Symi
ActiveSymi has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.89M and a net result of €921k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+10
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 19.36 against 5.28 in 2024; short-term debt: 5.1% and cash: 4.1% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.3%
Return on assets
42%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
33 d early
2023
43 d early
2022
45 d early
2021
44 d early
2020
43 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.89M▲ 94.9%
2024 · €970k
2018: €318k
2019: €374k
2020: €376k
2021: €437k
2022: €608k
2023: €724k
2024: €970k
2018 → 2025
Total assets
€2.19M▲ 51.9%
2024 · €1.44M
2018: €1.04M
2019: €1.12M
2020: €960k
2021: €1.01M
2022: €1.23M
2023: €1.56M
2024: €1.44M
2018 → 2025
Net result
€921k▲ 274%
2024 · €246k
2018: €29k
2019: €56k
2020: €2k
2021: €61k
2022: €171k
2023: €116k
2024: €246k
2018 → 2025
Working capital
€2.04M▲ 107%
2024 · €983k
2018: €264k
2019: €317k
2020: €388k
2021: €523k
2022: €651k
2023: €782k
2024: €983k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€437k-€608k▲ 39.2%€724k▲ 19.0%€970k▲ 34.1%€1.89M▲ 94.9%
Operating result€87k-€268k▲ 208%€181k▼ 32.4%€332k▲ 83.4%€1.18M▲ 256%
Net result€61k-€171k▲ 181%€116k▼ 32.5%€246k▲ 113%€921k▲ 274%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 256% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.19M
Fixed assets
€42k▼ 81.5%
Current assets
€2.15M▲ 77.1%
Equity and liabilities €2.19M
Equity
€1.89M▲ 94.9%
Provisions
€100k=
Debt
€199k▼ 46.5%
The debt ratio falls from 25.8% to 9.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.38M▲
2024 · €386k
Cash flow
€1.12M▲
2024 · €301k
Solvency
86.3%▲
2024 · 67.3%
Current ratio
19.36▲
2024 · 5.28
Quick ratio
19.36▲
2024 · 5.14
Debt / equity
0.11▼
2024 · 0.38
ROE
48.7%▲
2024 · 25.4%
ROA
42.0%▲
2024 · 17.1%
Interest coverage
115.68▲
2024 · 27.59
Debt
€199k▼
2024 · €372k
Debt ≤ 1 year
€111k▼
2024 · €230k
Debt > 1 year
€88k▼
2024 · €142k
Income taxes
€255k▲
2024 · €75k
Staff costs
€343k▲
2024 · €235k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.44M€2.19M▲
Fixed assets21/28€229k€42k▼
Tangible fixed assets22/27€229k€42k▼
Land and buildings22€101k-
Plant, machinery and equipment23€42k€967▼
Furniture and vehicles24€61k€41k▼
Other tangible fixed assets26€24k-
Financial fixed assets28€404€404=
Current assets29/58€1.21M€2.15M▲
Amounts receivable after more than one year29€430k€435k▲
Other amounts receivable291€430k€435k▲
Stocks and contracts in progress3€31k-
Stocks30/36€31k-
Amounts receivable within one year40/41€16k€295k▲
Trade receivables40€15k€289k▲
Other amounts receivable41€938€6k▲
Current investments50/53€484k€1.33M▲
Cash at bank and in hand54/58€252k€90k▼
Equity and liabilities
Total equity and liabilities10/49€1.44M€2.19M▲
Equity10/15€970k€1.89M▲
Contributions10/11€12k€12k=
Reserves13€709k€709k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€73k€73k=
Distributable reserves133€634k€634k=
Profit (loss) carried forward14€248k€1.17M▲
Provisions and deferred taxes16€100k€100k=
Provisions for liabilities and charges160/5€100k€100k=
Major repairs and maintenance162€100k€100k=
Amounts payable17/49€372k€199k▼
Amounts payable after more than one year17€142k€88k▼
Financial debts170/4€142k€88k▼
Amounts payable within one year42/48€230k€111k▼
Current portion of amounts payable after more than one year42€37k€45k▲
Trade debts44€107k-
Suppliers440/4€107k-
Taxes, remuneration and social security45€84k€65k▼
Taxes450/3€70k€51k▼
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€235k€343k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€199k▲
Other operating charges640/8€22k€10k▼
Gross operating margin9900€643k€1.73M▲
Operating profit (loss)9901€332k€1.18M▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€321k€1.18M▲
Income taxes67/77€75k€255k▲
Profit (loss) for the period9904€246k€921k▲
Profit (loss) for the period to be appropriated9905€246k€921k▲
Appropriation of the result
Profit (loss) to be appropriated9906€248k€1.17M▲
Profit (loss) brought forward from the previous period14P€2k€248k▲
Social balance
Average headcount (FTE)90875.15.0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €921k ▲274%
Operating result €1.18M, net result €921k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 19.36
Current ratio from 5.28 to 19.36; short-term debt falls from €230k to €111k.
30-09
Financial
Equity above €1MEq €1.89M ▲94.9%
8 profitable years in a row build equity to €1.89M.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity doublescurrent ratio 5.28
Current ratio from 2.43 to 5.28; short-term debt falls from €548k to €230k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €500kEq €608k ▲39.2%
5 profitable years in a row build equity to €608k.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €2k ▼96.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blekte 289340 LedeGround area
1,058 m²
Building footprint
192 m²
Volume, LiDAR
376 m³
Parcel 41052A0093/00D000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Symi
since 20082.169.995.314
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052A0093/00D000 | Flanders | 1,058 m² | 1 · 192 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 5,550 EUR awarded · 5,550 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,550 EUR | 5,550 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Point de vue
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 2,417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2008
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.