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SYMFORT

Active
Private limited companyfounded 199431 yrs activeElf Novemberlaan 76, 1040 Etterbeek, BelgiumKBO/BCE: BE 0453.630.693
Summary

The computed 12-month bankruptcy probability of SYMFORT is 1.5% (moderate). The 2024 annual accounts show equity of €6,988 and a net result of -€5,555. Equity is shrinking by ~7.8% per year across the filed fiscal years. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency80▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
54.8%
Return on assets
-43.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 d early
2024
64 d early
2023
14 d early
2022
34 d early
2021
95 d early
2020
5 d early
2019
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SYMFORT was incorporated on 26 October 1994.1 Total assets fell from EUR 14,420 in 2019 to EUR 12,746 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€6,988▼ 44.3%
2023 · €12,543
Total assets
€12,746▼ 17.5%
2023 · €15,459
Net result
-€5,555▼ 19.8%
2023 · -€4,637
Working capital
€6,988▼ 44.3%
2023 · €12,543
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€2,327€1,013▼ 56.5%€634▼ 37.4%-€4,366-€5,207▼ 19.3%
Net result€2,250€784within the sector's middle half▼ 65.2%€384▼ 51.0%-€4,637-€5,555▼ 19.8%
Equity€16,012▲ 16.3%€16,796below the sector's middle half▲ 4.9%€17,180▲ 2.3%€12,543▼ 27.0%€6,988▼ 44.3%
Total assets€17,892▲ 24.1%€19,619below the sector's middle half▲ 9.7%€17,230▼ 12.2%€15,459▼ 10.3%€12,746▼ 17.5%
Debt€1,880▲ 186%€2,823▲ 50.1%€50▼ 98.2%€2,916▲ 5,732%€5,758▲ 97.5%
Working capital€16,012▲ 16.3%€16,796▲ 4.9%€17,180▲ 2.3%€12,543▼ 27.0%€6,988▼ 44.3%
Solvency89.5%▼ 5.9pp85.6%above the sector's middle half▼ 3.9pp99.7%▲ 14.1pp81.1%▼ 18.6pp54.8%▼ 26.3pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0€2,000Operating result 2020: €2,327€2,327Net result 2020: €2,250€2,250Operating result 2021: €1,013€1,013Net result 2021: €784€784Operating result 2022: €634€634Net result 2022: €384€384Operating result 2023: -€4,366-€4,366Net result 2023: -€4,637-€4,637Operating result 2024: -€5,207-€5,207Net result 2024: -€5,555-€5,55520202021202220232024-€6,000-€4,000-€2,000€0Operating result 2022: €634€634Net result 2022: €384€384Operating result 2023: -€4,366-€4,370Net result 2023: -€4,637-€4,640Operating result 2024: -€5,207-€5,210Net result 2024: -€5,555-€5,560202220232024
The operating result stays negative: a loss of €5,207 in 2024 against €4,366 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €12,746
Equity €6,988 ▼ 44.3%
Debt €5,758 ▲ 97.5%
Debt's share of the balance-sheet total rises from 18.9% to 45.2%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
2.21▼
2023 · 5.30
Debt to equity
0.82▲
2023 · 0.23
ROE
-79.5%▼
2023 · -37.0%
ROA
-43.6%▼
2023 · -30.0%
Debt ≤ 1 year
€5,758▲
2023 · €2,916
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,827 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.5% went bankrupt
14% stopped otherwise
84% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,827 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 28 lines
Balance sheet Code20232024
Assets
Total assets20/58€15,459€12,746▼
Current assets29/58€15,459€12,746▼
Amounts receivable within one year40/41€7,057€8,431▲
Trade receivables40€6,022€6,615▲
Other amounts receivable41€1,035€1,816▲
Cash at bank and in hand54/58€5,290€3,717▼
Deferred charges and accrued income490/1€3,112€598▼
Equity and liabilities
Total equity and liabilities10/49€15,459€12,746▼
Equity10/15€12,543€6,988▼
Contributions10/11€18,592€18,592=
Reserves13€650€650=
Distributable reserves133€650€650=
Profit (loss) carried forward14-€6,699-€12,254▼
Amounts payable17/49€2,916€5,758▲
Amounts payable within one year42/48€2,916€5,758▲
Trade debts44€1,988€1,030▼
Suppliers440/4€1,988€1,030▼
Other amounts payable47/48€928€4,728▲
Income statement Code20232024
Other operating charges640/8€384€387▲
Gross operating margin9900-€3,982-€4,820▼
Operating profit (loss)9901-€4,366-€5,207▼
Financial charges65/66B€271€348▲
Recurring financial charges65€271€348▲
Profit (loss) for the period before taxes9903-€4,637-€5,555▼
Profit (loss) for the period9904-€4,637-€5,555▼
Profit (loss) for the period to be appropriated9905-€4,637-€5,555▼
Appropriation of the result
Profit (loss) to be appropriated9906-€6,699-€12,254▼
Profit (loss) brought forward from the previous period14P-€2,062-€6,699▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8€348€348€347€384€387▲ 0.8%
Gross operating margin9900€2,675€1,360€981-€3,982-€4,820▼ 21.0%
Operating profit (loss)9901€2,327€1,013€634-€4,366-€5,207▼ 19.3%
Financial charges65/66B€77€229€250€271€348▲ 28.4%
Recurring financial charges65€77€229€250€271€348▲ 28.4%
Profit (loss) for the period before taxes9903€2,250€784€384-€4,637-€5,555▼ 19.8%
Profit (loss) for the period9904€2,250€784€384-€4,637-€5,555▼ 19.8%
Profit (loss) for the period to be appropriated9905€2,250€784€384-€4,637-€5,555▼ 19.8%
Line20202021202220232024Change
Assets
Total assets20/58€17,892€19,619€17,230€15,459€12,746▼ 17.5%
Current assets29/58€17,892€19,619€17,230€15,459€12,746▼ 17.5%
Amounts receivable within one year40/41€5,079€5,145€5,189€7,057€8,431▲ 19.5%
Trade receivables40€4,752€4,827€4,834€6,022€6,615▲ 9.8%
Other amounts receivable41€327€318€355€1,035€1,816▲ 75.5%
Cash at bank and in hand54/58€12,532€12,358€10,515€5,290€3,717▼ 29.7%
Deferred charges and accrued income490/1€281€2,116€1,526€3,112€598▼ 80.8%
Equity and liabilities
Total equity and liabilities10/49€17,892€19,619€17,230€15,459€12,746▼ 17.5%
Equity10/15€16,012€16,796€17,180€12,543€6,988▼ 44.3%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€650€650€650€650€650=
Non-distributable reserves130/1€650€650€650---
Reserves not available under the articles1311€650€650€650---
Distributable reserves133---€650€650=
Profit (loss) carried forward14-€3,230-€2,446-€2,062-€6,699-€12,254▼ 82.9%
Amounts payable17/49€1,880€2,823€50€2,916€5,758▲ 97.5%
Amounts payable within one year42/48€1,880€2,823€50€2,916€5,758▲ 97.5%
Trade debts44€48€51€50€1,988€1,030▼ 48.2%
Suppliers440/4€48€51€50€1,988€1,030▼ 48.2%
Other amounts payable47/48€1,832€2,772-€928€4,728▲ 409%
Line20202021202220232024Change
Profit (loss) for the period9904€2,250€784€384-€4,637-€5,555▼ 19.8%
Operating cash flow (approximation)€2,250€784€384-€4,637-€5,555▼ 19.8%
Change in cash--€174-€1,843-€5,225-€1,573▲ 69.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€5,555
Net result drops to -€5,555, the lowest in the series.
17-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity times 50current ratio 344.60
Current ratio from 6.95 to 344.60; short-term debt falls from €2,823 to €50.
27-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €2,250
Net result €2,250 after one loss-making year.
18-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
06-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 1994
seat establishment The establishment unit on the map
Ground area
450 m²
Building footprint
519 m²
Volume, LiDAR
9,482 m³
Parcel 21362B0202/00V003, Brussels · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
Elf Novemberlaan 76, 1040 Etterbeek
NACE 7230001
since 19942.069.276.749
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21362B0202/00V003 Brussels 450 m² 1 · 519 m² 28.9 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,711 companies in sector 73200 we hold annual accounts for 1,781. 770 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-10-1994
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID 0208:0453630693
Registered 22-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.