SymBio
ActiveSymBio has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €917k and a net result of €169k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 26732 sector peers (fiscal year 2021). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability92▼-8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 9.96 against 3.61 in 2023), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.6%
Return on assets
16.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
40 d early
2022
32 d early
2021
33 d early
2020
27 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€169k▼ 40.5%
2023 · €284k
2018: €140k
2019: €67k
2020: €137k
2021: €129k
2022: €122k
2023: €284k
2018 → 2024
Working capital
€761k▲ 18.9%
2023 · €640k
2018: €438k
2019: €365k
2020: €423k
2021: €432k
2022: €541k
2023: €640k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€699k-€672k▼ 3.9%€744k▲ 10.7%€823k▲ 10.6%€917k▲ 11.5%
Operating result€-23k-€17k€11k▼ 38.6%€-5k€-20k▼ 277%
Net result€137k-€129k▼ 6.3%€122k▼ 5.4%€284k▲ 133%€169k▼ 40.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €5k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.01M
Fixed assets
€167k▼ 14.9%
Current assets
€846k▼ 4.4%
Equity and liabilities €1.01M
Equity
€917k▲ 11.5%
Provisions
€10k▼ 22.5%
Debt
€85k▼ 65.3%
The debt ratio falls from 22.6% to 8.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€13k▼
2023 · €34k
Cash flow
€202k▼
2023 · €322k
Solvency
90.6%▲
2023 · 76.1%
Current ratio
9.96▲
2023 · 3.61
Quick ratio
9.96▲
2023 · 3.61
Debt / equity
0.09▼
2023 · 0.30
ROE
18.4%▼
2023 · 34.5%
ROA
16.7%▼
2023 · 26.2%
Interest coverage
78.73▼
2023 · 236.04
Debt
€85k▼
2023 · €245k
Debt ≤ 1 year
€85k▼
2023 · €245k
Income taxes
€18k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.08M€1.01M▼
Fixed assets21/28€196k€167k▼
Tangible fixed assets22/27€192k€162k▼
Land and buildings22€164k€135k▼
Plant, machinery and equipment23€28k€26k▼
Furniture and vehicles24€0€1k▲
Financial fixed assets28€5k€5k=
Current assets29/58€884k€846k▼
Amounts receivable after more than one year29€129k€0▼
Other amounts receivable291€129k€0▼
Amounts receivable within one year40/41€21k€2k▼
Trade receivables40€993€1k▲
Other amounts receivable41€20k€490▼
Current investments50/53€100k€450k▲
Cash at bank and in hand54/58€633k€393k▼
Deferred charges and accrued income490/1€2k€871▼
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.01M▼
Equity10/15€823k€917k▲
Contributions10/11€1k€1k=
Reserves13€822k€916k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€47k€40k▼
Distributable reserves133€774k€876k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€13k€10k▼
Deferred taxes168€13k€10k▼
Amounts payable17/49€245k€85k▼
Amounts payable within one year42/48€245k€85k▼
Trade debts44€231€807▲
Suppliers440/4€231€807▲
Taxes, remuneration and social security45€35k€7k▼
Taxes450/3€35k€7k▼
Other amounts payable47/48€210k€77k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€33k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€37k€16k▼
Operating profit (loss)9901€-5k€-20k▼
Financial income75/76B€318k€204k▼
Recurring financial income75€318k€204k▼
Financial charges65/66B€142€168▲
Recurring financial charges65€142€168▲
Profit (loss) for the period before taxes9903€312k€184k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€32k€18k▼
Profit (loss) for the period9904€284k€169k▼
Transfer from tax-exempt reserves789€7k€7k=
Profit (loss) for the period to be appropriated9905€291k€176k▼
Appropriation of the result
Profit (loss) to be appropriated9906€291k€176k▼
Transfer from equity791/2€187k€74k▼
Transfer to equity691/2€291k€176k▼
To other reserves6921€291k€176k▼
Profit to be distributed694/7€187k€74k▼
Return on contributions (dividend)694€187k€74k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.96
Current ratio from 3.61 to 9.96; short-term debt falls from €245k to €85k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Highest result since 2018net €284k ▲133%
Net result €284k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.57
Current ratio from 3.29 to 7.57; short-term debt falls from €189k to €82k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema · 27 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €67k ▼52.3%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Walheimer Strasse 384730 Raeren1 establishment unit
SymBio
since 19982.085.179.306
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 28,698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-1998
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
01620Support activities for animal production
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.