SYMBIOTHIC
ActiveSYMBIOTHIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 32% of 3448 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+57
Solvency52▼-16
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.56 in 2024), and 72.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
3.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
60 d late
2023
12 d early
2022
13 d early
2021
23 d early
2020
15 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 12.8%
2024 · €34k
2018: €42k
2019: €41k
2020: €30k
2021: €39k
2022: €53k
2023: €49k
2024: €34k
2018 → 2025
Total assets
€138k▲ 45.0%
2024 · €95k
2018: €92k
2019: €97k
2020: €67k
2021: €135k
2022: €126k
2023: €110k
2024: €95k
2018 → 2025
Net result
€4k
2024 · €-16k
2018: €9k
2019: €-734
2020: €-11k
2021: €9k
2022: €14k
2023: €-4k
2024: €-16k
2018 → 2025
Working capital
€38k▲ 12.8%
2024 · €34k
2018: €42k
2019: €40k
2020: €29k
2021: €38k
2022: €52k
2023: €48k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€53k▲ 35.4%€49k▼ 6.7%€34k▼ 31.4%€38k▲ 12.8%
Operating result€9k-€17k▲ 85.9%€-3k€-15k▼ 345%€6k
Net result€9k-€14k▲ 53.8%€-4k€-16k▼ 339%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €138k
Equity
€38k▲ 12.8%
Debt
€99k▲ 62.9%
The debt ratio rises from 64.3% to 72.2%: debt grows faster than equity.
Key figures and ratios
Solvency
27.8%▼
2024 · 35.7%
Current ratio
1.39▼
2024 · 1.56
Quick ratio
1.39▼
2024 · 1.56
Debt / equity
2.60▲
2024 · 1.80
ROE
11.3%▲
2024 · -45.8%
ROA
3.1%▲
2024 · -16.4%
Debt
€99k▲
2024 · €61k
Debt ≤ 1 year
€99k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€138k▲
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€95k€138k▲
Amounts receivable within one year40/41€88k€115k▲
Trade receivables40€70k€93k▲
Other amounts receivable41€18k€22k▲
Cash at bank and in hand54/58€7k€22k▲
Deferred charges and accrued income490/1-€689
Equity and liabilities
Total equity and liabilities10/49€95k€138k▲
Equity10/15€34k€38k▲
Contributions10/11€6k€6k=
Reserves13€28k€32k▲
Distributable reserves133€28k€32k▲
Amounts payable17/49€61k€99k▲
Amounts payable within one year42/48€61k€99k▲
Trade debts44€59k€99k▲
Suppliers440/4€59k€99k▲
Taxes, remuneration and social security45€2k€66▼
Taxes450/3€2k€66▼
Income statement
Code20242025
Other operating charges640/8€678€694▲
Gross operating margin9900€-15k€7k▲
Operating profit (loss)9901€-15k€6k▲
Financial income75/76B€0€39▲
Recurring financial income75€0€39▲
Financial charges65/66B€120€2k▲
Recurring financial charges65€120€2k▲
Profit (loss) for the period before taxes9903€-16k€4k▲
Profit (loss) for the period9904€-16k€4k▲
Profit (loss) for the period to be appropriated9905€-16k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€4k▲
Transfer from equity791/2€16k€0▼
Transfer to equity691/2€0€4k▲
To other reserves6921€0€4k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €14k ▲53.8%
Operating result €17k, net result €14k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Antoon Sanczuk
CurrentDirector · since 21-12-2023
Luc Iliano
CurrentDirector · since 21-12-2023
21-12-2023
Antoon Sanczuk: Appointed as Director
21-12-2023
Luc Iliano: Appointed as Director
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laarnebaan(HEU) 1319070 DestelbergenGround area
2,889 m²
Building footprint
145 m²
Volume, LiDAR
726 m³
Parcel 44028B0224/00R000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Symbiothic
since 20132.217.878.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0224/00R000 | Flanders | 2,889 m² | 1 · 145 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FULMEN AUREUM
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OPTIBIM
BE 0726.701.531
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Studiebureau 3DLogic
BE 0695.502.668
Kortenaken · Eq €38k
Of 4,548 companies in sector 74999 we hold annual accounts for 1,934. 1,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2013
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
71209Other technical testing and analysis
72109Other research and development on natural sciences
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.