410above the sector's middle half▲ 80.7%
Equity€1.7mabove the sector's middle half▲ 6.1%€1.7mabove the sector's middle half▼ 0.2%€1.8mabove the sector's middle half▲ 1.5%€1.8mabove the sector's middle half▲ 2.8%€1.9mabove the sector's middle half▲ 5.0%
Total assets€1.7mabove the sector's middle half▲ 6.0%€1.8mabove the sector's middle half▲ 0.5%€1.8mabove the sector's middle half▲ 1.5%€1.8mabove the sector's middle half▲ 2.9%€1.9mabove the sector's middle half▲ 5.9%
Debt€2,436▼ 30.3%€15,026▲ 517%€15,674▲ 4.3%€16,657▲ 6.3%€33,604▲ 102%
Working capital€810,464above the sector's middle half▼ 10.0%€876,924above the sector's middle half▲ 8.2%€824,363above the sector's middle half▼ 6.0%€1.1mabove the sector's middle half▲ 27.8%€1.2mabove the sector's middle half▲ 9.9%
Solvency99.9%above the sector's middle half▲ 0.1pp99.1%above the sector's middle half▼ 0.7pp99.1%above the sector's middle half=99.1%above the sector's middle half=98.3%above the sector's middle half▼ 0.8pp
Current ratio88.47above the sector's middle half78.23above the sector's middle half▼ 10.2391.40above the sector's middle half▲ 13.1741.48above the sector's middle half▼ 49.93
Return on assets (ROA)5.7%within the sector's middle half▲ 3.7pp-0.2%below the sector's middle half▼ 6.0pp1.5%within the sector's middle half▲ 1.7pp2.7%within the sector's middle half▲ 1.3pp4.7%within the sector's middle half▲ 1.9pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 19% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.9m
Fixed assets
€755,034 ▼ 1.8%
Current assets
€1.2m ▲ 11.3%
Equity and liabilities €1.9m
Equity
€1.9m ▲ 5.0%
Debt
€33,604 ▲ 102%
Debt's share of the balance-sheet total rises from 0.9% to 1.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127,221▲
2023 · €113,199
Cash flow
€142,902▲
2023 · €100,528
Debt to equity
0.02▲
2023 · 0.01
ROE
4.7%▲
2023 · 2.8%
Interest coverage
173.88▲
2023 · 159.22
Debt ≤ 1 year
€28,604▲
2023 · €11,657
Income taxes
€24,274▲
2023 · €22,276
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,556 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,195 | €65,539 | €52,055 | €50,499 | €52,492 | ▲ 3.9% |
| Other operating charges640/8 | - | €18,470 | €19,875 | €19,805 | €22,484 | ▲ 13.5% |
| Gross operating margin9900 | €158,297 | €82,234 | €93,077 | €133,003 | €149,705 | ▲ 12.6% |
| Operating profit (loss)9901 | €103,688 | -€1,775 | €21,147 | €62,699 | €74,729 | ▲ 19.2% |
| Financial income75/76B | - | €8,000 | €8,001 | €10,317 | €40,686 | ▲ 294% |
| Recurring financial income75 | €8,000 | €8,000 | €8,001 | €10,317 | €40,686 | ▲ 294% |
| Financial charges65/66B | - | €712 | €713 | €711 | €732 | ▲ 2.9% |
| Recurring financial charges65 | €677 | €712 | €713 | €711 | €732 | ▲ 2.9% |
| Profit (loss) for the period before taxes9903 | €111,010 | €5,512 | €28,434 | €72,305 | €114,684 | ▲ 58.6% |
| Income taxes67/77 | €10,872 | €9,591 | €2,515 | €22,276 | €24,274 | ▲ 9.0% |
| Profit (loss) for the period9904 | €100,138 | -€4,079 | €25,919 | €50,029 | €90,410 | ▲ 80.7% |
| Profit (loss) for the period to be appropriated9905 | €100,138 | -€4,079 | €25,919 | €50,029 | €90,410 | ▲ 80.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.8m | €1.8m | €1.8m | €1.9m | ▲ 5.9% |
| Fixed assets21/28 | €935,137 | €869,597 | €948,078 | €768,599 | €755,034 | ▼ 1.8% |
| Tangible fixed assets22/27 | €935,137 | €869,597 | €948,078 | €768,599 | €755,034 | ▼ 1.8% |
| Land and buildings22 | - | €678,848 | €789,052 | €641,298 | €660,104 | ▲ 2.9% |
| Furniture and vehicles24 | - | €190,750 | €159,026 | €127,302 | €94,930 | ▼ 25.4% |
| Current assets29/58 | €812,900 | €886,950 | €835,037 | €1.1m | €1.2m | ▲ 11.3% |
| Amounts receivable after more than one year29 | - | €200,000 | €200,000 | - | - | - |
| Other amounts receivable291 | - | €200,000 | €200,000 | - | - | - |
| Amounts receivable within one year40/41 | €64,591 | €23,415 | €41,862 | €3,766 | €48,254 | ▲ 1,181% |
| Trade receivables40 | - | €18,333 | €36,894 | - | €39,673 | - |
| Other amounts receivable41 | - | €5,082 | €4,968 | €3,766 | €8,581 | ▲ 128% |
| Cash at bank and in hand54/58 | €547,034 | €653,689 | €591,239 | €1.1m | €1.1m | ▲ 7.4% |
| Deferred charges and accrued income490/1 | - | €9,846 | €1,936 | €1,800 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.8m | €1.8m | €1.8m | €1.9m | ▲ 5.9% |
| Equity10/15 | €1.7m | €1.7m | €1.8m | €1.8m | €1.9m | ▲ 5.0% |
| Contributions10/11 | €63,000 | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Capital10 | - | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Issued capital100 | - | €63,000 | €63,000 | €63,000 | €63,000 | = |
| Reserves13 | €961,446 | €961,446 | €986,446 | €1.0m | €1.0m | = |
| Non-distributable reserves130/1 | - | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Legal reserve130 | - | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Tax-exempt reserves132 | - | €332,746 | €332,746 | €332,746 | €332,746 | = |
| Distributable reserves133 | - | €622,400 | €647,400 | €697,400 | €697,400 | = |
| Profit (loss) carried forward14 | €721,155 | €717,076 | €717,995 | €718,024 | €808,434 | ▲ 12.6% |
| Amounts payable17/49 | €2,436 | €15,026 | €15,674 | €16,657 | €33,604 | ▲ 102% |
| Amounts payable within one year42/48 | €2,436 | €10,026 | €10,674 | €11,657 | €28,604 | ▲ 145% |
| Trade debts44 | €2,436 | €4,435 | €10,674 | €6,476 | €23,423 | ▲ 262% |
| Suppliers440/4 | - | €4,435 | €10,674 | €6,476 | €23,423 | ▲ 262% |
| Taxes, remuneration and social security45 | - | €5,591 | - | €5,181 | €5,181 | = |
| Taxes450/3 | - | €5,591 | - | €5,181 | €5,181 | = |
| Accrued charges and deferred income492/3 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €100,138 | -€4,079 | €25,919 | €50,029 | €90,410 | ▲ 80.7% |
| + Depreciation and write-downs630 | €36,195 | €65,539 | €52,055 | €50,499 | €52,492 | ▲ 3.9% |
| Operating cash flow (approximation) | €136,334 | €61,461 | €77,974 | €100,528 | €142,902 | ▲ 42.2% |
| Investment in fixed assets (approximation) | - | €0 | -€130,535 | €128,979 | -€38,927 | ▼ 130% |
| Change in cash | - | €106,655 | -€62,450 | €468,724 | €78,233 | ▼ 83.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
RestructuringMerger · Capital · Director in office37 facts ▸
State Gazette act
Restructuring
Merger · Capital · Director in office37 facts ▸
- Board meeting, 25-08-2026
- Merger, fusie door overneming, EUR
- Capital, €433.813,66
- Director in office, Guido Jr Heerman (managing director)
- Director in office, Dirk Heerman (managing director)
- Director in office, Guido Heerman (managing director)
- Director in office, Rudi Heerman (director)
- Capital, €63.000
- Director in office, Guido Jr Heerman (managing director)
- Director in office, Dirk Heerman (managing director)
- Director in office, Guido Heerman (managing director)
- Director in office, Rudi Heerman (director)
- +25 further facts in this act
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €25,919
Net result €25,919 after one loss-making year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€4,079
Net result drops to -€4,079, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €100,138 ▲203%
Operating result €103,688, net result €100,138, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brussel · 3 establishment units since 1977
Ground area
3.8 ha
Building footprint
274 m²
Volume, LiDAR
1,870 m³
2 parcels, Brussels, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Werkhuizenkaai 112-, 1000 Brussel
since 19772.014.003.971
Sint-Annastraat 58, 3090 Overijse
since 19772.014.004.169
Werkhuizenkaai 122, 1000 Brussel
since 19882.014.004.070
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813F0611/00L000 | Brussels | 3.7 ha | 1 · 48 m² | 11.0 m · 1 fl. |
| 23062B0353/00S009 | Flanders | 1,248 m² | 1 · 225 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Statutory auditor
No statutory auditor appointed
Purpose
Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen; De vennootschap kan in het kader van haar voorwerp…
Full purpose (6 activities)
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen
- De vennootschap kan in het kader van haar voorwerp optreden in financieringsverrichtingen onder om het even welke vorm, met inbegrip van het intekenen op en het verhandelen van aandelen, obligaties, kasbons en andere roerende waarden, het toestaan van leningen in rekening courant, zelfs aan particulieren, zij kan kredieten verlenen of doen verlenen, voorschotten toestaan, zich borg stellen of haar aval verlenen, hypothecaire en andere zekerheden verstrekken of persoonlijke en zakelijke waarborgen doen verstrekken aan rechtspersonen en ondernemingen of particulieren, zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van haar eigen bestuurders, aandeelhouders, andere vennootschappen en personen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak; zij kan zich bezighouden met het aankopen, verkopen, ruilen, het verhuren of het in huur nemen van om het even welke roerende of onroerende goederen, handelseffecten in disconto nemen, en in het algemeen alle handels - en financiële operaties verrichten, in de meest ruime zin, behalve die welke wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen
- Het verlenen van adviezen van financiële, technische, commerciële of administratieve aard, in de ruimste zin, waaronder onder andere advies inzake algemeen management, marketing, financieel en commercieel beleid, administratieve prestaties en computerservices, personeelsbeleid en al wat daarmede rechtstreeks of onrechtstreeks verband houdt doch met uitzondering van adviezen inzake beleggingen en geldplaatsingen
- Bijstand en diensten verlenen, rechtstreeks of onrechtstreeks, op het vlak van administratie en financiën, verkoop, productie en algemeen bestuur
- Het besturen van vennootschappen en verenigingen, met name de deelname aan en de bijstand bij het beheer, bestuur en management van vennootschappen, ongeacht hun voorwerp en activiteit, via de uitoefening van een mandaat of van een functie die op grond van een overeenkomst aan een zelfstandig manager kunnen worden uitbesteed
- Algemene activiteiten
Structure & network
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTaken over by:Guima
Capital and shareholders
Capital over the years
- 07-09-2026 Capital stated in the act · 63,000 EUR · 5,000 shares
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Company details
Identification
Legal formPublic limited company
Founded07-07-1976
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0416284705
Also
9925:BE0416284705
Registered
25-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.