Symbiose
ActiveSymbiose has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €114k and a net result of €1k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 42% of 515 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
91
/ 100
Excellent▼ -9 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability31▼-43
Solvency92▲+8
Growth68=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.8 against 20.37 in 2023), but 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.2%
Return on assets
0.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
30 d early
2022
27 d early
2021
24 d early
2020
37 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€59k▲ 138%
2023 · €25k
2018: €3k
2019: €2k
2023: €25k
2018 → 2024
EBIT margin
1.0%▼ 18.3pp
2023 · 19.3%
2018: -19821.5%
2019: -27478.1%
2023: 19.3%
2018 → 2024
Net result
€1k▼ 74.4%
2023 · €5k
2018: €11k
2019: €2k
2020: €-5k
2021: €4k
2022: €2k
2023: €5k
2018 → 2024
Working capital
€265k▼ 19.6%
2023 · €329k
2018: €162k
2019: €203k
2020: €273k
2021: €204k
2022: €411k
2023: €329k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€25k€59k▲ 138%
Equity€118k-€118k▼ 0.4%€114k▼ 3.1%€114k▲ 0.4%€114k▼ 0.6%
Operating result€-5k-€4k€2k▼ 50.9%€5k▲ 141%€597▼ 87.6%
Net result€-5k-€4k€2k▼ 52.4%€5k▲ 181%€1k▼ 74.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 88% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €298k
Fixed assets
€6k▼ 39.7%
Current assets
€292k▼ 15.8%
Equity and liabilities €298k
Equity
€114k▼ 0.6%
Provisions
€157k▲ 14.6%
Debt
€27k▼ 74.2%
The debt ratio falls from 29.5% to 9.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€6k▼
2023 · €16k
Cash flow
€7k▼
2023 · €16k
Solvency
38.2%▲
2023 · 32.1%
Current ratio
10.80▼
2023 · 20.37
Quick ratio
10.80▼
2023 · 20.37
Debt / equity
0.24▼
2023 · 0.92
ROE
1.1%▼
2023 · 4.3%
ROA
0.4%▼
2023 · 1.4%
Interest coverage
8.85▼
2023 · 29.23
Debt
€27k▼
2023 · €105k
Debt ≤ 1 year
€27k▲
2023 · €17k
Staff costs
€985k▲
2023 · €924k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€357k€298k▼
Fixed assets21/28€10k€6k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€1k€1k=
Furniture and vehicles24€9k€5k▼
Current assets29/58€346k€292k▼
Amounts receivable within one year40/41€306k€85k▼
Trade receivables40€281k€85k▼
Other amounts receivable41€25k-
Cash at bank and in hand54/58€40k€207k▲
Deferred charges and accrued income490/1-€136
Equity and liabilities
Total equity and liabilities10/49€357k€298k▼
Equity10/15€114k€114k▼
Profit (loss) carried forward14€108k€109k▲
Investment grants15€6k€4k▼
Provisions and deferred taxes16€137k€157k▲
Provisions for liabilities and charges160/5€137k€157k▲
Taxes161€10k€10k=
Other liabilities and charges164/5€127k€147k▲
Amounts payable17/49€105k€27k▼
Amounts payable within one year42/48€17k€27k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€13k€23k▲
Taxes450/3€3k-
Remuneration and social security454/9€10k€23k▲
Accrued charges and deferred income492/3€88k€116▼
Income statement
Code20232024
Turnover70€25k€59k▲
Goods, raw materials, services and sundry goods60/61-€65k
Remuneration, social security and pensions62€924k€985k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€6k▼
Other operating charges640/8€9k€44k▲
Non-recurring operating charges66A€111k€6k▼
Gross operating margin9900€1.11M€1.06M▼
Operating profit (loss)9901€5k€597▼
Financial income75/76B€704€1k▲
Recurring financial income75€704€1k▲
Financial charges65/66B€556€693▲
Recurring financial charges65€556€693▲
Profit (loss) for the period before taxes9903€5k€1k▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€1k▼
From contributions791€103k€108k▲
To contributions691€0-
Social balance
Average headcount (FTE)908711.60.0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 37.92
Current ratio from 10.81 to 37.92; short-term debt falls from €21k to €11k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-5k ▼319%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €100kEq €100k ▲2.3%
2 profitable years in a row build equity to €100k.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 3 establishment units since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bleuets 17160 Chapelle-lez-HerlaimontGround area
2,051 m²
Building footprint
390 m²
Volume, LiDAR
2,047 m³
3 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Rue des Bleuets 1, 7160 Chapelle-lez-Herlaimont
since 19952.138.473.282
Rue Solvay 17, 7160 Chapelle-lez-Herlaimont
since 19952.138.473.381
ASBL Symbiose
since 20162.253.724.130
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52010A0302/00B016 | Wallonia | 1,619 m² | 1 · 262 m² | 7.8 m · 2 fl. |
| 52010A0301/00N016indicative | Wallonia | 305 m² | 1 · 81 m² | - |
| 52010A0208/00E017 | Wallonia | 127 m² | 1 · 47 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2023 to 2025 · 6 entries · 53,950 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 1,418 EUR |
| 2024 | 2 | 11,370 EUR |
| 2023 | 3 | 41,163 EUR |
Budget allocations
Soutien aux projets transversaux et locaux de promotion des droits culturels et de l'interculturalité
Initiatives en lien avec l’Egalité des chances, la lutte contre toutes formes de discrimination, l’interculturalité et la Citoyenneté en FWB
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Of 77 companies in sector 88991 we hold annual accounts for 37. 26 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded29-05-1995
Fiscal year end31-12
Activities, NACEBEL
85323
88991Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.