SYLVER
ActiveSYLVER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.09M and a net result of €-79k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-21
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.99 in 2024), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
-1.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
43 d early
2023
1 d early
2022
4 d early
2021
on the day
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.09M▼ 4.3%
2024 · €4.28M
2019: €3.21M
2020: €3.25M
2021: €2.59M
2022: €4.26M
2023: €4.14M
2024: €4.28M
2019 → 2025
Total assets
€6.29M▼ 3.4%
2024 · €6.51M
2019: €4.73M
2020: €4.74M
2021: €5.31M
2022: €6.56M
2023: €6.39M
2024: €6.51M
2019 → 2025
Net result
€-79k
2024 · €176k
2019: €39k
2020: €106k
2021: €91k
2022: €1.71M
2023: €-66k
2024: €176k
2019 → 2025
Working capital
€1.43M▲ 9.7%
2024 · €1.31M
2019: €818k
2020: €529k
2021: €-87k
2022: €2.09M
2023: €1.38M
2024: €1.31M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.59M-€4.26M▲ 64.5%€4.14M▼ 2.9%€4.28M▲ 3.3%€4.09M▼ 4.3%
Operating result€99k-€38k▼ 62.0%€-38k€277k€-129k
Net result€91k-€1.71M▲ 1,773%€-66k€176k€-79k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €129k after €277k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.29M
Fixed assets
€3.47M▼ 10.7%
Current assets
€2.81M▲ 7.3%
Equity and liabilities €6.29M
Equity
€4.09M▼ 4.3%
Debt
€2.19M▼ 1.8%
The debt ratio rises from 34.3% to 34.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€133k▼
2024 · €522k
Cash flow
€182k▼
2024 · €422k
Solvency
65.1%▼
2024 · 65.7%
Current ratio
2.04▲
2024 · 1.99
Quick ratio
1.95▲
2024 · 1.91
Debt / equity
0.54▲
2024 · 0.52
ROE
-1.9%▼
2024 · 4.1%
ROA
-1.3%▼
2024 · 2.7%
Interest coverage
1.00▼
2024 · 4.47
Debt
€2.19M▼
2024 · €2.23M
Debt ≤ 1 year
€1.38M▲
2024 · €1.32M
Debt > 1 year
€775k▼
2024 · €891k
Income taxes
€2k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.51M€6.29M▼
Fixed assets21/28€3.89M€3.47M▼
Tangible fixed assets22/27€2.42M€2.00M▼
Land and buildings22€1.58M€1.16M▼
Plant, machinery and equipment23€589k€664k▲
Furniture and vehicles24€244k€170k▼
Financial fixed assets28€1.47M€1.47M=
Current assets29/58€2.62M€2.81M▲
Stocks and contracts in progress3€103k€123k▲
Stocks30/36€103k€123k▲
Amounts receivable within one year40/41€384k€499k▲
Trade receivables40€66k€73k▲
Other amounts receivable41€318k€426k▲
Current investments50/53€1.91M€1.82M▼
Cash at bank and in hand54/58€221k€373k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€6.51M€6.29M▼
Equity10/15€4.28M€4.09M▼
Contributions10/11€705k€705k=
Reserves13€625k€519k▼
Non-distributable reserves130/1€71k€71k=
Reserves not available under the articles1311€71k€71k=
Distributable reserves133€554k€449k▼
Profit (loss) carried forward14€2.95M€2.87M▼
Amounts payable17/49€2.23M€2.19M▼
Amounts payable after more than one year17€891k€775k▼
Financial debts170/4€351k€235k▼
Other amounts payable178/9€540k€540k=
Amounts payable within one year42/48€1.32M€1.38M▲
Current portion of amounts payable after more than one year42€152k€128k▼
Financial debts43€873k€873k=
Credit institutions430/8€13k€13k=
Other loans439€860k€860k=
Trade debts44€55k€115k▲
Suppliers440/4€55k€115k▲
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€10k€18k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€224k€248k▲
Accrued charges and deferred income492/3€25k€36k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€246k€261k▲
Other operating charges640/8€31k€26k▼
Non-recurring operating charges66A€85k-
Gross operating margin9900€637k€159k▼
Operating profit (loss)9901€277k€-129k▼
Financial income75/76B€48k€189k▲
Recurring financial income75€31k€150k▲
Non-recurring financial income76B€16k€39k▲
Financial charges65/66B€130k€137k▲
Recurring financial charges65€117k€132k▲
Non-recurring financial charges66B€13k€5k▼
Profit (loss) for the period before taxes9903€195k€-77k▼
Income taxes67/77€18k€2k▼
Profit (loss) for the period9904€176k€-79k▼
Profit (loss) for the period to be appropriated9905€176k€-79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.13M€2.87M▼
Profit (loss) brought forward from the previous period14P€2.95M€2.95M=
Transfer from equity791/2€39k€106k▲
Transfer to equity691/2€176k-
To other reserves6921€176k-
Profit to be distributed694/7€39k€106k▲
Return on contributions (dividend)694€39k€106k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-79k ▼145%
Net result drops to €-79k, the lowest in the series.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €176k
Net result €176k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €1.71M ▲1773%
Net result €1.71M, the highest in the series.
30-06
Financial
Liquidity triplescurrent ratio 2.81
Current ratio from 0.95 to 2.81; short-term debt falls from €1.62M to €1.15M.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tapuitstraat 2468793 WaregemGround area
2,990 m²
Building footprint
1,799 m²
Volume, LiDAR
4,501 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Interim Storage
since 20212.317.811.139
Interim Storage
since 20212.318.540.322
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035B0093/00N000 | Flanders | 1,713 m² | 1 · 265 m² | 10.6 m · 2 fl. |
| 34038A0419/00C012 | Flanders | 1,277 m² | 1 · 1,534 m² | 8.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600J3W6C4HTWKNA70
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Of 6,128 companies in sector 46190 we hold annual accounts for 2,554. 485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2005
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:boekhouding@interimstoragegroup.be