Equity
€4.1m ▼ 4.3%
SYLVER paid out €105,653 in dividends in a year with a loss of €79,165.
SYLVER
Lifetime
20 annual accounts with figures on one time axispeak €637,480 (2024)
€158,918▼ 75.1%
lowest -€79,165 (2025)
-€79,165▼ €255,520
peak €4.3m (2024)
€4.1m▼ 4.3%
€2.2m▼ 1.8%
Board5 names since 2005
2 directorsFEYS Sylviane Jeanne and 1 other
Documentsfilings and deeds
30-01-20261 day before the deadline
2025abbreviated format
Gross margin from €637,480 to €158,918Loss of €79,165Dividend €105,653Cash from €221,269 to €373,176
Key points
from the 2025 annual accountsResult
-€79,165 -€79,165
From profit to loss in 2025, after a profit of €176,355 in 2024.
Position in the sector
-€79,165
Lower net result than 91% of companies in wholesale trade. Sector median €26,728 · 9,878 companies.
Checked score
93
Excellent
Financially stronger than 43% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.2%▼ -0.2 percentage points vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.3%▲ +0.1 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.4%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%▲ +0.2 percentage points vs 01-2026highest value
03-2026: 0.1%▼ -0.5 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Size: total assets €6.3m
Founded in 2005
Figures for financial year 2025 (filed on 03-02-2026)
Equity €4.1m (65.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 74% of them on solvency, 61% on liquidity, 15% on profitability and 23% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 830 companies had the same profile as SYLVER has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of SYLVER itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 830 companies, not a prediction for SYLVER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €380,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.04 (1.99 in 2024), above the usual 1.5. Short-term debt is 22% and cash 5.9% of total assets. 34.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
43 days early
2023
1 day early
2022
4 days early
2021
on the day
2020
3 days early
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
TE
TUYTENS ERIC
Director, since 28-07-2005
Shares in 2 companies, TAPUCO and STUT
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0875250497
Registered office moved from Wortegem-Petegem to Waregem
New registered office: Tapuitstraat 246 te 8793 Waregem · Previous registered office: Tjammelsstraat 23 te 9790 Wortegem-Petegem · Board meeting of 24-03-2024 · Gazette deed
4 directors appointed
TUYTENS Erik Maria Jean Jeanne (statutory director); FEYS Sylviane Jeanne (statutory director); TUYTENS Charlotte Christiane Marie (successor director) and TUYTENS Gregory, Marc Agnes (successor director) · “Groot- en detailhandel in motorvoertuigen,reparatie van auto’s,motorrijwielen en consumentenartikelen; Handel…” (deed in Dutch) · General meeting of 12-09-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SYLVER Waregem | €6.3m | €158,918 | 65.1% | - |
| HEMCE CONSULT Tournai | €5.4m | €137,953 | 94.6% | - |
| B-LINE Kruisem | €5.6m | €232,336 | 80.6% | - |
| ATIMEX IMPORT-EXPORT Virton | €4.1m | €207,974 | 3.8% | 2 |
| VINTOR Antwerp | €3.7m | €209,280 | 47.6% | - |
| Pantheon Staden | €8.1m | €204,278 | 10.7% | 0 |
| OUT AT HOME Bruges | €3.3m | €186,924 | 24.7% | 0.2 |
These companies have the same main activity as SYLVER: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €3.3m and €8.1m, founded between 2002 and 2012.
Official details
Source: KBO- Status
- Active since 26-07-2005Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 2 others
- Establishment units
- 2.317.811.1398793 Waregem, since 01-06-2021
- 2.318.540.3228570 Anzegem, since 01-06-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 11-09-2025
Annual accounts to 30-06-2025
- ≈ €600,000estimated
- €6.3m▼ 3.4%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on SYLVER
SYLVER files the abbreviated format. That format states no turnover. The gross margin rose from €125,948 in 2006 to €158,918 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SYLVER
- What is the company number of SYLVER?
- The company number of SYLVER is 0875.250.497. The VAT number is the same number with BE in front: BE 0875.250.497.
- Where is SYLVER based?
- The registered office is at Tapuitstraat 246, 8793 Waregem.Company details
- What does SYLVER do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of SYLVER?
- SYLVER is a private limited company (BV).
- When was SYLVER founded?
- SYLVER was founded on 26-07-2005.
- Is SYLVER still active?
- Yes, SYLVER is an active enterprise in the KBO register.
- What is the turnover of SYLVER?
- The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €158,918 and 31 comparable companies (NACE 461). It probably lies between €280,000 and €1.5m.Financials
- Is SYLVER profitable?
- In financial year 2025, SYLVER made a loss of €79,165.
- Where can I find the annual accounts of SYLVER?
- SYLVER filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SYLVER due?
- SYLVER must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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