SYMEDIC
ActiveSummary
SYMEDIC has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €457,752 and a net result of €59,137. Equity is growing by ~10.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.27 against 24.23 in 2024; short-term debt: 21.2% and cash: 24% of total assets), and 22.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.1%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
29 d late
2023
31 d late
2022
32 d late
2021
25 d late
2020
86 d late
2019
132 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 45 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€457,752▲ 14.8%
2024 · €398,615
Total assets
€593,501▲ 36.4%
2024 · €434,979
Net result
€59,137▲ 55.0%
2024 · €38,165
Working capital
€412,847▲ 16.9%
2024 · €353,218
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€112,301▲ 94.0%€169,464▲ 50.9%€159,456▼ 5.9%€127,516▼ 20.0%€215,970▲ 69.4%
Net result€8,733€34,725▲ 298%€33,196▼ 4.4%€38,165▲ 15.0%€59,137▲ 55.0%
Equity€293,329▲ 2.8%€328,055▲ 11.8%€360,451▲ 9.9%€398,615▲ 10.6%€457,752▲ 14.8%
Total assets€319,255▼ 40.6%€454,811▲ 42.5%€518,676▲ 14.0%€434,979▼ 16.1%€593,501▲ 36.4%
Debt€25,926▼ 89.7%€126,756▲ 389%€158,225▲ 24.8%€36,364▼ 77.0%€135,748▲ 273%
Working capital€282,669▲ 2.5%€283,321▲ 0.2%€308,240▲ 8.8%€353,218▲ 14.6%€412,847▲ 16.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €593,501
Fixed assets
€54,571 ▼ 18.0%
Current assets
€538,930 ▲ 46.3%
Equity and liabilities €593,501
Equity
€457,752 ▲ 14.8%
Debt
€135,748 ▲ 273%
Debt's share of the balance-sheet total rises from 8.4% to 22.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€235,449▲
2024 · €147,907
Cash flow
€78,616▲
2024 · €58,556
Current ratio
4.27▼
2024 · 24.23
Debt to equity
0.30▲
2024 · 0.09
ROE
12.9%▲
2024 · 9.6%
ROA
10.0%▲
2024 · 8.8%
Interest coverage
1.76▲
2024 · 1.69
Debt ≤ 1 year
€126,083▲
2024 · €15,202
Debt > 1 year
€9,665▼
2024 · €21,162
Income taxes
€23,027▲
2024 · €15,127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €44 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,522 | €7,318 | €19,040 | €20,391 | €19,479 | ▼ 4.5% |
| Other operating charges640/8 | €1,653 | €5,911 | €7,754 | €1,678 | €2,333 | ▲ 39.0% |
| Gross operating margin9900 | €117,476 | €182,692 | €186,250 | €149,585 | €237,782 | ▲ 59.0% |
| Operating profit (loss)9901 | €112,301 | €169,464 | €159,456 | €127,516 | €215,970 | ▲ 69.4% |
| Financial income75/76B | €170 | €156 | €186 | €13,055 | €297 | ▼ 97.7% |
| Recurring financial income75 | €170 | €156 | €186 | €13,055 | €297 | ▼ 97.7% |
| Financial charges65/66B | €96,843 | €91,166 | €110,867 | €87,279 | €134,103 | ▲ 53.6% |
| Recurring financial charges65 | €96,843 | €91,166 | €110,867 | €87,279 | €134,103 | ▲ 53.6% |
| Profit (loss) for the period before taxes9903 | €15,628 | €78,454 | €48,776 | €53,292 | €82,164 | ▲ 54.2% |
| Income taxes67/77 | €6,896 | €43,729 | €15,580 | €15,127 | €23,027 | ▲ 52.2% |
| Profit (loss) for the period9904 | €8,733 | €34,725 | €33,196 | €38,165 | €59,137 | ▲ 55.0% |
| Profit (loss) for the period to be appropriated9905 | €8,733 | €34,725 | €33,196 | €38,165 | €59,137 | ▲ 55.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €319,255 | €454,811 | €518,676 | €434,979 | €593,501 | ▲ 36.4% |
| Fixed assets21/28 | €10,661 | €88,560 | €84,759 | €66,559 | €54,571 | ▼ 18.0% |
| Tangible fixed assets22/27 | €10,434 | €88,333 | €84,532 | €66,332 | €54,344 | ▼ 18.1% |
| Furniture and vehicles24 | €7,013 | €82,922 | €72,118 | €54,475 | €37,105 | ▼ 31.9% |
| Other tangible fixed assets26 | €3,421 | €5,411 | €12,414 | €11,857 | €17,239 | ▲ 45.4% |
| Financial fixed assets28 | €227 | €227 | €227 | €227 | €227 | = |
| Current assets29/58 | €308,594 | €366,251 | €433,917 | €368,420 | €538,930 | ▲ 46.3% |
| Amounts receivable within one year40/41 | €17,430 | - | €1,347 | - | €1,981 | - |
| Trade receivables40 | - | - | €1,347 | - | - | - |
| Other amounts receivable41 | €17,430 | - | - | - | €1,981 | - |
| Current investments50/53 | €106,165 | €124,146 | €158,659 | €201,431 | €237,431 | ▲ 17.9% |
| Cash at bank and in hand54/58 | €89,042 | €116,245 | €148,891 | €89,671 | €142,287 | ▲ 58.7% |
| Deferred charges and accrued income490/1 | €95,957 | €125,861 | €125,020 | €77,318 | €157,230 | ▲ 103% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €319,255 | €454,811 | €518,676 | €434,979 | €593,501 | ▲ 36.4% |
| Equity10/15 | €293,329 | €328,055 | €360,451 | €398,615 | €457,752 | ▲ 14.8% |
| Contributions10/11 | €12,397 | €12,397 | €12,397 | €12,397 | €12,397 | = |
| Outside capital11 | €12,397 | €12,397 | €12,397 | €12,397 | €12,397 | = |
| Other1109/19 | €12,397 | €12,397 | €12,397 | €12,397 | €12,397 | = |
| Reserves13 | €280,932 | €315,658 | €348,053 | €386,218 | €445,355 | ▲ 15.3% |
| Non-distributable reserves130/1 | €20,610 | €20,610 | €20,610 | €20,610 | €20,610 | = |
| Reserves not available under the articles1311 | €20,610 | €20,610 | €20,610 | €20,610 | €20,610 | = |
| Distributable reserves133 | €260,322 | €295,048 | €327,443 | €365,608 | €424,745 | ▲ 16.2% |
| Amounts payable17/49 | €25,926 | €126,756 | €158,225 | €36,364 | €135,748 | ▲ 273% |
| Amounts payable after more than one year17 | - | €43,826 | €32,548 | €21,162 | €9,665 | ▼ 54.3% |
| Financial debts170/4 | - | €43,826 | €32,548 | €21,162 | €9,665 | ▼ 54.3% |
| Amounts payable within one year42/48 | €25,926 | €82,930 | €125,677 | €15,202 | €126,083 | ▲ 729% |
| Current portion of amounts payable after more than one year42 | - | €11,169 | €11,277 | €11,386 | €11,497 | ▲ 1.0% |
| Trade debts44 | €4,743 | €11,756 | €4,633 | €2,706 | €7,493 | ▲ 177% |
| Suppliers440/4 | €4,743 | €11,756 | €4,633 | €2,706 | €7,493 | ▲ 177% |
| Advances received on contracts in progress46 | - | - | €5,172 | - | - | - |
| Taxes, remuneration and social security45 | €20,383 | €17,202 | €592 | €99 | €4,680 | ▲ 4,634% |
| Taxes450/3 | €20,383 | €17,202 | €592 | €99 | - | - |
| Remuneration and social security454/9 | - | - | - | - | €4,680 | - |
| Other amounts payable47/48 | €800 | €42,802 | €104,003 | €1,011 | €102,413 | ▲ 10,031% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,733 | €34,725 | €33,196 | €38,165 | €59,137 | ▲ 55.0% |
| + Depreciation and write-downs630 | €3,522 | €7,318 | €19,040 | €20,391 | €19,479 | ▼ 4.5% |
| Operating cash flow (approximation) | €12,255 | €42,043 | €52,236 | €58,556 | €78,616 | ▲ 34.3% |
| Investment in fixed assets (approximation) | - | -€85,217 | -€15,239 | -€2,191 | -€7,491 | ▼ 242% |
| Change in cash | - | €27,203 | €32,646 | -€59,220 | €52,616 | ▲ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 7current ratio 24.23
Current ratio from 3.45 to 24.23; short-term debt falls from €125,677 to €15,202.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €8,733
Net result €8,733 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 11.90
Current ratio from 2.09 to 11.90; short-term debt falls from €252,243 to €25,926.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Weakest financial yearnet -€10,730
Net result drops to -€10,730, the lowest in the series; recovery starts the following year.
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 132 days late
2019
31-12
Financial
Highest result since 2018net €107,040 ▲262%
Net result €107,040, the highest in the series.
Show earlier events
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville
Ground area
1,007 m²
Building footprint
192 m²
Volume, LiDAR
1,260 m³
Parcel 25098C0024/00G000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098C0024/00G000 | Wallonia | 1,007 m² | 1 · 192 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300G1DSKC3UVEVI55
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2001
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474031773
Also
9925:BE0474031773
Registered
21-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.